| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.

  

  
Investment Objective
The investment objective of the scheme is to generate long term capital appreciation by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will be achieved.

The investment objective of the scheme is to generate long term capital appreciation by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will be achieved.


Issuer/Instrument Rating % to Net
Assets

Equity & Equity related
Banks 10.16
STATE BANK OF INDIA 4.66
Bank Of Baroda 2.18
HDFC Bank Ltd. 1.90
ICICI Bank Ltd. 0.84
JAMMU AND KASHMIR BANK LTD. 0.58
IT - Software 8.57
Infosys Ltd. 3.40
Tech Mahindra Ltd. 1.83
Oracle Financial Services Software Ltd 1.09
Mphasis Ltd 0.90
Wipro Ltd. 0.79
PERSISTENT SYSTEMS LIMITED 0.56
Automobiles 7.58
Maruti Suzuki India Limited 4.46
Hero MotoCorp Ltd. 3.12
Power 5.73
NTPC LTD 3.20
NLC India Ltd. 1.79
NTPC GREEN ENERGY LIMITED 0.74
Telecom - Services 5.04
Bharti Airtel Ltd 2.57
Indus Towers Ltd. 1.77
Vodafone Idea Ltd 0.70
Finance 4.70
POONAWALLA FINCORP LTD. 2.24
Power Finance Corporation Ltd. 2.15
Piramal Enterprises Limited 0.31
Retailing 4.59
ETERNAL LIMITED 1.83
SWIGGY LTD 1.74
FSN E-COMMERCE VENTURES LTD. 1.02
Diversified FMCG 4.40
ITC Ltd. 2.31
Hindustan Unilever Ltd. 2.09
Petroleum Products 1.91
RELIANCE INDUSTRIES LTD. 1.91
Leisure Services 1.52
SAPPHIRE FOODS INDIA LTD. 1.52
Pharmaceuticals and Biotechnology 1.49
ACUTAAS CHEMICALS LTD 0.87
ORCHID PHARMA LTD. 0.62
Industrial Manufacturing 1.47
JYOTI CNC AUTOMATION LTD 1.01
DEE DEVELOPMENT ENGINEEERS LTD 0.46
Beverages 1.43
Radico Khaitan Ltd. 1.43
Cement and Cement Products 1.23
Ambuja Cements Ltd. 1.23
Entertainment 1.20
PVR INOX LIMITED 0.73
Sun TV Network Ltd. 0.47
Auto Components 1.07
SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED 1.07
Gas 1.04
GAIL (India) Ltd. 1.04
Personal Products 1.03
Emami Ltd. 0.77
Dabur India Ltd. 0.26
Chemicals and Petrochemicals 0.84
Tata Chemicals Ltd 0.84
Insurance 0.76
LIFE INSURANCE CORPORATION OF INDIA LTD. 0.76
Industrial Products 0.73
Subros Ltd. 0.52
QUADRANT FUTURE TEK LIMITED 0.21
Ferrous Metals 0.67
Tata Steel Ltd. 0.67
Construction 0.61
Ashoka Buildcon Limited 0.61
Other Utilities 0.52
CONCORD ENVIRO SYSTEMS LIMITED 0.52
Printing and Publication 0.28
Navneet Education Ltd. 0.28
Agricultural, Commercial and Construction Vehicles 0.20
V.S.T Tillers Tractors Ltd 0.20
Minerals and Mining 0.02
NMDC Ltd. 0.02
Equity & Equity related - Total 68.79
Future
Vodafone Idea Ltd Telecom - Services -0.70
NMDC Ltd. Minerals and Mining -0.02
Mutual Fund Units
KOTAK MUTUAL FUND - KOTAK SILVER ETF ETF Units 14.05
KOTAK MUTUAL FUND - KOTAK GOLD ETF ETF Units 5.32
Kotak Liquid Direct Growth Mutual Fund 0.33
Mutual Fund Units - Total 19.70
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial Institutions
INDIGRID INFRASTRUCTURE TRUST CRISIL AAA 0.63
Corporate Debt/Financial Institutions - Total 0.63
Public Sector Undertakings
REC LTD CRISIL AAA 0.34
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL AAA 0.12
Public Sector Undertakings - Total 0.46
Government Dated Securities
7.18% Central Government SOV 2.81
7.34% Central Government SOV 1.88
6.92% Central Government SOV 0.62
6.90% Central Government SOV 0.60
6.79% Central Government SOV 0.44
7.09% Central Government SOV 0.42
7.30% Central Government SOV 0.13
7.06% Central Government SOV 0.06
7.32% Central Government SOV 0.06
Government Dated Securities - Total 7.02
Money Market Instruments
Commercial Paper(CP)/Certificate of Deposits(CD)
Corporate Debt/Financial Institutions
Nuvoco Vistas Corporation Ltd. CRISIL A1+ 0.60
Corporate Debt/Financial Institutions - Total 0.60
Triparty Repo 2.50
Real Estate & Infrastructure Investment Trusts
INDUS INFRA TRUST Transport Infrastructure 0.05
Real Estate & Infrastructure Investment Trusts - Total 0.05
Net Current Assets/(Liabilities) 0.25
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (Rs) 10000 Since Inception 1 Year
Total amount invested (₹) 2,30,000 1,20,000
Total Value as on July 31, 2025 (₹) 2,55,220 1,24,138
Scheme Returns (%) 10.87 6.50
NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% Returns (%) 12.53 8.93
Alpha* -1.67 -2.44
NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% (₹)# 2,59,157 1,25,671
Nifty 50 (TRI) (₹)^ 2,53,438 1,23,612
Nifty 50 (TRI) Returns (%) 10.11 5.66

Scheme Inception : - September 22, 2023. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs13.1584Rs13.5099
IDCW Rs13.1582Rs13.5088
(as on July 31, 2025)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)


Fund Manager* Mr. Devender Singhal,
Mr. Abhishek Bisen,
Mr. Hiten Shah &
Mr. Jeetu Valechha Sonar
Benchmark Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) + Domestic Price of Gold (5%) + Domestic Price of Silver (5%)
Allotment dateSeptember 22, 2023
AAUMRs8,263.56 crs
AUMRs8,198.91 crs
Folio count1,77,777

IDCW Frequency

Trustee's Discretion


Debt Quant & Ratios
Average Maturity 14.05 yrs
Modified Duration 6.15 yrs
Macaulay Duration 6.37 yrs
Annualised YTM* 6.49%
$Standard Deviation 9.56%
$Beta 1.01
$ Sharpe## 1.04
^^P/E$$ 22.67
^^P/BV$$ 2.87
Portfolio Turnover 93.08%
*in case of semi annual YTM, it will be annualized.
$$Equity Component of the Portfolio.
Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap42.66%
Mid Cap12.65%
Small Cap12.76%
Debt & Money Market31.93%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 30% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.
• If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%
• If units are redeemed or switched out on or after 1 year from the date of allotment: NIL


Total Expense Ratio**
Regular Plan: 1.74%
Direct Plan: 0.44%

Data as on 31st July, 2025 unless otherwise specified.

Folio Count data as on 30th June 2025.

Fund


Benchmark: Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) + Domestic Price of Gold (5%) + Domestic Price of Silver (5%)


This product is suitable for investors who are seeking*:
  • Long-term capital growth
  • Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com



## Risk rate assumed to be 5.54% (FBIL Overnight MIBOR rate as on 31st July 2025). **Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'