| KOTAK FLOATING RATE FUND
An open ended debt scheme predominantly investing in floating rate instruments.
A relatively high interest rate risk and moderate credit risk.
| KOTAK FLOATING RATE FUND
An open ended debt scheme predominantly investing in floating rate instruments.
A relatively high interest rate risk and moderate credit risk.

  

  
Investment Objective
The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved


Issuer/Instrument Rating % to Net
Assets

Debt Instruments
Debentures and Bonds
Government Dated Securities
6.99% Central Government SOV 21.37
6.63% Central Government SOV 11.32
7.81% Central Government(^) SOV 0.02
Government Dated Securities - Total 32.71
Public Sector Undertakings
REC LTD (^) ICRA AAA 7.78
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT (^) CRISIL AAA 4.76
Power Finance Corporation Ltd.(^) CRISIL AAA 3.29
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA (^) CRISIL AAA 1.65
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT ICRA AAA 0.82
Public Sector Undertakings - Total 18.30
Corporate Debt/Financial Institutions
EMBASSY OFFICE PARKS REIT (^) CRISIL AAA 7.89
TATA CAPITAL HOUSING FINANCE LTD. (^) CRISIL AAA 6.66
PIPELINE INFRASTRUCTURE LIMITED CRISIL AAA 5.98
MUTHOOT FINANCE LTD. (^) CRISIL AA+ 5.38
BAJAJ FINANCE LTD. (^) CRISIL AAA 3.64
JUBILANT BEVCO LIMITED (^) CRISIL AA 3.39
DLF Cyber City Developers Ltd CRISIL AAA 3.24
TATA CAPITAL LTD. (^) ICRA AAA 3.11
BAJAJ HOUSING FINANCE LTD. (^) CRISIL AAA 2.32
VEDANTA LTD. ( Axis Trustee Services Ltd.) CRISIL AA 1.95
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST) ICRA AAA(SO) 1.86
GODREJ PROPERTIES LIMITED (^) ICRA AA+ 1.66
LIC HOUSING FINANCE LTD. (^) CRISIL AAA 1.65
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) (^) CRISIL AAA(CE) 1.62
MANKIND PHARMA LTD (^) CRISIL AA+ 1.15
L & T Finance Ltd. (^) ICRA AAA 0.82
Bahadur Chand Investments Private Limited ICRA AA 0.82
PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST) ICRA AAA(SO) 0.63
Corporate Debt/Financial Institutions - Total 53.77
Triparty Repo 0.03
Alternative Investment Fund
CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 Alternative Investment Fund 0.49
Alternative Investment Fund - Total 0.49
Net Current Assets/(Liabilities) -5.30
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 5 years 3 years 1 year
Total amount invested (₹) 7,60,000 6,00,000 3,60,000 1,20,000
Total Value as on Aug 29, 2025 (₹) 9,54,168 7,19,386 4,07,587 1,25,389
Scheme Returns (%) 7.10 7.21 8.26 8.55
Nifty Short Duration Debt Index A-II Returns (%) 6.57 6.70 7.62 7.45
Alpha* 0.53 0.51 0.64 1.11
Nifty Short Duration Debt Index A-II (₹)# 9,38,055 7,10,275 4,03,739 1,24,700
CRISIL 10 Year Gilt Index (₹)^ 9,29,687 7,10,439 4,06,703 1,23,566
CRISIL 10 Year Gilt Index (%) 6.29 6.71 8.11 5.63

Scheme Inception : - May 14, 2019. The returns are calculated by XIRR approach assuming investment of ₹10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs1530.9120Rs1568.0894
IDCW Rs1364.3701Rs1366.0447
(as on August 29, 2025)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Growth, Payout of IDCW and Reinvestment of IDCW.

IDCW Frequency

At discretion of trustees


Fund Manager* Mr. Deepak Agrawal, Mr. Manu Sharma
Benchmark Nifty Short Duration Debt Index A-II
Allotment dateMay 14, 2019
AAUMRs3,252.04 crs
AUMRs3,081.00 crs
Folio count4,424

Debt Quant & Ratios
Average Maturity4.87 yrs
Modified Duration1.82 yrs
Macaulay Duration1.92 yrs
Annualised YTM*7.09%
$Standard Deviation0.99%

*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer.

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 2 years & above


Load Structure

Entry Load: Nil.(Applicable for All Plans)
Exit Load: Nil. (Applicable for All Plans)


Total Expense Ratio**
Regular Plan: 0.63%
Direct Plan: 0.25%

Data as on 31st August, 2025 unless otherwise specified.

Folio Count data as on 31st July 2025.

Fund


Benchmark: Nifty Short Duration Debt Index A-II


This product is suitable for investors who are seeking*:
  • Income over a short term investment horizon
  • Investment in floating & fixed rate debt instruments swapped for floating rate returns and money market instruments

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com

(^) Fully or Party blocked against Interest Rate Swap (IRS) (^)This scheme has exposure to floating rate instruments and / or interest rate derivatives. The duration of these instruments is linked to the interest rate reset period. The interest rate risk in a floating rate instrument or in a fixed rate instrument hedged with derivatives is likely to be lesser than that in an equivalent maturity fixed rate instrument. Under some market circumstances the volatility may be of an order greater than what may ordinarily be expected considering only its duration. Hence investors are recommended to consider the unadjusted portfolio maturity of the scheme as well and exercise adequate due diligence when deciding to make their investments. Hedging Position through Interest Rate Swaps as on 31 Aug 2025 is 40.57% of the net assets.
**Total Expense Ratio includes applicable GST
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'