What is SIP and Why should one start a SIP

SIP, or Systematic Investment Plan, is an investment strategy that allows individuals to invest in mutual funds regularly over a specified period. It involves investing a fixed amount at regular intervals, typically monthly. SIP offers several advantages, making it a popular investment method. Firstly, it promotes financial discipline by encouraging regular savings. Secondly, it provides the benefit of rupee cost averaging, allowing investors to buy more units when prices are low and fewer units when prices are high. Additionally, SIPs offer flexibility and convenience, as investors can start with a small amount and increase it gradually. Overall, starting a SIP is a wise choice as it helps inculcate disciplined investing habits and offers potential for long-term wealth creation.

OUR FUNDS  

Kotak Multi Asset Allocator FOF Dynamic

Returns in CAGR as of Jun 02,2023

Returns in CAGR as of Jun 02,2023

15.13%

Investment Theme
Multi Cap

Very High
Risk
Very High RiskInfoIcon

Kotak Emerging Equity Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

19.75%

Investment Theme
Mid Cap Fund

Very High
Risk
Very High RiskInfoIcon

Kotak Smallcap Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

19.77%

Investment Theme
SmallCap

Very High
Risk
Very High RiskInfoIcon

Kotak Balanced Advantage Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

11.06%

Investment Theme
Balanced Advantage

Very High
Risk
Very High RiskInfoIcon

Kotak Tax Saver Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

15.41%

Investment Theme
ELSS

Very High
Risk
Very High RiskInfoIcon

Kotak Flexicap Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

15.99%

Investment Theme
Flexicap

Very High
Risk
Very High RiskInfoIcon

Kotak Bluechip Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

14.25%

Investment Theme
Large Cap

Very High
Risk
Very High RiskInfoIcon

Kotak Infrastructure and Economic Reform Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

17.31%

Investment Theme
Thematic - Infrastructure

Very High
Risk
Very High RiskInfoIcon

Kotak Equity Opportunities Fund

Returns in CAGR as of Jun 05,2023

Returns in CAGR as of Jun 05,2023

16.39%

Investment Theme
Large & Mid Cap

Very High
Risk
Very High RiskInfoIcon

SIP calculators are valuable tools that can assist investors in making informed decisions about their SIP investments. Here are a few reasons why using SIP calculators is beneficial:

  • Goal Planning: SIP calculators help individuals plan and estimate the investment amount required to achieve their financial goals. By entering details such as investment duration, expected rate of return, and target amount, investors can determine how much they need to invest regularly through SIPs to reach their desired goals.
  • Investment Projection: SIP calculators provide projections of the potential returns and accumulated wealth over time. By considering variables like the invested amount, frequency, and expected rate of return, investors can get an estimate of the corpus they may accumulate at the end of the investment period.
  • Comparison and Decision Making: SIP calculators allow investors to compare different investment scenarios. By adjusting the investment amount, duration, or expected returns, individuals can evaluate the impact of these changes on their investment outcomes. This helps in making informed decisions about the optimal investment strategy.
  • Realistic Expectations: SIP calculators provide a realistic perspective on investment outcomes. They take into account factors like market volatility, compounding, and historical returns to generate projections. This helps investors set reasonable expectations and avoid unrealistic assumptions about potential returns.
  • Course Correction: SIP calculators can also be used to assess the impact of making adjustments to ongoing SIP investments. For instance, if an investor wants to increase or decrease the monthly investment amount, they can use the calculator to understand the impact on their investment growth and align it with their changing financial circumstances.
© Kotak Mutual Fund.2022
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
© Kotak Mutual Fund.2022
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
© Kotak Mutual Fund.2022
Mutual fund investments are subject to market risks, read all scheme related documents carefully.