| KOTAK ELSS TAX SAVER FUND
An Open-Ended Equity Linked Saving Scheme with a statutory lock in of 3 years and tax benefits
| KOTAK ELSS TAX SAVER FUND
An Open-Ended Equity Linked Saving Scheme with a statutory lock in of 3 years and tax benefits

  

  
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be achieved.
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be achieved.
Issuer/Instrument
% to Net
Assets

Equity & Equity related
Banks 24.35
HDFC Bank Ltd. 9.09
ICICI Bank Ltd. 5.58
STATE BANK OF INDIA 3.75
Axis Bank Ltd. 3.06
Bank Of Baroda 1.44
Kotak Mahindra Bank Ltd. 1.43
IT - Software 8.35
Infosys Ltd. 3.44
Tech Mahindra Ltd. 3.01
Mphasis Ltd 1.90
Petroleum Products 6.77
HINDUSTAN PETROLEUM CORPORATION LTD 2.65
Bharat Petroleum Corporation Ltd. 2.16
RELIANCE INDUSTRIES LTD. 1.96
Finance 5.42
BAJAJ FINANCE LTD. 2.51
CRISIL Ltd. 1.13
APTUS VALUE HOUSING FINANCE 1.08
HDB FINANCIAL SERVICES LTD 0.70
Construction 4.94
Larsen And Toubro Ltd. 2.33
KALPATARU PROJECTS INTERNATIONAL LIMITED 1.75
Engineers India Ltd. 0.86
Pharmaceuticals and Biotechnology 4.60
Sun Pharmaceuticals Industries Ltd. 1.90
Divi s Laboratories Ltd. 1.34
Zydus Lifesciences Limited 0.90
Lupin Ltd. 0.46
Automobiles 4.31
Hero MotoCorp Ltd. 2.40
Mahindra & Mahindra Ltd. 1.91
Chemicals and Petrochemicals 4.16
Linde India Ltd. 1.99
SOLAR INDUSTRIES INDIA LIMITED 1.27
SRF Ltd. 0.90
Power 4.09
NTPC LTD 2.71
Power Grid Corporation Of India Ltd. 1.38
Telecom - Services 3.79
Bharti Airtel Ltd 3.71
Bharti Airtel Ltd - Partly Paid Shares 0.08
Cement and Cement Products 3.10
Ultratech Cement Ltd. 1.65
Ambuja Cements Ltd. 1.45
Retailing 2.76
ETERNAL LIMITED 2.39
SWIGGY LTD 0.37
Food Products 2.62
Britannia Industries Ltd. 2.62
Industrial Manufacturing 2.47
KAYNES TECHNOLOGY INDIA LTD. 1.68
DEE DEVELOPMENT ENGINEEERS LTD 0.79
Auto Components 2.43
Bosch Ltd. 2.43
Transport Services 2.00
Inter Globe Aviation Ltd 2.00
Fertilizers and Agrochemicals 1.70
Coromandel International Ltd. 1.70
Ferrous Metals 1.69
Jindal Steel & Power Ltd. 1.69
Personal Products 1.49
Dabur India Ltd. 1.49
Consumer Durables 1.29
Voltas Ltd. 1.08
Hawkins Cooker Ltd 0.21
Aerospace and Defense 1.02
Data Patterns (India) Ltd. 1.02
Beverages 0.90
UNITED SPIRITS LTD. 0.90
Electrical Equipment 0.70
ABB India Ltd 0.70
Industrial Products 0.61
Carborundum Universal Ltd. 0.61
Capital Markets 0.52
NUVAMA WEALTH MANAGEMENT LIMITED 0.52
Entertainment 0.50
Sun TV Network Ltd. 0.50
Textiles and Apparels 0.42
Garware Technical Fibres Ltd. 0.42
Equity & Equity related - Total 97.00
Triparty Repo 3.09
Net Current Assets/(Liabilities) -0.09
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (₹) 23,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on Sep 30, 2025 (₹) 1,10,08,282 26,64,578 15,11,701 8,65,641 4,31,925 1,21,760
Scheme Returns (%) 13.57 15.24 16.49 14.65 12.21 2.74
Nifty 500 (TRI) Returns (%) 13.48 15.27 16.60 14.95 13.49 4.84
Alpha* 0.08 -0.03 -0.11 -0.30 -1.29 -2.09
Nifty 500 (TRI) (₹)# 1,08,98,812 26,68,895 15,17,525 8,72,087 4,40,034 1,23,092
Nifty 50 (TRI) (₹)^ 98,16,924 24,89,413 14,05,814 8,25,349 4,26,327 1,23,248
Nifty 50 (TRI) Returns (%) 12.62 13.97 14.46 12.72 11.31 5.08

Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD- 1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.
Net Asset Value (NAV)
RegularDirect
Growth Rs113.8111Rs133.6160
IDCW Rs42.5933Rs55.9709
(as on September 30, 2025)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Growth and IDCW (Payout) (applicable for all plans)


Fund Manager* Mr. Harsha Upadhyaya
BenchmarkNifty 500 TRI
Allotment dateNovember 23, 2005
AAUMRs6,360.15 crs
AUMRs 6,278.37 crs
Folio count5,14,948

IDCW Frequency

Trustee's Discretion


Ratios
Portfolio Turnover18.67%
$Beta0.92
$Sharpe ##0.79
$Standard Deviation12.76%
^^(P/E) 23.34
^^P/BV 3.36
Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap68.82%
Mid Cap20.42%
Small Cap7.76%
Debt & Money Market3.00%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
Rs500 and in multiples of Rs500
Systematic Investment Plan (SIP)
Rs500 and in multiples of Rs500

Ideal Investments Horizon

• 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil. (applicable for all plans)


Total Expense Ratio**
Regular Plan: 1.76%
Direct Plan: 0.62%

Data as on 30th September, 2025 unless otherwise specified.

Folio Count data as on 29th August 2025.

Fund


Benchmark : Nifty 500 TRI
This product is suitable for investors who are seeking*:
  • long term capital growth with a 3 year lock in
  • Investment in portfolio of predominantly equity & equity related securities.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


## Risk rate assumed to be 5.74% (FBIL Overnight MIBOR rate as on 30th Sep 2025).**Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'