| KOTAK MONEY MARKET FUND
An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk.
| KOTAK MONEY MARKET FUND
An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk.

  

  
Investment Objective
The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realized.

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realized.


Issuer/Instrument Industry/Rating % to Net
Assets

Government Dated Securities
8.23% Gujarat State Govt-Gujarat SOV 0.72
8.28% Karnataka State Govt-Karnataka SOV 0.71
8.24% Tamil Nadu State Govt-Tamil Nadu SOV 0.68
8.29% Maharashtra State Govt-Maharashtra SOV 0.39
8.59% Karnataka State Govt-Karnataka SOV 0.38
8.39% Madhya Pradesh State Govt-Madhya Pradesh SOV 0.27
8.15% Gujarat State Govt-Gujarat SOV 0.26
7.96% Gujarat State Govt-Gujarat SOV 0.20
8.38% Haryana State Govt-Haryana SOV 0.18
8.27% Madhya Pradesh State Govt-Madhya Pradesh SOV 0.17
6.90% Tamil Nadu State Govt-Tamil Nadu SOV 0.13
8.16% Maharashtra State Govt-Maharashtra SOV 0.05
7.97% Tamil Nadu State Govt-Tamil Nadu SOV 0.04
8.29% Tamil Nadu State Govt-Tamil Nadu SOV 0.02
Government Dated Securities - Total 4.20
Money Market Instruments
Commercial Paper(CP)/Certificate of Deposits(CD)
Corporate Debt/Financial Institutions
HDFC BANK LTD. CARE A1+ 8.01
INDUSIND BANK LTD. CRISIL A1+ 6.46
AXIS BANK LTD. CRISIL A1+ 4.26
MUTHOOT FINANCE LTD. CRISIL A1+ 3.40
BHARTI TELECOM LTD. CRISIL A1+ 3.27
IDBI BANK LTD. CRISIL A1+ 2.29
PIRAMAL CAPITAL & HOUSING FINANCE LTD. CRISIL A1+ 2.01
MOTILAL OSWAL FINANCIAL SERVICES LIMITED ICRA A1+ 1.68
Panatone Finvest Ltd. CRISIL A1+ 1.36
AU SMALL FINANCE BANK LTD. FITCH A1+ 1.35
FEDERAL BANK LTD. CRISIL A1+ 1.22
HERO FINCORP LTD. CRISIL A1+ 1.20
STANDARD CHARTERED CAPITAL LTD. CRISIL A1+ 1.20
360 ONE PRIME LTD. CRISIL A1+ 1.17
BIRLA GROUP HOLDING PRIVATE LIMITED CRISIL A1+ 1.10
MANKIND PHARMA LTD CRISIL A1+ 1.00
SHAREKHAN LIMITED CRISIL A1+ 0.97
TORRENT ELECTRICALS LIMITED CRISIL A1+ 0.87
Muthoot Fincorp Ltd. CRISIL A1+ 0.71
TATA CAPITAL LTD. CRISIL A1+ 0.67
LIC HOUSING FINANCE LTD. CRISIL A1+ 0.59
GODREJ HOUSING FINANCE LTD CRISIL A1+ 0.34
JULIUS BAER CAPITAL (INDIA) PVT. LTD CRISIL A1+ 0.34
TATA PROJECTS LTD. CRISIL A1+ 0.34
NUVAMA WEALTH AND INVESTMENT LTD CRISIL A1+ 0.18
ADITYA BIRLA FINANCE LTD. ICRA A1+ 0.17
Bahadur Chand Investments Private Limited ICRA A1+ 0.17
Corporate Debt/Financial Institutions - Total 46.33
Public Sector Undertakings
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE A1+ 8.77
UNION BANK OF INDIA FITCH A1+ 5.57
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT CRISIL A1+ 4.67
INDIAN BANK CRISIL A1+ 3.72
PUNJAB NATIONAL BANK CARE A1+ 3.48
CANARA BANK CRISIL A1+ 3.23
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT FITCH A1+ 3.23
PUNJAB NATIONAL BANK CRISIL A1+ 1.71
UNION BANK OF INDIA ICRA A1+ 1.36
PUNJAB & SIND BANK ICRA A1+ 0.85
PUNJAB NATIONAL BANK FITCH A1+ 0.84
BANK OF BARODA FITCH A1+ 0.34
Export-Import Bank of India CRISIL A1+ 0.34
Public Sector Undertakings - Total 38.11
Treasury Bills
364 DAYS TREASURY BILL 05/02/2026 SOV 2.22
364 DAYS TREASURY BILL 29/01/2026 SOV 1.71
364 DAYS TREASURY BILL 04/12/2025 SOV 1.38
364 DAYS TREASURY BILL 12/02/2026 SOV 1.02
364 DAYS TREASURY BILL 19/03/2026 SOV 0.85
364 DAYS TREASURY BILL 20/02/2026 SOV 0.85
364 DAYS TREASURY BILL 27/02/2026 SOV 0.85
364 DAYS TREASURY BILL 12/03/2026 SOV 0.77
364 DAYS TREASURY BILL 06/11/2025 SOV 0.68
364 DAYS TREASURY BILL 21/11/2025 SOV 0.33
Treasury Bills - Total 10.66
Triparty Repo 1.19
Alternative Investment Fund
CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 Alternative Investment Fund 0.26
Alternative Investment Fund - Total 0.26
Net Current Assets/(Liabilities) -0.75
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (₹) 26,20,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on Apr 30, 2025 (₹) 61,53,386 16,80,851 10,58,401 7,11,933 4,04,502 1,25,294
Scheme Returns (%) 7.18 6.56 6.51 6.79 7.74 8.37
CRISIL Money Market A-I Index Returns (%) 7.01 6.37 6.32 6.62 7.43 7.65
Alpha* 0.17 0.19 0.19 0.17 0.31 0.73
CRISIL Money Market A-I Index (₹)# 60,23,538 16,64,448 10,51,369 7,08,912 4,02,679 1,24,839
NIFTY 1 Year T-Bill Index (₹)^ 56,77,324 16,45,217 10,40,215 7,00,384 4,00,146 1,24,712
NIFTY 1 Year T-Bill Index Returns (%) 6.54 6.15 6.02 6.13 7.00 7.44

Scheme Inception : - July 14, 2003. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs4444.1163Rs4484.3625
Monthly IDCW Rs1057.9716Rs1220.8424
(as on April 30, 2025)

Available Plans/Options

A)Regular Plan B)Direct Plan
Options: Payout of IDCW (Under Monthly IDCW option only), Reinvestment of IDCW & Growth applicable for all plans


Fund Manager* Mr. Deepak Agrawal, Mr. Manu Sharma
Benchmark***CRISIL Money Market A-I Index
Allotment dateJuly 14, 2003
AAUMRs27,444.50 crs
AUMRs27,977.01 crs
Folio count15,673

IDCW Frequency

Monthly (2nd of every month - effective April 01, 2025).


Debt Quant & Ratios
Average Maturity 0.71 yrs
Modified Duration 0.70 yrs
Macaulay Duration 0.70 yrs
Annualised YTM*6.80%
$Standard Deviation0.40%
*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer.

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 3-6 months


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil. (applicable for all plans)


Total Expense Ratio**
Regular Plan: 0.36%
Direct Plan: 0.24%

Data as on 30th April, 2025 unless otherwise specified.

Folio Count data as on 31st March 2025.

Fund


Benchmark: CRISIL Money Market A-I Index



This product is suitable for investors who are seeking*:
  • Income over a short term investment horizon
  • Investment in money market securities

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

The above risk-o—meter is based on the scheme portfolio as on 31st January, 2025. An addendum may be issued or updated on the website for new riskometer


* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'