Kotak

Savings Fund

NAV as on -
CAGR
Compound annual growth rate
since inception
Features
AUM
` 7985.67 Cr.
Risk
Moderately Low

This open ended fund Scheme is suitable for investors seeking*

  1. Income over a short term investment horizon.
  2. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

Fund Manager
Mr. Deepak Agarwal
Mr. Deepak's career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006. Mr. Deepak is a Post Graduate in Commerce, Chartered Account and Company Secretary.

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Let’s calculate your gain

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If you would have invested `

since inception, it would have become` - i.e. - %CAGR .

About Kotak Savings Fund

  • The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk.
  • However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Performanceas on

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  Since
Inception
Last
1 Year
Last
3 Years
Last
5 Years

For performance in SEBI format please refer performance section.

Sector Allocation

Sector % of net asset

Stocks

Issuer / Instrument Industry / Rating Percentage of net asset
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial Institutions
Citicorp Finance (India) Ltd. ICRA AAA 6.26 %
Reliance Jio Infocomm Ltd.(^) CRISIL AAA 5.87 %
Tata Motors Finance Ltd.(^) CARE AA+ 3.91 %
Shriram Transport Finance Co Ltd.(^) FITCH IND AA+ 3.76 %
Rent A Device Trust ( ) ICRA AAA(SO) 3.64 %
Shriram Transport Finance Co Ltd. CRISIL AA+ 2.5 %
Mahindra & Mahindra Financial Services Ltd.(^) FITCH IND AAA 2.48 %
HDFC Ltd. CRISIL AAA 1.74 %
LIC Housing Finance Ltd. CRISIL AAA 1.55 %
Tata Capital Housing Finance Ltd.(^) ICRA AA+ 1 %
ICICI Home Finance Company Limited ICRA AAA 0.9 %
Muthoot Finance Ltd. CRISIL AA 0.82 %
Nabha Power Ltd. ( backed by unconditional and irrevocable guarantee by Larsen & Toubro Ltd ) (^) ICRA AAA 0.62 %
Sundaram BNP Paribas Home Finance Ltd CARE AA+ 0.13 %
Dewan Housing Finance Corporation Ltd. CARE AAA 0.1 %
Cholamandalam Investment and Finance Company Ltd. ICRA AA+ 0.06 %
HDB Financial Services Ltd. CRISIL AAA 0.06 %
Corporate Debt/Financial Institutions - Total 35.4 %
Public Sector Undertakings
ONGC Manglore Petrochemicals Ltd. FITCH IND AAA 5.5 %
National Bank for Agriculture & Rural Development CRISIL AAA 2.25 %
PNB Housing Finance Ltd.(^) CARE AAA 1.25 %
U P Power Corporation Ltd ( Guaranteed By UP State Government ) (^) FITCH IND AA(SO) 1.1 %
Bank Of Baroda(^) CARE AA 0.81 %
Small Industries Development Bank Of India(^) CARE AAA 0.62 %
Power Finance Corporation Ltd. CRISIL AAA 0.61 %
Export-Import Bank of India CRISIL AAA 0.46 %
Union Bank of India(^) CRISIL AA+ 0.44 %
Rural Electrification Corporation Ltd.(^) CRISIL AAA 0.34 %
Bank Of Baroda CARE AA+ 0.29 %
Indian Railway Finance Corporation Ltd. CRISIL AAA 0.07 %
Power Grid Corporation of India Ltd. CRISIL AAA 0.06 %
Public Sector Undertakings - Total 13.8 %
Money Market Instruments
Commercial Paper(CP)/Certificate of Deposits(CD)
Corporate Debt/Financial Institutions
HDFC Ltd. CRISIL A1+ 4.25 %
Piramal Capital & Housing Finance Ltd.(^) CRISIL A1+ 3.24 %
Indiabulls Housing Finance Ltd.(^) CRISIL A1+ 2.96 %
Tata Capital Financial Services Limited CRISIL A1+ 1.23 %
Reliance Industries Ltd.(^) CRISIL A1+ 0.9 %
Adani Transmission Ltd ICRA A1+ 0.63 %
Bamnipal Steel Ltd ( Subsidiary of Tata Steel Ltd ) ICRA A1+ 0.31 %
Reliance Industries Ltd. ICRA A1+ 0.01 %
Corporate Debt/Financial Institutions - Total 13.53 %
Public Sector Undertakings
National Bank for Agriculture & Rural Development ICRA A1+ 6.18 %
PNB Housing Finance Ltd. CRISIL A1+ 0.25 %
Public Sector Undertakings - Total 6.43 %
Reverse Repo 12.52 %
Treasury Bills
91 Days Treasury Bill 15/11/2018 SOV 1.85 %
Treasury Bills - Total 1.85 %
Collateral Borrowing & Lending obligation 15.16 %
Net Current Assets/(Liabilities) 1.31 %
Detail holdings

Market Capitalisation

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Fund Vs Benchmark Returns

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Trailing Returns Since
Inception

As on -

See all funds managed by Mr. Deepak Agarwal

Click here to know the return of Lumpsum investment made since inception

If you had invested ` as on would have grown to `- as of i.e. -

Kotak Savings FundVS

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Gold prices are available post 1st April, 2006 & are based on daily closing values on MCX. PPF interest rate is taken from http://www.publicprovidentfund.com/ppf-interest-rate-history/ The Fixed deposit interest rate is based on RBI rate (https://rbi.org.in/Scripts/PublicationsView.aspx?id=17849) Scheme Return calculated on the basis of scheme NAV; Returns for PPF, FD, Gold are based on publicly available information. Source: AMFI website, PPF, RBI and MCX The above simulation is for illustration purpose only. While amount invested in traditional investment avenue has the highest safety for Principal invested, there is no assurance or guarantee of future performance of the scheme. Year-end balance has been arrived at by adding interest at the rates notified by the competent authorities from time to time. The comparison of Scheme Return vs PPF/FD/Gold has been given for the purpose of the general information only. Unlike other investment avenue referred above, investments in Mutual Funds are subject to market risks. Hence, the performances are not strictly comparable. Kotak Mahindra Asset Management Company Limited will not accept any liability/ responsibility/loss incurred on any investment decision taken on the basis of this information. Past performance may or may not be sustained in the future. Graph showing the number of times investment has increased/decreased in each asset class over the period. It should no way be construed as a recommendation or future outlook on the above mentioned stocks. Past performance of the scheme does not indicate the future performance of the schemes.

The above graph shows the movement of a specified amount vis-à-vis benchmark and additional benchmark in the specified time period (last business day of the selected month) chosen by the investor.

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In SEBI Format

CAGR since Inception 1 Year 3 Years 5 Years Current Value of `10,000
invested at inception

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Let’s calculate your Dividend

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If you would have invested `

since inception, you would have earned` -as Dividend

and your current value of investment` -

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Dividend History

SUBMIT
Download Excel
Record date Cumulative
dividend
nav
(`/ unit )

Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.

Investment Objective

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Benchmark : NIFTY Ultra Short Duration Debt Index

Allotment date : August 13, 2004

  • AUM : `7985.67 Cr

  • AAUM : `7835.15 Cr

Key ratiosas on 31 Aug, 2018

Portfolio turnover ratio NA
$Standard Deviation 0.43%
$Beta NA
$Sharpe Ratio ## NA
Modified duration 0.31 yrs
Average maturity 0.34
Yield to maturity 7.48
Tracking Error NA
Expense Ratio (Direct) ** 0.28%
Expense Ratio (Regular) ** 0.63%
Source: $ICRA MFI Explorer## Risk rate assumed to be NA (FBIL Overnight MIBOR rate as on NA)**Total Expense Ratio includes applicable B30 fee and GST.
Source: $ICRA MFI Explorer Standard Deviation is calculated on Annualised basis using 3 years history of the monthly returns.

This open ended fund Scheme is suitable for investors seeking

  1. Income over a short term investment horizon.
  2. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months

    *Investors should consult their financial advisors if in doubt about whether the product is suitable for them

    Investment Style:

    maturityStyle

    Available Plans/Options

    A) Regular Plan B) Direct Plan

    Options: Dividend Payout, DividendReinvestment & Growth (applicable for allplans)

    Minimum Investment Amount

    Initial Investment:(i) Dividend Reinvestment & Growth- `5000 & above (ii) Dividend Payout (Weekly) - `1,00,00,000 & above

    Additional Investment:`1000 & in multiples of `1

    Ideal Investments Horizon:1-3 Months

    Load Structure

    Entry Load:NIL

    Exit Load:

    • i) Nil. (applicable for all plans)

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