| KOTAK FLOATING RATE FUND
An open ended debt scheme predominantly investing in floating rate instruments.
A relatively high interest rate risk and moderate credit risk.
| KOTAK FLOATING RATE FUND
An open ended debt scheme predominantly investing in floating rate instruments.
A relatively high interest rate risk and moderate credit risk.

   

   
Investment Objective
The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved


Issuer/Instrument Rating % to Net
Assets

Debt Instruments
Debentures and Bonds
Government Dated Securities
7.19% Karnataka State Govt(^)-Karnataka SOV 5.74
7.31% Tamil Nadu State Govt(^)-Tamil Nadu SOV 5.32
6.54% Central Government SOV 1.18
Government Dated Securities - Total 12.24
Public Sector Undertakings
Power Finance Corporation Ltd. (^) CRISIL AAA 5.78
REC LTD CRISIL AAA 5.06
Power Finance Corporation Ltd. CRISIL AAA 2.91
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT CRISIL AAA 2.91
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA (^) CRISIL AAA 0.73
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT ICRA AAA 0.73
Public Sector Undertakings - Total 18.12
Corporate Debt/Financial Institutions
TATA CAPITAL HOUSING FINANCE LTD. CRISIL AAA 7.34
EMBASSY OFFICE PARKS REIT (^) CRISIL AAA 7.00
PIPELINE INFRASTRUCTURE LIMITED CRISIL AAA 5.29
JUBILANT BEVCO LIMITED CRISIL AA 3.14
JTPM METAL TRADERS PVT LTD CRISIL AA 3.02
BHARTI TELECOM LTD. CRISIL AAA 2.89
DLF Cyber City Developers Ltd (^) CRISIL AAA 2.88
TATA CAPITAL LTD. ICRA AAA 2.76
MUTHOOT FINANCE LTD. CRISIL AA+ 2.24
BAJAJ FINANCE LTD. CRISIL AAA 2.19
BAJAJ HOUSING FINANCE LTD. CRISIL AAA 2.05
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST) CRISIL AAA(SO) 2.03
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST) CRISIL AAA(SO) 2.03
HDFC BANK LTD. CRISIL AAA 1.50
LIC HOUSING FINANCE LTD. CRISIL AAA 1.47
GODREJ PROPERTIES LIMITED ICRA AA+ 1.47
VEDANTA LTD. ( Axis Trustee Services Ltd.) CRISIL AA 1.46
L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) CRISIL AAA(CE) 1.45
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST) ICRA AAA(SO) 1.40
L & T FINANCE LTD. ICRA AAA 0.73
Bahadur Chand Investments Private Limited ICRA AA+ 0.72
PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST) ICRA AAA(SO) 0.28
Corporate Debt/Financial Institutions - Total 55.34
Money Market Instruments
Commercial Paper(CP)/Certificate of Deposits(CD)
Public Sector Undertakings
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^) CARE A1+ 3.39
PUNJAB NATIONAL BANK CRISIL A1+ 2.72
BANK OF BARODA(^) CARE A1+ 2.72
Public Sector Undertakings - Total 8.83
Corporate Debt/Financial Institutions
HDFC BANK LTD. CARE A1+ 2.71
Corporate Debt/Financial Institutions - Total 2.71
Triparty Repo 0.59
Alternative Investment Fund
CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 Alternative Investment Fund 0.45
Alternative Investment Fund - Total 0.45
Net Current Assets/(Liabilities) 1.72
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 5 years 3 years 1 year
Total amount invested (₹) 8,20,000 6,00,000 3,60,000 1,20,000
Total Value as on Feb 27, 2026 (₹) 10,45,112 7,19,860 4,04,852 1,24,269
Scheme Returns (%) 7.01 7.24 7.81 6.76
Nifty Short Duration Debt Index A-II Returns (%) 6.40 6.62 6.97 5.49
Alpha* 0.61 0.62 0.85 1.27
Nifty Short Duration Debt Index A-II (₹)# 10,23,393 7,08,774 3,99,822 1,23,474
CRISIL 10 Year Gilt Index (₹)^ 10,08,314 7,06,667 3,98,767 1,21,882
CRISIL 10 Year Gilt Index (%) 5.97 6.50 6.79 2.96

Scheme Inception : - May 14, 2019. The returns are calculated by XIRR approach assuming investment of ₹10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs1578.8853Rs1620.3844
IDCW Rs1407.1257Rs1411.6072
(as on February 27, 2026)

Available Plans/Options

A)Regular Plan B)Direct Plan
Options: Growth, Payout of IDCW and Reinvestment of IDCW

IDCW Frequency

At discretion of trustees


Fund Manager* Mr. Deepak Agrawal, Mr. Manu Sharma
Benchmark Nifty Short Duration Debt Index A-II
Allotment dateMay 14, 2019
AAUMRs3,379.38 crs
AUMRs3,455.99 crs
Folio count4,973

Debt Quant & Ratios
Average Maturity2.58 yrs
Modified Duration2.05 yrs
Macaulay Duration2.16 yrs
Annualised YTM*7.35%
$Standard Deviation1.12%

*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer.

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 2 years & above


Load Structure

Entry Load: Nil.(Applicable for All Plans)
Exit Load: Nil. (Applicable for All Plans)


Total Expense Ratio**
Regular Plan: 0.63%
Direct Plan: 0.26%

Data as on 28th February, 2026 unless otherwise specified.

Folio Count data as on 31st January 2026.

Fund


Benchmark: Nifty Short Duration Debt Index A-II


This product is suitable for investors who are seeking*:
  • Income over a short term investment horizon
  • Investment in floating & fixed rate debt instruments swapped for floating rate returns and money market instruments

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com

(^) Fully or Party blocked against Interest Rate Swap (IRS) (^)This scheme has exposure to floating rate instruments and / or interest rate derivatives. The duration of these instruments is linked to the interest rate reset period. The interest rate risk in a floating rate instrument or in a fixed rate instrument hedged with derivatives is likely to be lesser than that in an equivalent maturity fixed rate instrument. Under some market circumstances the volatility may be of an order greater than what may ordinarily be expected considering only its duration. Hence investors are recommended to consider the unadjusted portfolio maturity of the scheme as well and exercise adequate due diligence when deciding to make their investments. Hedging Position through Interest Rate Swaps as on 28 Feb 2026 is 27.48% of the net assets.
**Total Expense Ratio includes applicable GST
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'