| KOTAK LONG TERM FUND
(ERSTWHILE KNOWN AS KOTAK LONG DURATION FUND)
An open-ended debt scheme investing in instruments such that the Macaulay duration of the portfolio is greater than 7 Years. A relatively high interest rate risk and relatively low credit risk.
| KOTAK LONG TERM FUND
(ERSTWHILE KNOWN AS KOTAK LONG DURATION FUND)
An open-ended debt scheme investing in instruments such that the Macaulay duration of the portfolio is greater than 7 Years. A relatively high interest rate risk and relatively low credit risk.

   

   
Investment Objective
To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.

To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.


Issuer/Instrument Rating % to Net
Assets

Government Dated Securities
6.48% Central Government(^) SOV 16.79
7.24% Central Government SOV 16.65
GS CG 06/11/2037 - (STRIPS) SOV 16.15
GS CG 25/05/2038 - (STRIPS) SOV 11.59
GS CG 25/11/2038 - (STRIPS) SOV 11.17
GS CG 22/10/2038 - (STRIPS) SOV 7.41
GS CG 22/10/2041 - (STRIPS) SOV 2.95
Government Dated Securities - Total 82.71
Triparty Repo 15.39
Alternative Investment Fund
CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 Alternative Investment Fund 0.88
Alternative Investment Fund - Total 0.88
Net Current Assets/(Liabilities) 1.02
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of Rs 10000 Since Inception 1 year
Total amount invested (₹) 3,00,000 1,20,000
Total Value as on Aug 31, 2026 (₹) 3,12,617 1,22,829
Scheme Returns (%) 3.23 4.41
CRISIL Long Duration Debt A-III Index Returns (%) 4.49 4.20
Alpha* -1.26 0.21
CRISIL Long Duration Debt A-III Index Returns (₹)# 3,17,607 1,22,693
CRISIL 10 Year Gilt Index (₹)^ 3,17,925 1,22,041
CRISIL 10 Year Gilt Index (%) 4.57 3.18

Scheme Inception : - March 11, 2024. The returns are calculated by XIRR approach assuming investment of ₹ ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. Alpha is difference of scheme return with benchmark return. *Allpayouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs11.1584Rs11.2392
IDCW Rs11.1584Rs11.2385
(as on August 31, 2026)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Growth and Income Distribution cum capital withdrawal (IDCW) (Payout and Reinvestment)


Fund Manager* Mr. Abhishek Bisen
BenchmarkCRISIL Long Duration Debt A-III Index
Allotment dateMarch 11, 2024
AAUMRs59.92 crs
AUMRs57.83 crs
Folio count4,570

IDCW Frequency

Trustee's Discretion


Debt Quant & Ratios
Average Maturity 11.53 yrs
Modified Duration 8.11 yrs
Macaulay Duration 8.41 yrs
Annualised YTM* 7.03%
$Standard Deviation 5.37%
*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer.

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 3 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil
No exit load will be chargeable in case of switches made between different plans/options of the scheme.


Expense Ratio**
Regular Plan: 0.53%
Direct Plan: 0.32%

Data as on 31st August, 2026 unless otherwise specified.

Folio Count data as on 31st July 2026.

Fund


Benchmark: CRISIL Long Duration Debt A-III Index


This product is suitable for investors who are seeking*:
  • Long term wealth creation
  • To generate income / capital appreciation through investments in debt and money market instruments.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


***As per para 7.2 of SEBI Master circular no. HO/24/13/11(1)2026-IMD-POD- 1/I/7602/2026 dated March 20, 2026 The first tier benchmark is reflective of the category of the scheme and the second tier benchmark is demonstrative of the investment style / strategy of the Fund Manager within the category. *For Fund Manager experience, please refer page 163-167 & 182-186. **The expense ratio disclosed above represents the Base Expense Ratio (BER), including applicable statutory levies on expenses forming part of the BER, but excludes brokerage, transaction costs and related statutory levies. For Total Expense Ratio including brokerage, transaction cost and related statutory levies please refer our website: https://www.kotakmf.com/Information/TER. (^) Fully or Party blocked against Interest Rate Swap (IRS). (^)This scheme has exposure to floating rate instruments and / or interest rate derivatives. The duration of these instruments is linked to the interest rate reset period. The interest rate risk in a floating rate instrument or in a fixed rate instrument hedged with derivatives is likely to be lesser than that in an equivalent maturity fixed rate instrument. Under some market circumstances the volatility may be of an order greater than what may ordinarily be expected considering only its duration. Hence investors are recommended to consider the unadjusted portfolio maturity of the scheme as well and exercise adequate due diligence when deciding to make their investments. Hedging Position through Interest Rate Swaps as on 31 Aug 2026 is 17.34% of the net assets.
*For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'