| KOTAK MONEY MARKET FUND
An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk.
| KOTAK MONEY MARKET FUND
An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk.

   

   
Investment Objective
The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realized.

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realized.


Issuer/Instrument Industry/Rating % to Net
Assets

Government Dated Securities
8.07% Tamil Nadu State Govt-Tamil Nadu SOV 0.42
6.24% Maharashtra State Govt-Maharashtra SOV 0.15
7.40% Madhya Pradesh State Govt-Madhya Pradesh SOV 0.05
7.04% Gujarat State Govt-Gujarat SOV 0.02
Government Dated Securities - Total 0.64
Money Market Instruments
Commercial Paper(CP)/Certificate of Deposits(CD)
Corporate Debt/Financial Institutions
HDFC BANK LTD. CARE A1+ 9.99
INDUSIND BANK LTD. CRISIL A1+ 5.42
AXIS BANK LTD. CRISIL A1+ 4.00
MOTILAL OSWAL FINANCIAL SERVICES LIMITED ICRA A1+ 2.89
ICICI SECURITIES LIMITED CRISIL A1+ 2.81
FEDERAL BANK LTD. CRISIL A1+ 2.19
MUTHOOT FINANCE LTD. CRISIL A1+ 2.19
MUTHOOT FINCORP LTD. CRISIL A1+ 2.19
YES BANK LTD. CRISIL A1+ 2.17
ADITYA BIRLA CAPITAL LTD ICRA A1+ 2.03
AU SMALL FINANCE BANK LTD. FITCH A1+ 1.90
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. ICRA A1+ 1.16
360 ONE PRIME LTD. CRISIL A1+ 0.94
IDBI BANK LTD. CRISIL A1+ 0.76
KARUR VYSYA BANK LTD. ICRA A1+ 0.73
BIRLA GROUP HOLDING PRIVATE LIMITED CRISIL A1+ 0.60
AXIS SECURITIES LIMITED CRISIL A1+ 0.58
ICICI BANK LTD. ICRA A1+ 0.51
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. CRISIL A1+ 0.46
ADITYA BIRLA HOUSING FINANCE LTD CRISIL A1+ 0.44
TORRENT PHARMACEUTICALS LTD. ICRA A1+ 0.41
TATA CAPITAL LTD. CRISIL A1+ 0.38
ANGEL ONE LIMITED ICRA A1+ 0.36
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD. CRISIL A1+ 0.31
CREDILA FINANCIAL SERVICES PVT LTD CRISIL A1+ 0.29
HERO FINCORP LTD. CRISIL A1+ 0.29
NUVAMA WEALTH MANAGEMENT LIMITED CRISIL A1+ 0.29
PILANI INVESTMENT AND INDUSTRIES CORPORATION LTD CRISIL A1+ 0.29
NUVAMA WEALTH AND INVESTMENT LTD CRISIL A1+ 0.22
NUVAMA WEALTH FINANCE LIMITED CRISIL A1+ 0.22
Corporate Debt/Financial Institutions - Total 47.02
Public Sector Undertakings
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CARE A1+ 5.72
CANARA BANK CRISIL A1+ 5.63
BANK OF BARODA CARE A1+ 5.08
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT ICRA A1+ 4.60
PUNJAB NATIONAL BANK CRISIL A1+ 4.59
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT FITCH A1+ 4.37
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT CRISIL A1+ 1.89
PUNJAB & SIND BANK ICRA A1+ 1.74
UNION BANK OF INDIA ICRA A1+ 1.74
CANARA BANK ICRA A1+ 1.50
INDIAN OVERSEAS BANK CARE A1+ 1.45
Export-Import Bank of India CRISIL A1+ 0.73
CTBC BANK CO. LTD (CTBC INDIA) ICRA A1+ 0.44
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT FITCH A1+ 0.43
UNION BANK OF INDIA FITCH A1+ 0.15
Public Sector Undertakings - Total 40.06
Treasury Bills
182 DAYS TREASURY BILL 18/09/2026 SOV 3.32
182 DAYS TREASURY BILL 06/08/2026 SOV 2.28
182 DAYS TREASURY BILL 27/08/2026 SOV 2.27
182 DAYS TREASURY BILL 10/09/2026 SOV 2.26
182 DAYS TREASURY BILL 03/09/2026 SOV 1.13
182 DAYS TREASURY BILL 04/06/2026 SOV 0.77
364 DAYS TREASURY BILL 21/05/2026 SOV 0.77
364 DAYS TREASURY BILL 11/02/2027 SOV 0.59
182 DAYS TREASURY BILL 21/08/2026 SOV 0.45
364 DAYS TREASURY BILL 04/06/2026 SOV 0.35
182 DAYS TREASURY BILL 13/08/2026 SOV 0.30
364 DAYS TREASURY BILL 10/09/2026 SOV 0.30
182 DAYS TREASURY BILL 21/05/2026 SOV 0.15
Treasury Bills - Total 14.94
Triparty Repo 1.46
Alternative Investment Fund
CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 Alternative Investment Fund 0.29
Alternative Investment Fund - Total 0.29
Net Current Assets/(Liabilities) -4.41
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (₹) 27,30,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on Mar 30, 2026 (₹) 66,13,798 16,72,404 10,56,229 7,13,218 4,00,220 1,23,705
Scheme Returns (%) 7.12 6.47 6.45 6.86 7.03 5.84
CRISIL Money Market A-I Index Returns (%) 6.94 6.25 6.24 6.61 6.65 5.58
Alpha* 0.18 0.22 0.21 0.25 0.38 0.26
CRISIL Money Market A-I Index (₹)# 64,56,840 16,53,410 10,48,286 7,08,732 3,97,954 1,23,539
NIFTY 1 Year T-Bill Index (₹)^ 60,93,416 16,36,532 10,38,040 7,02,582 3,97,082 1,23,553
NIFTY 1 Year T-Bill Index Returns (%) 6.50 6.05 5.97 6.26 6.50 5.60

Scheme Inception : - July 14, 2003. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs4695.8188Rs4744.6609
Monthly IDCW Rs1053.9446Rs1261.8486
(as on March 31, 2026)

Available Plans/Options

A)Regular Plan B)Direct Plan
Options: Payout of IDCW (Under Monthly IDCW option only), Reinvestment of IDCW & Growth applicable for all plans


Fund Manager* Mr. Deepak Agrawal, Mr. Manu Sharma
Benchmark CRISIL Money Market A-I Index
Allotment dateJuly 14, 2003
AAUMRs32,517.23 crs
AUMRs32,331.25 crs
Folio count17,154

IDCW Frequency

Monthly (2nd of every month - effective April 01, 2025).


Debt Quant & Ratios
Average Maturity 0.73 yrs
Modified Duration 0.73 yrs
Macaulay Duration 0.73 yrs
Annualised YTM*7.24%
$Standard Deviation0.56%
*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer.

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 3-6 months


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil. (applicable for all plans)


Total Expense Ratio**
Regular Plan: 0.35%
Direct Plan: 0.16%

Data as on 31st March, 2026 unless otherwise specified.

Folio Count data as on 28th February 2026.

Fund


Benchmark: CRISIL Money Market A-I Index



This product is suitable for investors who are seeking*:
  • Income over a short term investment horizon
  • Investment in money market securities

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


**Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'