| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.

   

   
Investment Objective
The investment objective of the scheme is to generate long term capital appreciation by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will be achieved.

The investment objective of the scheme is to generate long term capital appreciation by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will be achieved.


Issuer/Instrument Rating % to Net
Assets

Equity & Equity related
Banks 12.70
Bandhan Bank Ltd. 2.11
Bank Of Baroda 2.09
HDFC Bank Ltd. 2.31
ICICI Bank Ltd. 1.51
JAMMU AND KASHMIR BANK LTD. 0.49
KOTAK MAHINDRA BANK LTD. 0.82
STATE BANK OF INDIA 3.37
Finance 6.90
PIRAMAL FINANCE LTD 0.64
POONAWALLA FINCORP LTD. 1.34
Power Finance Corporation Ltd. 2.77
SHRIRAM FINANCE LTD. 2.15
Power 5.88
NLC India Ltd. 2.05
NTPC GREEN ENERGY LIMITED 0.88
NTPC LTD 2.95
Diversified FMCG 5.33
Hindustan Unilever Ltd. 2.37
ITC Ltd. 2.96
Automobiles 5.19
Hero MotoCorp Ltd. 2.18
Maruti Suzuki India Limited 3.01
Telecom - Services 4.59
Bharti Airtel Ltd 1.42
Indus Towers Ltd. 2.34
Vodafone Idea Ltd 0.83
IT - Software 3.19
Infosys Ltd. 1.19
ORACLE FINANCIAL SERVICES SOFTWARE LTD 0.80
Tech Mahindra Ltd. 1.20
Beverages 2.73
RADICO KHAITAN LTD. 1.81
United Breweries Ltd. 0.92
Pharmaceuticals and Biotechnology 2.48
ACUTAAS CHEMICALS LTD 1.12
ANTHEM BIOSCIENCES LTD 0.72
ORCHID PHARMA LTD. 0.64
Retailing 2.31
ETERNAL LIMITED 1.55
SWIGGY LTD 0.76
Oil 2.25
Oil & Natural Gas Corporation Ltd. 0.41
OIL INDIA LIMITED 1.84
Healthcare Services 1.90
PARK MEDI WORLD LIMITED (PARK HOSPITAL) 1.90
Petroleum Products 1.38
RELIANCE INDUSTRIES LTD. 1.38
Electrical Equipment 1.26
EMMVEE PHOTOVOLTAIC POWER LIMITED 0.32
PREMIER ENERGIES LIMITED 0.77
VIKRAM SOLAR LIMITED 0.17
Industrial Manufacturing 1.08
DEE DEVELOPMENT ENGINEEERS LTD 0.61
JYOTI CNC AUTOMATION LTD 0.47
Agricultural, Commercial and Construction Vehicles 1.05
TML COMMERCIAL VEHICLES LIMITED 0.94
V.S.T Tillers Tractors Ltd 0.11
Non - Ferrous Metals 1.04
Hindalco Industries Ltd 1.04
Capital Markets 1.01
Aditya Birla Sun Life AMC Ltd 0.64
BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW) 0.37
Auto Components 0.98
SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED 0.98
Industrial Products 0.97
KSH INTERNATIONAL LTD 0.67
Subros Ltd. 0.30
Ferrous Metals 0.92
Tata Steel Ltd. 0.92
Entertainment 0.75
PVR INOX LIMITED 0.40
Sun TV Network Ltd. 0.35
IT - Services 0.72
TATA TECHNOLOGIES LTD 0.72
Personal Products 0.72
Dabur India Ltd. 0.41
Emami Ltd. 0.31
Chemicals and Petrochemicals 0.50
Tata Chemicals Ltd 0.50
Leisure Services 0.50
SAPPHIRE FOODS INDIA LTD. 0.50
Transport Services 0.45
Inter Globe Aviation Ltd 0.45
Insurance 0.42
LIFE INSURANCE CORPORATION OF INDIA LTD. 0.42
Consumer Durables 0.41
Whirlpool of India Ltd. 0.41
Gas 0.40
GAIL (India) Ltd. 0.40
Construction 0.23
Ashoka Buildcon Limited 0.23
Other Utilities 0.16
CONCORD ENVIRO SYSTEMS LIMITED 0.16
Household Products 0.15
Navneet Education Ltd. 0.15
Minerals and Mining 0.01
NMDC Ltd. 0.01
Equity & Equity Related - Total 70.56
Future
WIPRO LTD.-July 2026 0.31
Vodafone Idea Ltd - July 2026 Telecom - Services -0.84
NMDC Ltd. - July 2026 Minerals and Mining -0.01
Commodity Future
GOLD 99.9 FINENESS - GUJ PHYSICAL SETTLEMENT Gold 0.59
Gold 1 Kg Fineness 0.995-UG2026C -0.60
Mutual Fund Units
KOTAK MUTUAL FUND - KOTAK SILVER ETF ETF Units 7.64
KOTAK MUTUAL FUND - KOTAK GOLD ETF ETF Units 4.37
Kotak Liquid Direct Growth Mutual Fund 0.55
Mutual Fund Units - Total 12.56
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial Institutions
MUTHOOT FINANCE LTD. CRISIL AA+ 0.70
INDIGRID INFRASTRUCTURE TRUST CRISIL AAA 0.35
AADHAR HOUSING FINANCE LIMITED ICRA AA 0.07
Corporate Debt/Financial Institutions - Total 1.12
Public Sector Undertakings
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT CRISIL AAA 0.21
REC LTD CRISIL AAA 0.09
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL AAA 0.07
Public Sector Undertakings - Total 0.37
Government Dated Securities
6.90% Central Government SOV 1.25
7.34% Central Government SOV 1.04
7.09% Central Government SOV 0.45
6.98% West Bengal State Govt-West Bengal SOV 0.29
7.61% Rajasthan State Govt-Rajasthan SOV 0.18
6.88% Bihar State Govt-Bihar SOV 0.17
7.44% Rajasthan State Govt-Rajasthan SOV 0.17
7.06% Central Government SOV 0.04
7.09% Rajasthan State Govt-Rajasthan SOV 0.01
7.20% Karnataka State Govt-Karnataka SOV 0.01
Government Dated Securities - Total 3.61
Money Market Instruments
Commercial Paper(CP)/Certificate of Deposits(CD)
Corporate Debt/Financial Institutions
HDFC BANK LTD. CARE A1+ 2.02
Corporate Debt/Financial Institutions - Total 2.02
Public Sector Undertakings
PUNJAB NATIONAL BANK CRISIL A1+ 1.67
BANK OF BARODA FITCH A1+ 1.00
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT FITCH A1+ 0.67
Public Sector Undertakings - Total 3.34
Triparty Repo 5.58
Infrastructure Investment Trusts
INDUS INFRA TRUST Transport Infrastructure 0.03
Infrastructure Investment Trusts - Total 0.03
Net Current Assets/(Liabilities) 0.81
Grand Total 100.00

# Less than 0.005%



Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (Rs) 10000 Since Inception 1 Year
Total amount invested (₹) 3,40,000 1,20,000
Total Value as on June 30, 2026 (₹) 4,21,190 1,28,416
Scheme Returns (%) 15.37 13.36
NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% Returns (%) 10.61 6.54
Alpha* 4.76 6.82
NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% (₹)# 3,94,894 1,24,159
Nifty 50 (TRI) (₹)^ 3,53,433 1,16,353
Nifty 50 (TRI) Returns (%) 2.69 -5.63

Scheme Inception : - September 22, 2023. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of Para no 7.23 of SEBI Master Circular no. HO/24/13/11(1)2026-IMD-POD-1/I/7602/2026 dated March 20, 2026, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs15.7063Rs16.3069
IDCW Rs15.0813Rs15.6573
(as on June 30, 2026)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)


Fund Manager* Mr. Devender Singhal,
Mr. Abhishek Bisen,
Mr. Hiten Shah &
Mr. Jeetu Valechha
Sonar
Benchmark Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) + Domestic Price of Gold (5%) + Domestic Price of Silver (5%)
Allotment dateSeptember 22, 2023
AAUMRs14,111.00 crs
AUMRs14,308.51 crs
Folio count3,12,549

IDCW Frequency

Trustee's Discretion


Debt Quant & Ratios
Average Maturity 7.37 yrs
Modified Duration 2.84 yrs
Macaulay Duration 2.95 yrs
Annualised YTM* 6.58%
$Standard Deviation 11.70%
$Beta 1.09
$ Sharpe## 1.00
^^P/E$$ 17.90
^^P/BV$$ 2.52
Equity Portfolio Turnover$$ 8.27%
Total Portfolio Turnover@ 58.39%
*in case of semi annual YTM, it will be annualized.
$$Equity Component of the Portfolio.
@Total Portfolio Turnover=Equity+Debt+Derivative.

Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap41.10%
Mid Cap13.59%
Small Cap15.33%
Debt & Money Market29.98%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 30% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.
• If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%
• If units are redeemed or switched out on or after 1 year from the date of allotment: NIL


Total Expense Ratio**
Regular Plan: 1.67%
Direct Plan: 0.53%

Data as on 30th June, 2026 unless otherwise specified.

Folio Count data as on 31st May 2026.

Fund


Benchmark: Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) +Domestic Price of Gold (5%) + Domestic Price of Silver (5%)


This product is suitable for investors who are seeking*:
  • Long-term capital growth
  • Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com



## Risk rate assumed to be 5.50% (FBIL Overnight MIBOR rate as on 30th June 2026). **Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'