| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
| KOTAK MULTI ASSET ALLOCATION FUND
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
(as on December 31, 2024)
*in case of semi annual YTM, it will be annualized.
$$Equity Component of the Portfolio.
Source: $ICRA MFI Explorer, ^^Bloomberg
This product is suitable for investors who are seeking*:
## Risk rate assumed to be 7.15% (FBIL Overnight MIBOR rate as on 31st Dec 2024). **Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'
An Open Ended Scheme investing in Equity, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
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Investment Objective
The investment objective of the scheme is to generate long term capital appreciation
by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and
Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will
be achieved.
The investment objective of the scheme is to generate long term capital appreciation
by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and
Exchange Traded Commodity Derivatives. However, there is no assurance that the objective of the scheme will
be achieved.
| Issuer/Instrument | Rating | % to Net Assets |
|---|---|---|
| Equity & Equity related | ||
| IT - Software | 9.02 | |
| Infosys Ltd. | 3.31 | |
| Oracle Financial Services Software Ltd | 2.00 | |
| Tech Mahindra Ltd. | 1.56 | |
| Mphasis Ltd | 0.78 | |
| PERSISTENT SYSTEMS LIMITED | 0.75 | |
| Wipro Ltd. | 0.55 | |
| Tata Consultancy Services Ltd. | 0.07 | |
| Automobiles | 7.60 | |
| Maruti Suzuki India Limited | 4.10 | |
| Hero MotoCorp Ltd. | 2.33 | |
| Mahindra & Mahindra Ltd. | 1.17 | |
| Banks | 7.20 | |
| State Bank Of India | 2.48 | |
| HDFC Bank Ltd. | 2.33 | |
| Bank Of Baroda | 1.60 | |
| JAMMU AND KASHMIR BANK LTD. | 0.60 | |
| FEDERAL BANK LTD. | 0.10 | |
| IndusInd Bank Ltd. | 0.09 | |
| Power | 5.27 | |
| NTPC LTD | 2.98 | |
| NLC India Ltd. | 1.32 | |
| NTPC GREEN ENERGY LIMITED | 0.97 | |
| Retailing | 4.75 | |
| SWIGGY LTD | 2.27 | |
| ZOMATO LTD. | 1.63 | |
| FSN E-COMMERCE VENTURES LTD. | 0.85 | |
| Diversified FMCG | 4.71 | |
| ITC Ltd. | 2.65 | |
| Hindustan Unilever Ltd. | 2.06 | |
| Finance | 4.40 | |
| Power Finance Corporation Ltd. | 2.10 | |
| POONAWALLA FINCORP LTD. | 0.97 | |
| Mahindra & Mahindra Financial Services Ltd. | 0.62 | |
| Bajaj Finserv Ltd. | 0.53 | |
| Bajaj Finance Ltd. | 0.06 | |
| LIC Housing Finance Ltd. | 0.06 | |
| REC LTD | 0.06 | |
| Telecom - Services | 3.33 | |
| Bharti Airtel Ltd | 1.51 | |
| Indus Towers Ltd. | 0.97 | |
| Vodafone Idea Ltd | 0.85 | |
| Leisure Services | 1.88 | |
| SAPPHIRE FOODS INDIA LTD. | 1.69 | |
| Barbeque Nation Hospitality Ltd. | 0.19 | |
| Industrial Manufacturing | 1.85 | |
| JYOTI CNC AUTOMATION LTD | 1.43 | |
| DEE DEVELOPMENT ENGINEEERS LTD | 0.42 | |
| Entertainment | 1.67 | |
| PVR INOX LIMITED | 1.02 | |
| Sun TV Network Ltd. | 0.56 | |
| Zee Entertainment Enterprises Ltd | 0.09 | |
| Auto Components | 1.62 | |
| SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED | 1.22 | |
| Subros Ltd. | 0.40 | |
| Transport Services | 1.46 | |
| Inter Globe Aviation Ltd | 1.46 | |
| Beverages | 1.39 | |
| Radico Khaitan Ltd. | 1.39 | |
| Cement and Cement Products | 1.25 | |
| Ambuja Cements Ltd. | 1.25 | |
| Gas | 1.24 | |
| GAIL (India) Ltd. | 1.24 | |
| Personal Products | 1.11 | |
| Emami Ltd. | 0.78 | |
| Dabur India Ltd. | 0.33 | |
| Healthcare Services | 0.98 | |
| Fortis Healthcare India Ltd | 0.74 | |
| GPT HEALTHCARE LIMITED | 0.24 | |
| Transport Infrastructure | 0.93 | |
| Adani Port and Special Economic Zone Ltd. | 0.93 | |
| Insurance | 0.82 | |
| LIFE INSURANCE CORPORATION OF INDIA LTD. | 0.81 | |
| SBI Life Insurance Company Ltd | 0.01 | |
| Capital Markets | 0.78 | |
| ICICI Securities Ltd | 0.78 | |
| Minerals and Mining | 0.70 | |
| NMDC Ltd. | 0.70 | |
| Chemicals and Petrochemicals | 0.69 | |
| Tata Chemicals Ltd | 0.69 | |
| Construction | 0.68 | |
| Ashoka Buildcon Limited | 0.68 | |
| Other Utilities | 0.66 | |
| CONCORD ENVIRO SYSTEMS LIMITED | 0.66 | |
| Diversified Metals | 0.58 | |
| Vedanta Ltd. | 0.58 | |
| Consumable Fuels | 0.43 | |
| Coal India Ltd. | 0.43 | |
| Consumer Durables | 0.42 | |
| Titan Company Ltd. | 0.42 | |
| Printing and Publication | 0.30 | |
| Navneet Education Ltd. | 0.30 | |
| Agricultural Food and other Product | 0.29 | |
| Marico Ltd. | 0.29 | |
| Petroleum Products | 0.29 | |
| RELIANCE INDUSTRIES LTD. | 0.20 | |
| HINDUSTAN PETROLEUM CORPORATION LTD | 0.09 | |
| Realty | 0.23 | |
| DLF Ltd. | 0.23 | |
| Agricultural, Commercial and Construction Vehicles | 0.21 | |
| V.S.T Tillers Tractors Ltd | 0.21 | |
| Metals and Minerals Trading | 0.12 | |
| Adani Enterprises Ltd. | 0.12 | |
| Pharmaceuticals and Biotechnology | 0.11 | |
| Sun Pharmaceuticals Industries Ltd. | 0.09 | |
| Aurobindo Pharma Ltd. | 0.01 | |
| Cipla Ltd. | 0.01 | |
| Non - Ferrous Metals | 0.04 | |
| HINDUSTAN COPPER LTD. | 0.04 | |
| Equity & Equity related - Total | 69.01 | |
| Future | ||
| POONAWALLA FINCORP LTD. - Jan 2025 | Finance | 0.07 |
| NTPC LTD. - Jan 2025 | Power | -1.46 |
| Adani Port and Special Economic Zone Ltd.. - Jan 2025 | Transport Infrastructure | -0.94 |
| Vodafone Idea Ltd. - Jan 2025 | Telecom - Services | -0.86 |
| HDFC Bank Ltd.. - Jan 2025 | Banks | -0.82 |
| Inter Globe Aviation Ltd. - Jan 2025 | Transport Services | -0.81 |
| NMDC Ltd.. - Jan 2025 | Minerals and Mining | -0.70 |
| Vedanta Ltd.. - Jan 2025 | Diversified Metals | -0.59 |
| Bajaj Finserv Ltd.. - Jan 2025 | Finance | -0.53 |
| Coal India Ltd.. - Jan 2025 | Consumable Fuels | -0.43 |
| Ambuja Cements Ltd.. - Jan 2025 | Cement and Cement Products | -0.24 |
| DLF Ltd.. - Jan 2025 | Realty | -0.23 |
| RELIANCE INDUSTRIES LTD.. - Jan 2025 | Petroleum Products | -0.20 |
| Adani Enterprises Ltd.. - Jan 2025 | Metals and Minerals Trading | -0.12 |
| Bharti Airtel Ltd. - Jan 2025 | Telecom - Services | -0.11 |
| FEDERAL BANK LTD.. - Jan 2025 | Banks | -0.10 |
| Sun Pharmaceuticals Industries Ltd.. - Jan 2025 | Pharmaceuticals and Biotechnology | -0.10 |
| HINDUSTAN PETROLEUM CORPORATION LTD. - Jan 2025 | Petroleum Products | -0.09 |
| IndusInd Bank Ltd.. - Jan 2025 | Banks | -0.09 |
| Tata Consultancy Services Ltd.. - Jan 2025 | IT - Software | -0.07 |
| Bajaj Finance Ltd.. - Jan 2025 | Finance | -0.06 |
| LIC Housing Finance Ltd.. - Jan 2025 | Finance | -0.06 |
| REC LTD. - Jan 2025 | Finance | -0.06 |
| HINDUSTAN COPPER LTD.. - Jan 2025 | Non - Ferrous Metals | -0.04 |
| Bank Of Baroda. - Jan 2025 | Banks | -0.03 |
| Aurobindo Pharma Ltd.. - Jan 2025 | Pharmaceuticals and Biotechnology | -0.01 |
| Cipla Ltd.. - Jan 2025 | Pharmaceuticals and Biotechnology | -0.01 |
| SBI Life Insurance Company Ltd. - Jan 2025 | Insurance | -0.01 |
| Bandhan Bank Ltd.. - Jan 2025 | Banks | 0.00 |
| Mutual Fund Units | ||
| Kotak Mutual Fund - Kotak Gold ETF | ETF Units | 9.69 |
| Kotak Mutual Fund - Kotak Silver ETF | ETF Units | 8.12 |
| Kotak Liquid Direct Growth | Mutual Fund | 0.34 |
| Mutual Fund Units - Total | 18.15 | |
| Debt Instruments | ||
| Debentures and Bonds | ||
| Corporate Debt/Financial Institutions | ||
| INDIA GRID TRUST | CRISIL AAA | 0.66 |
| BAJAJ FINANCE LTD. | CRISIL AAA | 0.33 |
| HDFC BANK LTD. | CRISIL AAA | 0.06 |
| Corporate Debt/Financial Institutions - Total | 1.05 | |
| Public Sector Undertakings | ||
| REC LTD | CRISIL AAA | 0.36 |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | CRISIL AAA | 0.13 |
| Public Sector Undertakings - Total | 0.49 | |
| Government Dated Securities | ||
| 7.18% Central Government | SOV | 3.20 |
| 7.06% Central Government | SOV | 1.64 |
| 7.32% Central Government | SOV | 1.00 |
| 7.93% Central Government | SOV | 1.00 |
| 7.02% Central Government | SOV | 0.33 |
| 7.53% Central Government | SOV | 0.33 |
| Government Dated Securities - Total | 7.50 | |
| Money Market Instruments | ||
| Commercial Paper(CP)/Certificate of Deposits(CD) | ||
| Public Sector Undertakings | ||
| BANK OF BARODA | FITCH A1+ | 1.29 |
| Public Sector Undertakings - Total | 1.29 | |
| Triparty Repo | 2.38 | |
| Real Estate & Infrastructure Investment Trusts | ||
| BHARAT HIGHWAYS INVIT | Construction | 0.05 |
| Real Estate & Infrastructure Investment Trusts - Total | 0.05 | |
| Net Current Assets/(Liabilities) | 0.08 | |
| Grand Total | 100.00 | |
| Monthly SIP of (Rs) 10000 | Since Inception | 1 Year |
| Total amount invested (₹) | 1,60,000 | 1,20,000 |
| Total Value as on Dec 31, 2024 (₹) | 1,75,551 | 1,25,229 |
| Scheme Returns (%) | 13.90 | 8.17 |
| NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% Returns (%) | 13.18 | 7.62 |
| Alpha* | 0.72 | 0.55 |
| NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Price of Gold 5% + Domestic Price of Silver 5% (₹)# | 1,74,746 | 1,24,878 |
| Nifty 50 (TRI) (₹)^ | 1,70,464 | 1,21,600 |
| Nifty 50 (TRI) Returns (%) | 9.34 | 2.48 |
Scheme Inception : - September 22, 2023. The returns are calculated by XIRR approach assuming investment of Rs10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.
Net Asset Value (NAV)
| Regular | Direct | |
| Growth | Rs 12.7110 | Rs12.9520 |
| IDCW | Rs 12.7110 | Rs12.9510 |
Available Plans/Options
A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of
IDCW & Growth (applicable for all plans)
| Fund Manager* | Mr. Devender Singhal, Mr. Abhishek Bisen, Mr. Hiten Shah & Mr. Jeetu Valechha Sonar |
| Benchmark | Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) + Domestic Price of Gold (5%) + Domestic Price of Silver (5%) |
| Allotment date | September 22, 2023 |
| AAUM | Rs7,751.45 crs |
| AUM | Rs7,678.96 crs |
| Folio count | 1,64,853 |
IDCW Frequency
Trustee's Discretion
Debt Quant & Ratios
| Average Maturity | 5.19 yrs |
| Modified Duration | 3.20 yrs |
| Macaulay Duration | 3.32 yrs |
| Annualised YTM* | 7.04% |
| $Standard Deviation | 7.86% |
| $Beta | 0.92 |
| $ Sharpe## | 1.59 |
| ^^P/E$$ | 26.86 |
| ^^P/BV$$ | 3.67 |
| Portfolio Turnover | 174.89% |
$$Equity Component of the Portfolio.
Source: $ICRA MFI Explorer, ^^Bloomberg
Minimum Investment Amount
Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter
Ideal Investments Horizon
• 5 years & above
Load Structure
Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 30%
of the initial investment amount (limit)
purchased or switched in within 1 year from
the date of allotment: Nil.
• If units redeemed or switched out are in
excess of the limit within 1 year from the
date of allotment: 1%
• If units are redeemed or switched out on
or after 1 year from the date of allotment:
NIL
Total Expense Ratio**
| Regular Plan: | 1.73% |
| Direct Plan: | 0.36% |
Data as on 31st December, 2024 unless
otherwise specified.
Folio Count data as on 30th November 2024.
Folio Count data as on 30th November 2024.
Fund
Benchmark: Nifty 500 TRI (65%) + Nifty Short Duration Debt Index (25%) + Domestic Price of Gold (5%) + Domestic Price of Silver (5%)
This product is suitable for investors who are seeking*:
- Long-term capital growth
- Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
The above risk-o—meter is based on the scheme portfolio as on 30th November, 2024. An addendum may be issued or updated on the website for new riskometer.
## Risk rate assumed to be 7.15% (FBIL Overnight MIBOR rate as on 31st Dec 2024). **Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'