| KOTAK BALANCED ADVANTAGE FUND
An open ended Dynamic Asset Allocation Fund
| KOTAK BALANCED ADVANTAGE FUND
An open ended Dynamic Asset Allocation Fund

  

  
Investment Objective

The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities. However, there is no assurance that the objective of the scheme will be achieved.

The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities. However, there is no assurance that the objective of the scheme will be achieved.




Source: KMAMC Internal Analysis. As on 31st July 2025. Disclaimer: The Nifty 50 Index exposure is considered to explain the equity valuations as category in comparison to KBAF Allocation. | KBAF - Kotak Balanced Advantage Fund.
Nifty 50 Index represents the Market which is 50% component of the Benchmark – Nifty 50 Hybrid Composite Debt 50:50 Index.

Issuer/
Instrument		 Industry/
Rating		 % to Net
Assets		 % to Net
Assets
Derivatives

Equity & Equity related
ICICI Bank Ltd. Banks 4.16
RELIANCE INDUSTRIES LTD. Petroleum Products 3.85
HDFC Bank Ltd. Banks 3.14
STATE BANK OF INDIA Banks 2.60
Infosys Ltd. IT - Software 2.50
Bharti Airtel Ltd Telecom - Services 2.05
Larsen And Toubro Ltd. Construction 1.82
ITC Ltd. Diversified FMCG 1.75
CNX NIFTY-AUG2025 -1.64
Inter Globe Aviation Ltd Transport Services 1.58
Others 44.21 -9.13
Equity & Equity related - Total 67.66 -10.77
Mutual Fund Units 0.70
Debt Instruments
Debentures and Bonds 6.21
Government Dated Securities 16.54
Public Sector Undertakings 0.88
Triparty Repo 4.36
Real Estate & Infrastructure Investment Trusts 0.41
Net Current Assets/(Liabilities) 3.24
Grand Total 100.00

For detailed portfolio log on to
https://www.kotakmf.com/mutual-funds/hybrid-funds/kotak-balanced-advantage-fund/dir-g

Mutual Fund Units as provided above is towards margin for derivatives transactions. Equity Derivative Exposuer is 10.77%


Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 5 years3 years 1 year
Total amount invested (₹) 8,30,000 6,00,000 3,60,000 1,20,000
Total Value as on July 31, 2025 (₹) 12,78,935 7,98,565 4,29,951 1,24,300
Scheme Returns (%) 12.30 11.39 11.89 6.75
NIFTY 50 Hybrid Composite Debt 50:50 Index TRI Returns (%) 12.05 10.76 10.83 7.03
Alpha* 0.25 0.63 1.06 -0.28
NIFTY 50 Hybrid Composite Debt 50:50 Index TRI (₹)# 12,67,857 7,86,136 4,23,382 1,24,478
Nifty 50 (TRI) (₹)^ 14,69,277 8,55,947 4,37,497 1,23,612
Nifty 50 (TRI) Returns (%) 16.24 14.20 13.10 5.66

Scheme Inception : - August 03,2018. The returns are calculated by XIRR approach assuming investment of ₹ ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs20.5217Rs22.2728
IDCW Rs20.5220Rs22.2730
(as on July 31, 2025)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)


Fund Manager* Mr. Rohit Tandon
Mr. Hiten Shah &
Mr. Abhishek Bisen
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index TRI
Allotment dateAugust 3, 2018
AAUMRs17,619.61 crs
AUMRs17,537.30 crs
Folio count2,00,302

IDCW Frequency

Trustee's Discretion


Debt Quant & Ratios
Average Maturity 18.73 yrs
Modified Duration 7.09 yrs
Macaulay Duration 7.36 yrs
Annualised YTM* 6.73%
$Standard Deviation 7.10%
$Beta 1.01
$Sharpe## 0.91
^^P/E$$ 24.95
^^P/BV$$ 3.97
Portfolio Turnover 209.37%
*in case of semi annual YTM, it will be annualized.
$$Equity Component of the Portfolio.

Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap41.37%
Mid Cap9.27%
Small Cap6.23%
Debt & Money Market43.13%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.
• If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%

• If units are redeemed or switched out on or after 1 year from the date of allotment: NIL.


Total Expense Ratio**
Regular Plan: 1.65%
Direct Plan: 0.56%

Data as on 31st July, 2025 unless otherwise specified.

Folio Count data as on 30th June 2025.


Fund



Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index TRI


This product is suitable for investors who are seeking*:
  • Wealth creation over a long period of time.
  • Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


## Risk rate assumed to be 5.54% (FBIL Overnight MIBOR rate as on 31st July 2025).**Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'