| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
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Investment Objective
The investment objective of the scheme is
to generate long-term capital appreciation
from a diversified portfolio of equity and
equity related securities and enable
investors to avail the income tax rebate, as
permitted from time to time however, there
is no assurance that the objective of the
scheme will be realized.
The investment objective of the scheme is
to generate long-term capital appreciation
from a diversified portfolio of equity and
equity related securities and enable
investors to avail the income tax rebate, as
permitted from time to time however, there
is no assurance that the objective of the
scheme will be realized.
| Issuer/Instrument | Industry/ Rating |
% to Net Assets |
|---|---|---|
| Equity & Equity related | ||
| Banks | 20.20 | |
| ICICI Bank Ltd. | 7.65 | |
| State Bank Of India | 5.23 | |
| HDFC Bank Ltd. | 3.52 | |
| Axis Bank Ltd. | 2.04 | |
| AU Small Finance Bank Ltd. | 1.76 | |
| Software | 10.59 | |
| Infosys Ltd. | 5.87 | |
| Tata Consultancy Services Ltd. | 3.40 | |
| Tech Mahindra Ltd. | 1.32 | |
| Chemicals | 6.74 | |
| SRF Ltd. | 3.31 | |
| Linde India Ltd. | 2.42 | |
| Solar Industries India Limited | 1.01 | |
| Cement & Cement Products | 5.32 | |
| Ultratech Cement Ltd. | 2.07 | |
| Ambuja Cements Ltd. | 1.20 | |
| Dalmia Bharat Limited | 1.04 | |
| The Ramco Cements Ltd | 1.01 | |
| Pharmaceuticals | 5.06 | |
| Sun Pharmaceuticals Industries Ltd. | 2.10 | |
| Cipla Ltd. | 1.66 | |
| Cadila Healthcare Ltd | 1.30 | |
| Retailing | 5.03 | |
| FSN E-Commerce Ventures Ltd. | 3.85 | |
| Zomato Ltd. | 1.18 | |
| Construction Project | 4.35 | |
| Larsen And Toubro Ltd. | 4.35 | |
| Consumer Non Durables | 4.30 | |
| ITC Ltd. | 1.80 | |
| United Spirits Ltd. | 1.70 | |
| Balrampur Chini Mills Ltd. | 0.80 | |
| Consumer Durables | 3.73 | |
| Sheela Foam Ltd | 1.19 | |
| Blue Star Ltd. | 1.04 | |
| V-Guard Industries Ltd. | 0.90 | |
| Bata India Ltd. | 0.60 | |
| Industrial Products | 3.39 | |
| SKF India Ltd | 1.66 | |
| Bharat Forge Ltd. | 1.04 | |
| AIA Engineering Limited. | 0.57 | |
| Mold-Tek Packaging Ltd. | 0.12 | |
| Industrial Capital Goods | 3.31 | |
| Thermax Ltd. | 2.07 | |
| ABB India Ltd. | 1.24 | |
| Petroleum Products | 3.09 | |
| Reliance Industries Ltd. | 3.09 | |
| Finance | 2.85 | |
| Bajaj Finance Ltd. | 2.85 | |
| Financial Technology (Fintech) | 2.24 | |
| PB Fintech Ltd. | 2.24 | |
| Auto | 2.21 | |
| Bajaj Auto Ltd. | 0.87 | |
| Hero MotoCorp Ltd. | 0.73 | |
| Maruti Suzuki India Limited | 0.61 | |
| Transportation | 2.05 | |
| Blue Dart Express Ltd. | 1.12 | |
| Container Corporation of India Ltd. | 0.93 | |
| Ferrous Metals | 1.99 | |
| Jindal Steel & Power Ltd. | 1.99 | |
| Insurance | 1.92 | |
| Bajaj Finserv Ltd. | 1.11 | |
| Max Financial Services Ltd. | 0.81 | |
| Fertilisers | 1.74 | |
| Coromandel International Ltd. | 1.74 | |
| Telecom - Services | 1.62 | |
| Bharti Airtel Ltd | 1.56 | |
| Bharti Airtel Ltd - Partly Paid Shares | 0.06 | |
| Gas | 1.21 | |
| Gujarat State Petronet Ltd. | 1.21 | |
| Auto Ancillaries | 1.12 | |
| Balkrishna Industries Ltd. | 1.12 | |
| Construction | 1.07 | |
| Ashoka Buildcon Limited | 0.62 | |
| JMC Projects (India) Ltd. | 0.45 | |
| Non - Ferrous Metals | 1.06 | |
| Hindalco Industries Ltd | 1.06 | |
| Power | 0.92 | |
| Kalpataru Power Transmission Ltd. | 0.92 | |
| Household Appliances | 0.50 | |
| Hawkins Cooker Ltd | 0.50 | |
| Capital Markets | 0.07 | |
| Aditya Birla Sun Life AMC Ltd | 0.07 | |
| Equity & Equity Related - Total | 97.68 | |
| 6% Redm Preference Sh Zee Entertainment Enterprises Ltd. | Entertainment | 0.01 |
| Preference Share - Total | 0.01 | |
| Triparty Repo | 2.44 | |
| Net Current Assets/(Liabilities) | -0.13 | |
| Grand Total | 100.00 | |
| Monthly SIP of (₹) 10000 | Since Inception | 10 years | 7 years | 5 years | 3 years | 1 year |
| Total amount invested (Rs) | 19,30,000 | 12,00,000 | 8,40,000 | 6,00,000 | 3,60,000 | 1,20,000 |
| Total Value as on Nov 30, 2021 (Rs) | 64,49,334 | 28,55,679 | 15,09,408 | 9,63,012 | 5,34,139 | 1,38,055 |
| Scheme Returns (%) | 13.66 | 16.53 | 16.45 | 19.00 | 27.40 | 29.12 |
| Nifty 500 (TRI) Returns (%) | 13.55 | 15.86 | 16.43 | 18.88 | 27.46 | 27.49 |
| Alpha | 0.12 | 0.67 | 0.02 | 0.12 | -0.06 | 1.63 |
| Nifty 500 (TRI) (Rs)# | 63,78,716 | 27,54,703 | 15,08,479 | 9,60,179 | 5,34,553 | 1,37,082 |
| Nifty 50 (TRI) (Rs)^ | 60,86,888 | 26,23,444 | 14,78,206 | 9,44,651 | 5,13,762 | 1,34,154 |
| Nifty 50 (TRI) Returns (%) | 13.05 | 14.95 | 15.86 | 18.21 | 24.54 | 22.64 |
Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of Rs10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial
and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of
inception. # Benchmark ; ^ Additional Benchmark
TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).
Alpha is difference of scheme return with benchmark return.
TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).
Alpha is difference of scheme return with benchmark return.
NAV
| Reg-Plan-IDCW | Rs26.3750 |
| Dir-Plan-IDCW | Rs33.0410 |
| Growth option | Rs70.4750 |
| Direct Growth option | Rs78.8780 |
Available Plans/Options
A) Regular Plan B) Direct Plan
Options: Payout of IDCW & Growth
(applicable for all plans)
Ratios
| Fund Manager | Mr. Harsha Upadhyaya* |
| Benchmark*** | Nifty 500 TRI |
| Allotment date | November 23, 2005 |
| AAUM | Rs2,391.98 crs |
| AUM | Rs2,335.11 crs |
| Folio count | 2,68,826 |
IDCW Frequency
Trustee's Discretion
Ratios
| Portfolio Turnover | 35.70% |
| $Beta | 0.92 |
| $Sharpe ## | 0.82 |
| $Standard Deviation | 20.59% |
| (P/E) | 30.48 |
| P/BV | 3.79 |
| IDCW Yield | 0.77 |
Minimum Investment Amount
Initial Investment:
Rs500 and in multiple of
Rs500
Additional Investment: Rs500 & in
multiples of Rs500
Ideal Investments Horizon: 5 years & above
Load Structure
Entry Load: Nil. (applicable for all plans)
Exit Load: Exit Load is not applicable for
Kotak Tax Saver Fund. (applicable for all
plans)
Total Expense Ratio**
Regular: 2.13%; Direct: 0.73%
Data as on November 30, 2021
Fund
Benchmark
This product is suitable for investors who are seeking*:
Benchmark
This product is suitable for investors who are seeking*:
- long term capital growth with a 3 year lock in
- Investment in portfolio of predominantly equity & equity related securities.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
***Investors/Unitholders may note that pursuant to SEBI circular no. SEBI/HO/IMD/IMD-II DF3/P/CIR/2021/652 dated October 27, 2021 and in accordance with AMFI, the existing benchmarks of the Scheme (s) of KMMF will be modified with effect from December 01, 2021. For further details refer notice-cum-addendum dated November 30, 2021 on change in the benchmark for the schemes of KMMF.
## Risk rate assumed to be 3.41% (FBIL Overnight MIBOR rate as on 30th November 2021).**Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'Our Fund Managers'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'Scheme Performances'