| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits

  

  
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized.
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized.
Issuer/Instrument Industry/
Rating
% to Net
Assets

Equity & Equity related
Banks 20.56
ICICI Bank Ltd. 7.27
State Bank Of India 5.34
Axis Bank Ltd. 3.27
HDFC Bank Ltd. 2.93
AU Small Finance Bank Ltd. 1.75
IT - Software 8.85
Infosys Ltd. 4.62
Tata Consultancy Services Ltd. 2.86
Wipro Ltd. 0.99
HCL Technologies Ltd. 0.38
Chemicals & Petrochemicals 6.81
SRF Ltd. 3.30
Linde India Ltd. 2.66
Solar Industries India Limited 0.85
Consumer Durables 5.45
Whirlpool of India Ltd. 1.05
Kansai Nerolac Paints Ltd 1.03
Blue Star Ltd. 0.91
Sheela Foam Ltd 0.82
V-Guard Industries Ltd. 0.76
Bata India Ltd. 0.49
Hawkins Cooker Ltd 0.39
Industrial Products 5.18
Cummins India Ltd. 1.72
SKF India Ltd 1.44
Bharat Forge Ltd. 1.03
Carborundum Universal Ltd. 0.99
Automobiles 5.16
Maruti Suzuki India Limited 2.18
Mahindra & Mahindra Ltd. 1.95
Bajaj Auto Ltd. 1.03
Petroleum Products 5.13
Reliance Industries Ltd. 5.13
Construction 5.10
Larsen And Toubro Ltd. 3.54
Kalpataru Power Transmission Ltd. 0.78
Ashoka Buildcon Limited 0.43
JMC Projects (India) Ltd. 0.35
Pharmaceuticals & Biotechnology 4.31
Sun Pharmaceuticals Industries Ltd. 2.30
Cipla Ltd. 1.09
Zydus Lifesciences Limited 0.92
Electrical Equipment 4.25
Thermax Ltd. 2.20
ABB India Ltd 2.05
Cement & Cement Products 3.81
Ultratech Cement Ltd. 1.44
Ambuja Cements Ltd. 1.08
Dalmia Bharat Limited 0.66
The Ramco Cements Ltd 0.63
Diversified FMCG 3.35
ITC Ltd. 3.35
Finance 2.68
Bajaj Finance Ltd. 2.03
Bajaj Finserv Ltd. 0.65
Fertilizers & Agrochemicals 2.07
Coromandel International Ltd. 2.07
Transport Services 2.05
Blue Dart Express Ltd. 1.23
Container Corporation of India Ltd. 0.82
Beverages 2.03
United Spirits Ltd. 2.03
Telecom - Services 1.91
Bharti Airtel Ltd 1.87
Bharti Airtel Ltd - Partly Paid Shares 0.04
Ferrous Metals 1.76
Jindal Steel & Power Ltd. 1.76
Agricultural Food & other Products 1.21
Balrampur Chini Mills Ltd. 1.21
Auto Components 1.09
Balkrishna Industries Ltd. 1.09
Gas 0.93
Gujarat State Petronet Ltd. 0.93
Retailing 0.83
FSN E-Commerce Ventures Ltd. 0.83
Non - Ferrous Metals 0.80
Hindalco Industries Ltd 0.80
Insurance 0.62
Max Financial Services Ltd. 0.62
Capital Markets 0.27
Prudent Corporate Advisory Services Ltd. 0.27
Equity & Equity related - Total 96.21
Triparty Repo 3.90
Net Current Assets/(Liabilities) -0.11
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (Rs) 20,00,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on June 30, 2022 (Rs) 60,23,261 24,26,084 13,11,898 8,26,567 4,50,656 1,11,919
Scheme Returns (%) 12.09 13.50 12.53 12.79 15.18 -12.32
Nifty 500 (TRI) Returns (%) 11.94 12.80 12.42 12.34 15.33 -13.79
Alpha 0.15 0.70 0.11 0.45 -0.15 1.48
Nifty 500 (TRI) (Rs)# 59,36,716 23,36,950 13,06,758 8,17,407 4,51,624 1,10,927
Nifty 50 (TRI) (Rs)^ 57,67,059 22,74,620 13,07,686 8,15,648 4,43,322 1,12,285
Nifty 50 (TRI) Returns (%) 11.64 12.29 12.44 12.25 14.03 -11.77

Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of Rs10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ^ Additional Benchmark. TRI – Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer.
NAV
Reg-Plan-IDCW Rs24.3690
Dir-Plan-IDCW Rs30.7720
Growth optionRs65.1150
Direct Growth optionRs73.4610

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Payout of IDCW & Growth (applicable for all plans)


Ratios
Fund Manager Mr. Harsha Upadhyaya*
BenchmarkNifty 500 TRI
Allotment dateNovember 23, 2005
AAUMRs2,517.82 crs
AUMRs2,528.82 crs
Folio count3,29,200

IDCW Frequency

Trustee's Discretion


Ratios
Portfolio Turnover24.81%
$Beta0.93
$Sharpe ##0.44
$Standard Deviation21.19%
(P/E) 21.93
P/BV 3.27
IDCW Yield 0.94
Source: $ ICRA MFI Explorer.

Minimum Investment Amount

Initial Investment: Rs500 and in multiple of Rs500
Additional Investment: Rs500 & in multiples of Rs500
Ideal Investments Horizon: 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil. (applicable for all plans)


Total Expense Ratio**

Regular: 2.04%; Direct: 0.75%


Data as on June 30, 2022

Fund


Benchmark
This product is suitable for investors who are seeking*:
  • long term capital growth with a 3 year lock in
  • Investment in portfolio of predominantly equity & equity related securities.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.



## Risk rate assumed to be 4.95% (FBIL Overnight MIBOR rate as on 30th June 2022).**Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'Our Fund Managers'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'Scheme Performances'