| KOTAK BOND SHORT TERM FUND
An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
A relatively high interest rate risk and moderate credit risk.
An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
A relatively high interest rate risk and moderate credit risk.
| KOTAK BOND SHORT TERM FUND
An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
A relatively high interest rate risk and moderate credit risk.
An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
A relatively high interest rate risk and moderate credit risk.
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Investment Objective
The investment objective of the Scheme is to provide reasonable returns and reasonably high levels of liquidity by
investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills,
commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across
different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be realised.
The investment objective of the Scheme is to provide reasonable returns and reasonably high levels of liquidity by
investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills,
commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across
different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be realised.
| Issuer/Instrument | Rating | % to Net Assets |
|---|---|---|
| Debt Instruments | ||
| Debentures and Bonds | ||
| Government Dated Securities | ||
| 7.18% Central Government(^) | SOV | 9.23 |
| 7.81% Central Government(^) | SOV | 5.74 |
| 7.08% Karnataka State Govt(^)-Karnataka | SOV | 2.90 |
| 7.02% Tamil Nadu State Govt-Tamil Nadu | SOV | 1.36 |
| 6.99% Tamil Nadu State Govt-Tamil Nadu | SOV | 0.82 |
| 6.63% Central Government(^) | SOV | 0.80 |
| 7.76% Maharashtra State Govt-Maharashtra | SOV | 0.60 |
| 7.63% Maharashtra State Govt-Maharashtra | SOV | 0.53 |
| 6.99% Central Government(^) | SOV | 0.38 |
| 7.42% Gujarat State Govt-Gujarat | SOV | 0.26 |
| 7.10% Central Government(^) | SOV | 0.24 |
| 7.17% Central Government(^) | SOV | 0.01 |
| Government Dated Securities - Total | 22.87 | |
| Public Sector Undertakings | ||
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA (^) | CRISIL AAA | 8.23 |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | CRISIL AAA | 4.86 |
| REC LTD | ICRA AAA | 4.54 |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | ICRA AAA | 3.61 |
| REC LTD | CRISIL AAA | 3.02 |
| Power Finance Corporation Ltd.(^) | CRISIL AAA | 1.58 |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | FITCH AAA | 1.18 |
| INDIAN RAILWAY FINANCE CORPORATION LTD. | CRISIL AAA | 1.13 |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT | CRISIL AAA | 1.12 |
| Power Finance Corporation Ltd. (^) | CRISIL AAA | 1.01 |
| Export-Import Bank of India (^) | CRISIL AAA | 1.00 |
| INDIAN OIL CORPORATION LTD. | CRISIL AAA | 0.87 |
| DME DEVELOPMENT LIMITED (^) | CRISIL AAA | 0.60 |
| Public Sector Undertakings - Total | 32.75 | |
| Corporate Debt/Financial Institutions | ||
| LIC HOUSING FINANCE LTD. (^) | CRISIL AAA | 7.28 |
| BAJAJ FINANCE LTD. | CRISIL AAA | 4.90 |
| HDB FINANCIAL SERVICES LTD. (^) | CRISIL AAA | 2.54 |
| HDFC BANK LTD. (^) | CRISIL AAA | 1.72 |
| ADITYA BIRLA CAPITAL LTD (^) | CRISIL AAA | 1.72 |
| TATA CAPITAL HOUSING FINANCE LTD. | CRISIL AAA | 1.44 |
| CUBE HIGHWAYS TRUST (^) | ICRA AAA | 1.40 |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) (^) | CRISIL AAA | 1.31 |
| PTC INDIA UNIVERSAL TRUST AL1 (SERIES A3) 20/09/2030(INDIA UNIVERSAL TRUST AL1) | FITCH AAA(SO) | 1.17 |
| TOYOTA FINANCIAL SERVICES INDIA LTD. | ICRA AAA | 1.15 |
| Mahindra & Mahindra Financial Services Ltd. | CRISIL AAA | 1.00 |
| TATA CAPITAL LTD. | CRISIL AAA | 0.94 |
| PTC First Business Receivables Trust (Series 23) 01/10/2025(First Business Receivables Trust) | CRISIL AAA(SO) | 0.60 |
| SMFG INDIA CREDIT CO. LTD. | ICRA AAA | 0.58 |
| VERTIS INFRASTRUCTURE TRUST | CRISIL AAA | 0.57 |
| POONAWALLA FINCORP LIMITED | CRISIL AAA | 0.57 |
| JIO CREDIT LIMITED | CRISIL AAA | 0.57 |
| Hindustan Zinc Ltd. | CRISIL AAA | 0.57 |
| TATA CAPITAL LTD. (^) | ICRA AAA | 0.57 |
| INDIA GRID TRUST | CRISIL AAA | 0.56 |
| Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) (^) | CRISIL AAA | 0.52 |
| BAJAJ HOUSING FINANCE LTD. (^) | CRISIL AAA | 0.46 |
| PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2) | FITCH AAA(SO) | 0.44 |
| PTC INDIA UNIVERSAL TRUST AL2 (SERIES A3) 21/11/2030(INDIA UNIVERSAL TRUST AL2) | FITCH AAA(SO) | 0.35 |
| LIC HOUSING FINANCE LTD. | CRISIL AAA | 0.29 |
| L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) | CRISIL AAA(CE) | 0.28 |
| NOMURA CAPITAL (INDIA) PRIVATE LIMITED | FITCH AAA | 0.26 |
| ICICI HOME FINANCE COMPANY LIMITED | ICRA AAA | 0.23 |
| PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST) | CRISIL AAA(SO) | 0.19 |
| PTC SANSAR TRUST (SERIES A1) 20/01/2027 (MAT 20/11/2029)(SANSAR TRUST) | CRISIL AAA(SO) | 0.16 |
| PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST) | CRISIL AAA(SO) | 0.10 |
| ADITYA BIRLA CAPITAL LTD (^) | ICRA AAA | 0.03 |
| Corporate Debt/Financial Institutions - Total | 34.47 | |
| Money Market Instruments | ||
| Commercial Paper(CP)/Certificate of Deposits(CD) | ||
| Public Sector Undertakings | ||
| INDIAN BANK | CRISIL A1+ | 1.09 |
| CANARA BANK | CRISIL A1+ | 0.27 |
| Public Sector Undertakings - Total | 1.36 | |
| Corporate Debt/Financial Institutions | ||
| AXIS BANK LTD. | CRISIL A1+ | 1.38 |
| HDFC BANK LTD. | CARE A1+ | 1.26 |
| Corporate Debt/Financial Institutions - Total | 2.64 | |
| Triparty Repo | 2.71 | |
| Alternative Investment Fund | ||
| CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 | Alternative Investment Fund | 0.26 |
| Alternative Investment Fund - Total | 0.26 | |
| Net Current Assets/(Liabilities) | 2.94 | |
| Grand Total | 100.00 | |
| Monthly SIP of (₹) 10000 | Since Inception | 10 years | 7 years | 5 years | 3 years | 1 year |
| Total amount invested (₹) | 27,80,000 | 12,00,000 | 8,40,000 | 6,00,000 | 3,60,000 | 1,20,000 |
| Total Value as on June 30, 2025 (₹) | 71,36,555 | 16,97,202 | 10,64,694 | 7,10,083 | 4,05,968 | 1,25,750 |
| Scheme Returns (%) | 7.41 | 6.75 | 6.67 | 6.68 | 7.98 | 9.09 |
| Nifty Short Duration Debt Index A-II Returns (%) | 7.52 | 6.84 | 6.76 | 6.79 | 7.94 | 8.73 |
| Alpha* | -0.11 | -0.10 | -0.08 | -0.11 | 0.04 | 0.37 |
| Nifty Short Duration Debt Index A-II (₹)# | 72,42,146 | 17,05,815 | 10,67,885 | 7,12,064 | 4,05,753 | 1,25,521 |
| CRISIL 10 Year Gilt Index (₹)^ | 63,56,075 | 16,95,442 | 10,76,878 | 7,22,909 | 4,16,214 | 1,26,799 |
| CRISIL 10 Year Gilt Index (%) | 6.56 | 6.73 | 6.99 | 7.40 | 9.67 | 10.78 |
₹
Scheme Inception : - May 02,2002. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to
be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and
outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^
Additional Benchmark. Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV.
Source: ICRA MFI Explorer.
Net Asset Value (NAV)
| Regular | Direct | |
| Growth | Rs52.3386 | Rs57.6069 |
| IDCW | Rs12.3933 | Rs16.3000 |
Available Plans/Options
A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of
IDCW & Growth (applicable for all plans)
| Fund Manager* | Mr. Deepak Agrawal, Mr. Abhishek Bisen |
| Benchmark*** | Nifty Short Duration Debt Index A-II |
| Allotment date | May 2, 2002 |
| AAUM | Rs18,036.42 crs |
| AUM | Rs17,676.41 crs |
| Folio count | 20,695 |
IDCW Frequency
At discretion of trustees
Debt Quant & Ratios
| Average Maturity | 3.45 yrs |
| Modified Duration | 2.25 yrs |
| Macaulay Duration | 2.38 yrs |
| Annualised YTM* | 6.75% |
| $Standard Deviation | 1.25% |
$Source: ICRA MFI Explorer.
Minimum Investment Amount
Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter
Ideal Investments Horizon
• 1 years & above
Load Structure
Entry Load:
Nil. (applicable for all plans)
Exit Load: Nil.
Total Expense Ratio**
| Regular Plan: | 1.12% |
| Direct Plan: | 0.38% |
Data as on 30th June, 2025 unless
otherwise specified.
Folio Count data as on 31st May 2025.
Folio Count data as on 31st May 2025.
Fund
Benchmark: Nifty Short Duration Debt Index A-II
This product is suitable for investors who are seeking*:
- Income over a medium term investment horizon
- Investment in debt & money market securities with portfolio Macaulay duration between 1 year & 3 years
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com
**Total Expense Ratio includes applicable B30 fee and GST
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'