| KOTAK BOND FUND
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
A relatively high interest rate risk and moderate credit risk.
| KOTAK BOND FUND
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
A relatively high interest rate risk and moderate credit risk.

   

   
Investment Objective
The investment objective of the Scheme is to create a portfolio of debt instruments such as bonds, debentures, Government Securities and money market instruments, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be achieved.

The investment objective of the Scheme is to create a portfolio of debt instruments such as bonds, debentures, Government Securities and money market instruments, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be achieved.


Issuer/Instrument Rating % to Net
Assets

Debt Instruments
Debentures and Bonds
Government Dated Securities
7.24% Central Government SOV 11.18
7.12% Tamil Nadu State Govt-Tamil Nadu SOV 6.91
7.69% Tamil Nadu State Govt-Tamil Nadu SOV 5.65
7.09% Central Government SOV 5.39
6.98% Gujarat State Govt-Gujarat SOV 5.22
7.39% Tamil Nadu State Govt-Tamil Nadu SOV 4.72
6.90% Central Government SOV 4.49
7.45% Bihar State Govt-Bihar SOV 4.43
7.52% Bihar State Govt-Bihar SOV 4.42
7.19% Tamil Nadu State Govt-Tamil Nadu SOV 3.84
7.14% Karnataka State Govt-Karnataka SOV 1.38
6.88% Bihar State Govt-Bihar SOV 1.33
7.63% Maharashtra State Govt-Maharashtra SOV 1.12
7.34 Odisha State Govt-Orissa SOV 1.11
GS CG 15/10/2036 - (STRIPS) SOV 0.82
GS CG 15/04/2037 - (STRIPS) SOV 0.79
GS CG 22/04/2038 - (STRIPS) SOV 0.75
7.19% Karnataka State Govt-Karnataka SOV 0.55
GS CG 15/04/2036 - (STRIPS) SOV 0.43
GS CG 15/04/2043 - (STRIPS) SOV 0.41
GS CG 15/10/2043 - (STRIPS) SOV 0.39
GS CG 25/11/2035 - (STRIPS) SOV 0.16
GS CG 25/11/2036 - (STRIPS) SOV 0.15
GS CG 25/11/2037 - (STRIPS) SOV 0.14
GS CG 25/05/2039 - (STRIPS) SOV 0.13
7.64% Maharashtra State Govt-Maharashtra SOV 0.11
7.78% West Bengal State Govt-West Bengal SOV 0.11
7.02% Central Government SOV 0.09
Government Dated Securities - Total 66.22
Public Sector Undertakings
National Housing Bank CARE AAA 7.62
Power Finance Corporation Ltd. CRISIL AAA 3.40
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL AAA 1.39
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT ICRA AAA 1.37
REC LTD CRISIL AAA 1.33
National Housing Bank CRISIL AAA 0.19
Public Sector Undertakings - Total 15.30
Corporate Debt/Financial Institutions
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST) CRISIL AAA(SO) 4.10
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST) CRISIL AAA(SO) 4.07
LIC HOUSING FINANCE LTD. CRISIL AAA 1.42
Mahindra & Mahindra Financial Services Ltd. CRISIL AAA 1.39
BAJAJ HOUSING FINANCE LTD. CRISIL AAA 0.11
Corporate Debt/Financial Institutions - Total 11.09
Triparty Repo 1.46
Alternative Investment Fund
CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 Alternative Investment Fund 0.34
Alternative Investment Fund - Total 0.34
Infrastructure Investment Trusts
CAPITAL INFRA TRUST INVIT Construction 4.27
INDUS INFRA TRUST Transport Infrastructure 0.45
RAAJMARG INFRA INVESTMENT TRUST Transport Infrastructure 0.42
Infrastructure Investment Trusts - Total 5.14
Net Current Assets/(Liabilities) 0.45
Grand Total 100.00


Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (₹) 32,00,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on June 30, 2026 (₹) 95,60,316 16,39,471 10,33,466 6,99,288 3,94,801 1,24,044
Scheme Returns (%) 7.35 6.08 5.84 6.07 6.10 6.36
Nifty Short Duration Debt Index A-II Returns (%) NA 6.97 6.6 6.86 6.99 6.34
Alpha* NA -0.88 0.76 0.79 0.89 0.02
Nifty Short Duration Debt Index A-II (₹)# NA 17,16,837 10,61,885 7,13,309 4,00,027 1,24,034
CRISIL 10 Year Gilt Index (₹)^ NA 16,30,281 10,33,220 7,05,627 3,95,680 1,22,937
CRISIL 10 Year Gilt Index (%) NA 5.98 5.83 6.43 6.25 4.61

Scheme Inception: - November 25,1999. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs79.9421Rs90.6262
IDCW Rs48.9781 Rs30.1634
(as on June 30, 2026)

Fund Manager* Mr. Abhishek Bisen
Benchmark CRISIL Medium to Long Duration Debt A-III Index
Allotment dateNovember 25, 1999
AAUMRs1,792.77 crs
AUMRs1,806.60 crs
Folio count4,940

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)


IDCW Frequency

At discretion of trustees


Debt Quant & Ratios
Average Maturity 11.92 yrs
Modified Duration 6.42 yrs
Macaulay Duration 6.67 yrs
Annualised YTM* 7.41%
$Standard Deviation3.90%
*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 2-3 years


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil.(applicable for all plans)


Total Expense Ratio**
Regular Plan: 1.65%
Direct Plan: 0.74%

Data as on 30th June, 2026 unless otherwise specified.

Folio Count data as on 31st May 2026.

Fund


Benchmark: CRISIL Medium to Long Duration Debt A-III Index


This product is suitable for investors who are seeking*:
  • Income over a long investment horizon
  • Investment in debt & money market securities with a portfolio Macaulay duration between 4 years & 7 years.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


(^) Fully or Party blocked against Interest Rate Swap (IRS). (^)This scheme has exposure to floating rate instruments and / or interest rate derivatives. The duration of these instruments is linked to the interest rate reset period. The interest rate risk in a floating rate instrument or in a fixed rate instrument hedged with derivatives is likely to be lesser than that in an equivalent maturity fixed rate instrument. Under some market circumstances the volatility may be of an order greater than what may ordinarily be expected considering only its duration. Hence investors are recommended to consider the unadjusted portfolio maturity of the scheme as well and exercise adequate due diligence when deciding to make their investments.
**Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'