Kotak

Tax Saver

NAV as on -
CAGR
Compound annual growth rate
since inception
Features
AUM
` 807.74 Cr.
Risk
Moderately High

This open ended fund Scheme is suitable for investors seeking*

  1. Long term capital growth with a 3 year lock in
  2. Investment in portfolio of predominantly equity & equity related securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

Fund Manager
Mr. Harsha Upadhyay
Mr. Harsha has nearly two decades of rich experience spread over Equity Research and Fund Management.His prior stints have been with companies such as DSP BlackRock, UTI Asset Management, Reliance Group and SG Asia Securities.Mr.Harsha is a Bachlor of Engineering (Mechanical) from National Institute of Technology, Suratkal, a Post Graduate in Management (Finance) from Indian Institute of Management, Lucknow and Chartered Financial Analyst from the CFA Institute.

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Let’s calculate your gain

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If you would have invested `

since inception, it would have become` - i.e. - %CAGR .

About Kotak Tax Saver

  • The investment objective of Kotak Tax Saver is to generate long term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.
  • The scheme thus offers a dual benefit of growth and tax savings.
  • The scheme although open ended, has a three year lock-in.
  • The portfolio is generally diversified across sectors and market capitalization segments.

Performanceas on

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  Since
Inception
Last
1 Year
Last
3 Years
Last
5 Years

For performance in SEBI format please refer performance section.

Scheme Inception date is 23/11/2005. Mr. Harsha Upadhyaya has been managing the fund since 25/08/2015. Different plans have different expense structure. Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualized Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of investment made at inception. Source: ICRA MFI Explorer. TRI Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).

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Sector Allocation

Sector Portfolio
weight
Benchmark
weight
Underweight/
over weight
Financial Services 29.03 % 31.32 % -2.29 %
Energy 15.25 % 12.06 % 3.18 %
Consumer Goods 11.72 % 13.68 % -1.96 %
Information Technology 8.39 % 10.64 % -2.25 %
Cement & Cement Products 6.31 % 2.53 % 3.77 %
Industrial Manufacturing 5.85 % 2.6 % 3.26 %
Construction 4.93 % 3.94 % 0.98 %
Metals 3.77 % 3.72 % 0.05 %
Chemicals 2.37 % 0.66 % 1.71 %
Services 2.35 % 2.24 % 0.11 %

Stocks

Stocks Industry Percentage of net asset
Equity & Equity related (Listed/Awaiting listing on Stock Exchange)
Reliance Industries Ltd. Petroleum Products 7.13 %
HDFC Bank Ltd. Banks 6.12 %
ICICI Bank Ltd. Banks 5.54 %
Tata Consultancy Services Ltd. Software 4.37 %
Larsen And Toubro Ltd. Construction Project 4.15 %
Infosys Ltd. Software 4.01 %
GlaxoSmithkline Consumer Healthcare Ltd Consumer Non Durables 3.82 %
HDFC Ltd. Finance 3.6 %
AU Small Finance Bank Ltd. Banks 3.59 %
Bharat Financial Inclusion Limited Finance 3.15 %
Shree Cement Ltd. Cement 2.81 %
RBL Bank Ltd Banks 2.37 %
Bajaj Finance Limited Finance 2.3 %
GAIL (India) Ltd. Gas 2.3 %
SKF India Ltd Industrial Products 2.22 %
Ultratech Cement Ltd. Cement 2.22 %
Whirlpool of India Ltd. Consumer Durables 2.2 %
Thermax Ltd. Industrial Capital Goods 2.17 %
OCL India Ltd Cement 1.9 %
Mahanagar Gas Ltd Gas 1.86 %
Hindustan Unilever Ltd. Consumer Non Durables 1.65 %
Solar Industries India Limited Chemicals 1.62 %
Axis Bank Ltd Banks 1.61 %
Bata India Ltd. Consumer Durables 1.61 %
Nestle India Ltd. Consumer Non Durables 1.43 %
The Ramco Cements Ltd Cement 1.28 %
Cadila Healthcare Ltd. Pharmaceuticals 1.25 %
Maruti Suzuki India Limited Auto 1.13 %
SRF Ltd. Textile Products 1.13 %
AIA Engineering Limited Industrial Products 1.09 %
Gujarat State Petronet Ltd. Gas 1.07 %
UPL Ltd Pesticides 1.06 %
Amara Raja Batteries Ltd. Auto Ancillaries 1.05 %
APL Apollo Tubes Limited Ferrous Metals 1.01 %
Colgate Palmolive (India ) Ltd. Consumer Non Durables 1.01 %
Arvind Ltd Textile Products 0.99 %
Simran Wind Project Ltd. Construction Project 0.98 %
Hindustan Oil Exploration Company Ltd. Oil 0.97 %
Jindal Steel & Power Ltd. Ferrous Metals 0.96 %
Vedanta Ltd. Non - Ferrous Metals 0.92 %
Hindalco Industries Ltd Non - Ferrous Metals 0.88 %
Container Corporation of India Ltd. Transportation 0.81 %
JMC Projects (India) Ltd Construction 0.77 %
Linde India Ltd. Chemicals 0.75 %
Max Financial Services Ltd. Finance 0.75 %
Hawkins Cooker Ltd Household Appliances 0.64 %
Strides Shasun Ltd. Pharmaceuticals 0.61 %
SpiceJet Ltd. Transportation 0.54 %
KSB Pump Ltd Industrial Products 0.37 %
Blue Dart Express Ltd. Transportation 0.36 %
Laurus Labs Ltd Pharmaceuticals 0.21 %
Listed/Awaiting Listing on Stock Exchange - Total 98.34 %
Preference Shares
Listed/Awaiting listing on Stock Exchange
6% Redm Preference Sh Zee Entertainment Enterprises Ltd Media and Entertainment 0.08 %
Listed/Awaiting listing on Stock Exchange - Total 0.08 %
Collateral Borrowing & Lending obligation 1.7 %
Net Current Assets/(Liabilities) -0.12 %
Detail holdings

Market Capitalisation

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Fund Vs Benchmark Returns

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Trailing Returns Since
Inception

Scheme Inception date is 23/11/2005. Mr. Harsha Upadhyaya has been managing the fund since 25/08/2015. Different plans have different expense structure. Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualized Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of investment made at inception. Source: ICRA MFI Explorer. TRI Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).

As on -

See all funds managed by Mr. Harsha Upadhyay

Click here to know the return of Lumpsum investment made since inception

If you had invested ` as on would have grown to `- as of i.e. -

Kotak Tax SaverVS

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Gold prices are available post 1st April, 2006 & are based on daily closing values on MCX. PPF interest rate is taken from (http://www.publicprovidentfund.com/) The Fixed deposit interest rate is based on RBI rate (https://rbi.org.in/) Scheme Return calculated on the basis of scheme NAV; Returns for PPF, FD, Gold are based on publicly available information. Source: AMFI website, PPF, RBI and MCX The above simulation is for illustration purpose only. While amount invested in traditional investment avenue has the highest safety for Principal invested, there is no assurance or guarantee of future performance of the scheme. Year-end balance has been arrived at by adding interest at the rates notified by the competent authorities from time to time. The comparison of Scheme Return vs PPF/FD/Gold has been given for the purpose of the general information only. Unlike other investment avenue referred above, investments in Mutual Funds are subject to market risks. Hence, the performances are not strictly comparable. Kotak Mahindra Asset Management Company Limited will not accept any liability/ responsibility/loss incurred on any investment decision taken on the basis of this information. Past performance may or may not be sustained in the future. Graph showing the number of times investment has increased/decreased in each asset class over the period. It should no way be construed as a recommendation or future outlook on the above mentioned stocks. Past performance of the scheme does not indicate the future performance of the schemes.

The above graph shows the movement of a specified amount vis-à-vis benchmark and additional benchmark in the specified time period (last business day of the selected month) chosen by the investor.

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In SEBI Format

CAGR since Inception 1 Year 3 Years 5 Years Current Value of `10,000
invested at inception

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days. Returns for investments in dividend plans of schemes are calculated after assuming that the net dividend payouts post statutory taxes & levies, are re-invested back in the scheme. Performance is always compared against the latest benchmark of the scheme irrespective of the date of change of scheme's benchmark, if any. Past performance of the scheme does not indicate the future performance of the schemes. As with any investment in securities, the NAV of the units issued under the schemes can go up or down depending on various factors and forces affecting capital markets. The data of the last working day has been considered for the calculation of performance. Scheme Inception date is 23/11/2005. Mr. Harsha Upadhyaya has been managing the fund since 25/08/2015. Different plans have different expense structure. Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualized Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of investment made at inception. Source: ICRA MFI Explorer. TRI Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).

Click here to know the return of SIP investment made since inception

If you had invested
` every month from to

Total Amount invested `- Value of Investment `- i.e. - CAGR

Kotak Tax SaverVS

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Gold prices are available post 1st April, 2006 & are based on daily closing values on MCX. PPF interest rate is taken from (http://www.publicprovidentfund.com/) The Fixed deposit interest rate is based on RBI rate (https://rbi.org.in/) Scheme Return calculated on the basis of scheme NAV; Returns for PPF, FD, Gold are based on publicly available information. Source: AMFI website, PPF, RBI and MCX The above simulation is for illustration purpose only. While amount invested in traditional investment avenue has the highest safety for Principal invested, there is no assurance or guarantee of future performance of the scheme. Year-end balance has been arrived at by adding interest at the rates notified by the competent authorities from time to time. The comparison of Scheme Return vs PPF/FD/Gold has been given for the purpose of the general information only. Unlike other investment avenue referred above, investments in Mutual Funds are subject to market risks. Hence, the performances are not strictly comparable. Kotak Mahindra Asset Management Company Limited will not accept any liability/ responsibility/loss incurred on any investment decision taken on the basis of this information. Past performance may or may not be sustained in the future. Graph showing the number of times investment has increased/decreased in each asset class over the period. It should no way be construed as a recommendation or future outlook on the above mentioned stocks. Past performance of the scheme does not indicate the future performance of the schemes. Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. Additional Benchmark TRI Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).

The above graph shows the movement of a specified amount vis-à-vis benchmark and additional benchmark in the specified time period (last business day of the selected month) chosen by the investor.

Systematic Investment Plan

Monthly SIP of `10000 1 year 3 years 5 years 7 years Since Inception
Total amount invested (Rs) 120,000 360,000 600,000 840,000 1,540,000
Total Value as on Jul 31, 2018 (Rs) 128,084.01 451,373.71 900,862.46 1,501,751.73 3,670,183.75
Scheme Returns (%) 12.73 15.26 16.27 16.3 12.7
Nifty 500 (TRI) (Rs)# 131,390.93 475,489.71 908,492.07 1,511,095.97 3,816,697.65
Nifty 500 (TRI) Returns (%) 18.07 18.94 16.61 16.48 13.25
Nifty 50 (TRI) (Rs)^ 135,022.46 478,398.12 882,533.49 1,442,208.38 3,660,500.16
Nifty 50 (TRI) Returns (%) 24.02 19.37 15.43 15.17 12.66

Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. Additional Benchmark TRI Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).

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Let’s calculate your Dividend

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If you would have invested `

since inception, you would have earned` -as Dividend

and your current value of investment` -

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Dividend History

SUBMIT
Download Excel
Record date Cumulative
dividend
nav
(`/ unit )

Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.

Investment Objective

To generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be realized.

Benchmark : Nifty 500 TRI

Allotment date : November 23, 2005

  • AUM : `807.74 Cr

  • AAUM : `790.04 Cr

Key ratiosas on 31 Aug, 2018

Portfolio turnover ratio 79.19%
$Standard Deviation 14.14%
$Beta 1
$Sharpe Ratio ## 0.48%
Modified duration NA
Average maturity NA
Yield to maturity NA
Tracking Error NA
Expense Ratio (Direct) ** 1.37%
Expense Ratio (Regular) ** 2.33%
Source: $ICRA MFI Explorer## Risk rate assumed to be 6.45% (FBIL Overnight MIBOR rate as on 31 August 2018)**Total Expense Ratio includes applicable B30 fee and GST.
Source: $ICRA MFI Explorer Standard Deviation is calculated on Annualised basis using 3 years history of the monthly returns.

This open ended fund Scheme is suitable for investors seeking

  1. Long term capital growth with a 3 year lock in
  2. Investment in portfolio of predominantly equity & equity related securities

    *Investors should consult their financial advisors if in doubt about whether the product is suitable for them

    Investment Style:

    investmentStyle

    Available Plans/Options

    A) Regular Plan B) Direct Plan

    Options: Dividend Payout & Growth (applicable for all plans ) .

    Minimum Investment Amount

    Initial Investment:`500 and in multiple of `500

    Additional Investment:`500 and in multiple of `500

    Ideal Investments Horizon:3 Years and above

    Load Structure

    Entry Load:NIL

    Exit Load:

    • Exit Load is not applicable for Kotak Tax Saver Scheme. (applicable for all plans)

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