| KOTAK EQUITY SAVINGS FUND
An open ended scheme investing in equity, arbitrage and debt
| KOTAK EQUITY SAVINGS FUND
An open ended scheme investing in equity, arbitrage and debt

  

  
Investment Objective

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. However, there is no assurance that the objective of the scheme will be achieved.

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. However, there is no assurance that the objective of the scheme will be achieved.


Issuer/
Instrument		 Industry/
Rating		 % to Net
Assets		 % to Net
Assets
Derivatives

Equity & Equity related
STATE BANK OF INDIA Banks 3.90
Bharti Airtel Ltd Telecom - Services 3.88 -3.88
CNX NIFTY-AUG2025 -3.53
STATE BANK OF INDIA Banks 2.80 -2.80
Maruti Suzuki India Limited Automobiles 2.63
Hero MotoCorp Ltd. Automobiles 2.52
Adani Port and Special Economic Zone Ltd. Transport Infrastructure 2.45 -2.47
RELIANCE INDUSTRIES LTD. Petroleum Products 2.06
Indus Towers Ltd. Telecom - Services 2.06 -2.06
Radico Khaitan Ltd. Beverages 1.94
Others 41.80 -15.28
Equity & Equity related - Total 66.04 -30.02
Mutual Fund Units 7.83
Debt Instruments
Debentures and Bonds 10.90
Money Market Instruments 2.67
Commercial Paper(CP)/Certificate of Deposits(CD) 0.64
Triparty Repo 8.25
Real Estate & Infrastructure Investment Trusts 0.88
Net Current Assets/(Liabilities) 2.79
Grand Total 100.00

For detailed portfolio log on to
https://www.kotakmf.com/mutual-funds/hybrid-funds/kotak-equity-savings-fund/dir-g

Mutual Fund Units as provided above is towards margin for derivatives transactions Equity Derivative Exposuer is 30.02%


Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years7 years 5 years 3 years 1 year
Total amount invested (₹) 13,00,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on July 31, 2025 (₹) 22,51,193 20,03,235 12,22,803 7,83,261 4,20,628 1,23,336
Scheme Returns (%) 9.74 9.89 10.55 10.61 10.39 5.23
Nifty Equity Savings TRI (%) 9.43 9.56 9.82 9.62 9.89 7.44
Alpha* 0.31 0.34 0.73 0.99 0.50 -2.21
Nifty Equity Savings TRI (₹)# 22,10,731 19,67,590 11,91,321 7,64,230 4,17,579 1,24,731
CRISIL 10 Year Gilt Index (₹)^ 18,88,169 16,87,555 10,71,411 7,20,636 4,13,657 1,25,864
CRISIL 10 Year Gilt Index (%) 6.68 6.63 6.85 7.27 9.24 9.24
Scheme Inception : - October 13, 2014. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMDPoD- 1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs25.9633Rs28.5295
Monthly IDCW Rs19.0094Rs20.4814
(as on July 31, 2025)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)


Fund Manager* Mr. Devender Singhal,
Mr. Abhishek Bisen &
Mr. Hiten Shah
Benchmark***Nifty Equity Savings TRI
Allotment dateOctober 13, 2014
AAUMRs8,428.95 crs
AUMRs8,452.12 crs
Folio count51,173

IDCW Frequency

Monthly (12th of every month)


Debt Quant & Ratios
Average Maturity 2.40 yrs
Modified Duration 1.75 yrs
Macaulay Duration 1.83 yrs
Annualised YTM* 6.17%
$Standard Deviation 5.10%
$Beta 0.51
$ Sharpe## 1.09
^^P/E$$ 19.65
^^P/BV$$ 2.93
Portfolio Turnover 402.82%
*in case of semi annual YTM, it will be annualized.
$$Equity Component of the Portfolio.

Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap21.23%
Mid Cap11.23%
Small Cap3.50%
Debt & Money Market64.04%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 3 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 days from the date of allotment: Nil.
• If units redeemed or switched out are in excess of the limit within 90 days from the date of allotment: 1%
• If units are redeemed or switched out after 90 days from the date of allotment: NIL


Total Expense Ratio**
Regular Plan: 1.76%
Direct Plan: 0.66%

Data as on 31st July, 2025 unless otherwise specified.

Folio Count data as on 30th June 2025.


Fund



Benchmark - Tier 1: NIFTY Equity Savings TRI


This product is suitable for investors who are seeking*:
  • Income from arbitrage opportunities in the equity market & long term capital growth
  • Investment predominantly in arbitrage opportunities in the cash & derivatives segment of the equity market and equity & equity related securities

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


## Risk rate assumed to be 5.54% (FBIL Overnight MIBOR rate as on 31st July 2025).**Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'