Issuer/Instrument | Industry/ Rating |
% to Net Assets |
---|---|---|
Debt Instruments | ||
Debentures and Bonds | ||
Government Dated Securities | ||
7.42% Central Government(^) | SOV | 13.59 |
7.69% Central Government | SOV | 3.61 |
7.42% Central Government | SOV | 1.92 |
8.20% Central Government | SOV | 0.20 |
7.01% Central Government | SOV | 0.12 |
6.46% Gujarat State Govt-Gujarat | SOV | 0.01 |
Government Dated Securities - Total | 19.45 | |
Public Sector Undertakings | ||
National Bank for Agriculture & Rural Development | CRISIL AAA | 9.17 |
Power Finance Corporation Ltd.(^) | CRISIL AAA | 6.76 |
DME Development Limited | CRISIL AAA | 6.10 |
State Bank Of India.(Basel III TIER II Bonds) | CRISIL AAA | 6.06 |
Small Industries Development Bank Of India | CRISIL AAA | 3.81 |
Rural Electrification Corporation Ltd. | CRISIL AAA | 3.68 |
National Bank for Agriculture & Rural Development | ICRA AAA | 2.96 |
Bank Of Baroda(Basel III TIER II Bonds) | FITCH IND AAA | 2.96 |
Small Industries Development Bank Of India | ICRA AAA | 2.83 |
Union Bank of India(Basel III TIER I Bonds) | CARE AA | 2.72 |
Indian Bank(Basel III TIER II Bonds) | FITCH IND AA+ | 2.26 |
Punjab National Bank(Basel III TIER II Bonds) | CRISIL AA+ | 2.06 |
Canara Bank(Basel III TIER I Bonds) | CRISIL AA+ | 1.90 |
Canara Bank(Basel III TIER II Bonds) | FITCH IND AAA | 1.89 |
Bank Of Baroda(Basel III TIER I Bonds) | CRISIL AA+ | 1.55 |
Mangalore Refinery and Petrochemicals Ltd. | FITCH AAA(IND) | 0.92 |
Bank Of Baroda(Basel III TIER II Bonds) | FITCH AAA(IND) | 0.25 |
Public Sector Undertakings - Total | 57.88 | |
Corporate Debt/Financial Institutions | ||
HDFC Ltd.(^) | CRISIL AAA | 9.29 |
AXIS Bank Ltd. | CRISIL AAA | 0.45 |
ICICI Bank Ltd.(Basel III TIER I Bonds) | CRISIL AA+ | 0.21 |
Corporate Debt/Financial Institutions - Total | 9.95 | |
Money Market Instruments | ||
Commercial Paper(CP)/Certificate of Deposits(CD) | ||
Public Sector Undertakings | ||
Export-Import Bank of India | CRISIL AAA | 2.63 |
Small Industries Development Bank Of India | CARE A1+ | 1.35 |
Bank Of Baroda | FITCH IND A1+ | 1.35 |
Public Sector Undertakings - Total | 5.33 | |
Corporate Debt/Financial Institutions | ||
HDFC Bank Ltd. | CARE A1+ | 5.06 |
Corporate Debt/Financial Institutions - Total | 5.06 | |
Triparty Repo | 0.51 | |
Net Current Assets/(Liabilities) | 1.82 | |
Grand Total | 100 |
Monthly SIP of (₹) 10000 | Since Inception | 10 years | 7 years | 5 years | 3 years | 1 year |
Total amount invested (₹) | 29,00,000 | 12,00,000 | 8,40,000 | 6,00,000 | 3,60,000 | 1,20,000 |
Total Value as on Jan 31, 2023 (₹) | 74,39,704 | 17,35,044 | 10,61,033 | 6,99,905 | 3,85,516 | 1,22,985 |
Scheme Returns (%) | 7.09 | 7.16 | 6.57 | 6.09 | 4.50 | 4.63 |
CRISIL Banking and PSU Debt Index Returns (%) | NA | 7.18 | 6.42 | 5.87 | 4.24 | 4.46 |
Alpha | NA | -0.02 | 0.15 | 0.23 | 0.25 | 0.17 |
CRISIL Banking and PSU Debt Index (₹)# | NA | 17,36,666 | 10,55,411 | 6,95,894 | 3,84,056 | 1,22,874 |
CRISIL 10 Year Gilt Index (₹)^ | NA | 16,00,033 | 9,90,915 | 6,67,961 | 3,71,294 | 1,23,021 |
CRISIL 10 Year Gilt Index (%) | NA | 5.61 | 4.65 | 4.24 | 2.02 | 4.69 |
Growth Option | Rs54.406 |
Direct Growth Option | Rs56.138 |
Monthly-Reg-Plan-IDCW | Rs10.443 |
Monthly-Dir-Plan-IDCW | Rs10.259 |
A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of
IDCW & Growth (applicable for all plans)
Fund Manager* | Mr. Deepak Agrawal,
Mr. Abhishek Bisen &
Mr. Vihag Mishra (Dedicated fund manager for investments in foreign securities) |
Benchmark | CRISIL Banking and PSU Debt Index |
Allotment date | December 29,1998 |
AAUM | Rs5,742.65 crs |
AUM | Rs5,246.76 crs |
Folio count | 18,957 |
Monthly (12th of every Month)
Portfolio Average Maturity | 7.08 yrs |
IRS Average Maturity* | -0.05 yrs |
Net Average Maturity | 7.03 yrs |
Portfolio Modified Duration | 2.73 yrs |
IRS Modified Duration* | -0.02 yrs |
Net Modified Duration | 2.71 yrs |
Portfolio Macaulay Duration | 2.94 yrs |
IRS Macaulay Duration* | -0.03 yrs |
Net Macaulay Duration | 2.91 yrs |
Annualised YTM* | 8.04% |
$Standard Deviation | 1.29% |
Initial Investment:Payout of IDCW,
Reinvestment of IDCW & Growth Rs5000 &
above.
Additional Investment: Rs1000 & in multiples
of Rs1
Ideal Investment Horizon: 2-3 years
Entry Load: Nil. (applicable for all plans)
Exit Load:
Nil. (applicable for all plans)
Regular: 0.81%; Direct: 0.37%
Fund
Benchmark
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
The above risk-o—meter is based on the scheme portfolio as on 31st January 2023. An addendum may be issued or updated on the website for new riskometer