| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
(as on January 31, 2025)
*in case of semi annual YTM, it will be annualized.
$$Equity Component of the Portfolio.
Source: $ICRA MFI Explorer, ^^Bloomberg
This product is suitable for investors who are seeking*:
## Risk rate assumed to be 6.65% (FBIL Overnight MIBOR rate as on 31st Jan 2024). **Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
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Investment Objective
The investment objective of the scheme is to generate long term capital appreciation
by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and
Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will
be achieved.
The investment objective of the scheme is to generate long term capital appreciation
by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and
Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will
be achieved.
| Issuer/Instrument | Rating | % to Net Assets |
|
|---|---|---|---|
| Equity & Equity related | |||
| IT - Software | 9.05 | ||
| Infosys Ltd. | 3.30 | ||
| Tech Mahindra Ltd. | 2.23 | ||
| Oracle Financial Services Software Ltd | 1.19 | ||
| Mphasis Ltd | 0.79 | ||
| Wipro Ltd. | 0.77 | ||
| PERSISTENT SYSTEMS LIMITED | 0.70 | ||
| Tata Consultancy Services Ltd. | 0.07 | ||
| Automobiles | 8.25 | ||
| Maruti Suzuki India Limited | 4.65 | ||
| Hero MotoCorp Ltd. | 2.43 | ||
| Mahindra & Mahindra Ltd. | 1.17 | ||
| Banks | 6.93 | ||
| State Bank Of India | 2.87 | ||
| Bank Of Baroda | 1.84 | ||
| HDFC Bank Ltd. | 1.53 | ||
| JAMMU AND KASHMIR BANK LTD. | 0.59 | ||
| IndusInd Bank Ltd. | 0.09 | ||
| FEDERAL BANK LTD. | 0.01 | ||
| Power | 4.95 | ||
| NTPC LTD | 2.90 | ||
| NLC India Ltd. | 1.18 | ||
| NTPC GREEN ENERGY LIMITED | 0.87 | ||
| Finance | 4.76 | ||
| Power Finance Corporation Ltd. | 1.98 | ||
| POONAWALLA FINCORP LTD. | 1.36 | ||
| Mahindra & Mahindra Financial Services Ltd. | 0.67 | ||
| Bajaj Finserv Ltd. | 0.59 | ||
| Bajaj Finance Ltd. | 0.07 | ||
| LIC Housing Finance Ltd. | 0.06 | ||
| REC LTD | 0.03 | ||
| Diversified FMCG | 4.70 | ||
| ITC Ltd. | 2.51 | ||
| Hindustan Unilever Ltd. | 2.19 | ||
| Retailing | 3.91 | ||
| SWIGGY LTD | 1.74 | ||
| ZOMATO LTD. | 1.29 | ||
| FSN E-COMMERCE VENTURES LTD. | 0.88 | ||
| Telecom - Services | 3.54 | ||
| Bharti Airtel Ltd | 1.54 | ||
| Indus Towers Ltd. | 1.03 | ||
| Vodafone Idea Ltd | 0.97 | ||
| Leisure Services | 1.72 | ||
| SAPPHIRE FOODS INDIA LTD. | 1.49 | ||
| Barbeque Nation Hospitality Ltd. | 0.14 | ||
| ITC HOTELS LIMITED | 0.09 | ||
| Industrial Manufacturing | 1.64 | ||
| JYOTI CNC AUTOMATION LTD | 1.14 | ||
| DEE DEVELOPMENT ENGINEEERS LTD | 0.50 | ||
| Auto Components | 1.53 | ||
| SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED | 1.11 | ||
| Subros Ltd. | 0.42 | ||
| Entertainment | 1.36 | ||
| PVR INOX LIMITED | 0.85 | ||
| Sun TV Network Ltd. | 0.51 | ||
| Cement and Cement Products | 1.18 | ||
| Ambuja Cements Ltd. | 1.18 | ||
| Beverages | 1.16 | ||
| Radico Khaitan Ltd. | 1.16 | ||
| Gas | 1.15 | ||
| GAIL (India) Ltd. | 1.15 | ||
| Personal Products | 1.15 | ||
| Emami Ltd. | 0.81 | ||
| Dabur India Ltd. | 0.34 | ||
| Transport Services | 1.14 | ||
| Inter Globe Aviation Ltd | 1.14 | ||
| Pharmaceuticals and Biotechnology | 1.04 | ||
| ORCHID PHARMA LTD. | 0.93 | ||
| Sun Pharmaceuticals Industries Ltd. | 0.09 | ||
| Aurobindo Pharma Ltd. | 0.01 | ||
| Cipla Ltd. | 0.01 | ||
| Healthcare Services | 0.88 | ||
| Fortis Healthcare India Ltd | 0.66 | ||
| GPT HEALTHCARE LIMITED | 0.22 | ||
| Transport Infrastructure | 0.83 | ||
| Adani Port and Special Economic Zone Ltd. | 0.83 | ||
| Insurance | 0.78 | ||
| LIFE INSURANCE CORPORATION OF INDIA LTD. | 0.77 | ||
| SBI Life Insurance Company Ltd | 0.01 | ||
| Capital Markets | 0.75 | ||
| ICICI Securities Ltd | 0.75 | ||
| Chemicals and Petrochemicals | 0.64 | ||
| Tata Chemicals Ltd | 0.64 | ||
| Other Utilities | 0.61 | ||
| CONCORD ENVIRO SYSTEMS LIMITED | 0.61 | ||
| Diversified Metals | 0.58 | ||
| Vedanta Ltd. | 0.58 | ||
| Construction | 0.57 | ||
| Ashoka Buildcon Limited | 0.57 | ||
| Consumer Durables | 0.45 | ||
| Titan Company Ltd. | 0.45 | ||
| Agricultural Food and other Product | 0.30 | ||
| Marico Ltd. | 0.30 | ||
| Printing and Publication | 0.29 | ||
| Navneet Education Ltd. | 0.29 | ||
| Minerals and Mining | 0.26 | ||
| NMDC Ltd. | 0.26 | ||
| Petroleum Products | 0.21 | ||
| RELIANCE INDUSTRIES LTD. | 0.21 | ||
| Realty | 0.20 | ||
| DLF Ltd. | 0.20 | ||
| Agricultural, Commercial and Construction Vehicles | 0.19 | ||
| V.S.T Tillers Tractors Ltd | 0.19 | ||
| Industrial Products | 0.11 | ||
| QUADRANT FUTURE TEK LIMITED | 0.11 | ||
| Metals and Minerals Trading | 0.11 | ||
| Adani Enterprises Ltd. | 0.11 | ||
| Consumable Fuels | 0.09 | ||
| Coal India Ltd. | 0.09 | ||
| Non - Ferrous Metals | 0.02 | ||
| HINDUSTAN COPPER LTD. | 0.02 | ||
| Equity & Equity related - Total | 67.03 | ||
| Future | |||
| POONAWALLA FINCORP LTD. | Finance | 0.07 | |
| NTPC LTD | Power | -1.42 | |
| Vodafone Idea Ltd | Telecom - Services | -0.98 | |
| Adani Port and Special Economic Zone Ltd. | Transport Infrastructure | -0.84 | |
| Bajaj Finserv Ltd. | Finance | -0.59 | |
| Vedanta Ltd. | Diversified Metals | -0.58 | |
| Inter Globe Aviation Ltd | Transport Services | -0.53 | |
| NMDC Ltd. | Minerals and Mining | -0.26 | |
| Ambuja Cements Ltd. | Cement and Cement Products | -0.21 | |
| RELIANCE INDUSTRIES LTD. | Petroleum Products | -0.21 | |
| DLF Ltd. | Realty | -0.20 | |
| Adani Enterprises Ltd. | Metals and Minerals Trading | -0.11 | |
| Bharti Airtel Ltd | Telecom - Services | -0.11 | |
| Coal India Ltd. | Consumable Fuels | -0.09 | |
| IndusInd Bank Ltd. | Banks | -0.09 | |
| Sun Pharmaceuticals Industries Ltd. | Pharmaceuticals and Biotechnology | -0.09 | |
| HDFC Bank Ltd. | Banks | -0.08 | |
| Bajaj Finance Ltd. | Finance | -0.07 | |
| Tata Consultancy Services Ltd. | IT - Software | -0.07 | |
| LIC Housing Finance Ltd. | Finance | -0.06 | |
| Bank Of Baroda | Banks | -0.03 | |
| REC LTD | Finance | -0.03 | |
| HINDUSTAN COPPER LTD. | Non - Ferrous Metals | -0.02 | |
| Aurobindo Pharma Ltd. | Pharmaceuticals and Biotechnology | -0.01 | |
| Cipla Ltd. | Pharmaceuticals and Biotechnology | -0.01 | |
| FEDERAL BANK LTD. | Banks | -0.01 | |
| SBI Life Insurance Company Ltd | Insurance | -0.01 | |
| Mutual Fund Units | |||
| Kotak Mutual Fund - Kotak Gold ETF | Exchange Traded Funds | 10.44 | |
| Kotak Mutual Fund - Kotak Silver Etf | Exchange Traded Funds | 8.75 | |
| Kotak Liquid Direct Growth | Mutual Fund industry | 0.34 | |
| Mutual Fund Units - Total | 19.53 | ||
| Debt Instruments | |||
| Debentures and Bonds | |||
| Corporate Debt/Financial Institutions | |||
| INDIA GRID TRUST | CRISIL AAA | 0.66 | |
| BAJAJ FINANCE LTD. | CRISIL AAA | 0.33 | |
| HDFC BANK LTD. | CRISIL AAA | 0.06 | |
| Corporate Debt/Financial Institutions - Total | 1.05 | ||
| Public Sector Undertakings | |||
| REC LTD | CRISIL AAA | 0.35 | |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | CRISIL AAA | 0.13 | |
| Public Sector Undertakings - Total | 0.48 | ||
| Government Dated Securities | |||
| 7.18% Central Government | SOV | 3.16 | |
| 7.06% Central Government | SOV | 1.65 | |
| 7.32% Central Government | SOV | 1.01 | |
| 7.93% Central Government | SOV | 1.00 | |
| 7.02% Central Government | SOV | 0.33 | |
| 7.53% Central Government | SOV | 0.33 | |
| Government Dated Securities - Total | 7.48 | ||
| Money Market Instruments | |||
| Commercial Paper(CP)/Certificate of Deposits(CD) | |||
| Public Sector Undertakings | |||
| BANK OF BARODA | FITCH A1+ | 1.30 | |
| Public Sector Undertakings - Total | 1.30 | ||
| Triparty Repo | 3.17 | ||
| Real Estate & Infrastructure Investment Trusts | |||
| INDUS INFRA TRUST | Transport Infrastructure | 0.05 | |
| Real Estate & Infrastructure Investment Trusts - Total | 2.63 | ||
| Net Current Assets/(Liabilities) | -2.67 | ||
| Grand Total | 100.00 | ||
| Monthly SIP of (Rs) 10000 | Since Inception | 1 Year | |
| Total amount invested (₹) | 1,70,000 | 1,20,000 | |
| Total Value as on Jan 31, 2025 (₹) | 1,82,310 | 1,21,493 | |
| Scheme Returns (%) | 9.71 | 2.31 | |
| NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% Returns (%) | 9.97 | 3.09 | |
| Alpha* | -0.25 | -0.78 | |
| NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% (₹)# | 1,82,629 | 1,21,995 | |
| Nifty 50 (TRI) (₹)^ | 1,79,613 | 1,20,014 | |
| Nifty 50 (TRI) Returns (%) | 7.58 | 0.02 |
Scheme Inception : - September 22, 2023. The returns are calculated by XIRR approach assuming investment of Rs10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.
Net Asset Value (NAV)
| Regular | Direct | |
| Growth | Rs 12.4911 | Rs12.7421 |
| IDCW | Rs 12.4909 | Rs12.7415 |
Available Plans/Options
A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of
IDCW & Growth (applicable for all plans)
| Fund Manager* | Mr. Devender Singhal, Mr. Abhishek Bisen, Mr. Hiten Shah & Mr. Jeetu Valechha Sonar |
| Benchmark | Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) + Domestic Price of Gold (5%) + Domestic Price of Silver (5%) |
| Allotment date | September 22, 2023 |
| AAUM | Rs7,651.68 crs |
| AUM | Rs7,680.06 crs |
| Folio count | 1,68,586 |
IDCW Frequency
Trustee's Discretion
Debt Quant & Ratios
| Average Maturity | 4.68 yrs |
| Modified Duration | 2.89 yrs |
| Macaulay Duration | 2.99 yrs |
| Annualised YTM* | 6.97% |
| $Standard Deviation | 8.14% |
| $Beta | 0.95 |
| $ Sharpe## | 1.29 |
| ^^P/E$$ | 26.15 |
| ^^P/BV$$ | 3.47 |
| Portfolio Turnover | 167.53% |
$$Equity Component of the Portfolio.
Source: $ICRA MFI Explorer, ^^Bloomberg
Minimum Investment Amount
Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter
Ideal Investments Horizon
• 5 years & above
Load Structure
Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 30%
of the initial investment amount (limit)
purchased or switched in within 1 year from
the date of allotment: Nil.
• If units redeemed or switched out are in
excess of the limit within 1 year from the
date of allotment: 1%
• If units are redeemed or switched out on
or after 1 year from the date of allotment:
NIL
Total Expense Ratio**
| Regular Plan: | 1.73% |
| Direct Plan: | 0.41% |
Data as on 31st January, 2025 unless
otherwise specified.
Folio Count data as on 31st December 2024.
Folio Count data as on 31st December 2024.
Fund
Benchmark: Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) + Domestic Price of Gold (5%) + Domestic Price of Silver (5%)
This product is suitable for investors who are seeking*:
- Long-term capital growth
- Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
The above risk-o—meter is based on the scheme portfolio as on 31st December, 2024. An addendum may be issued or updated on the website for new riskometer.
## Risk rate assumed to be 6.65% (FBIL Overnight MIBOR rate as on 31st Jan 2024). **Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'