| KOTAK ELSS TAX SAVER FUND
An Open-Ended Equity Linked Saving Scheme with a statutory lock in of 3 years and tax benefits
| KOTAK ELSS TAX SAVER FUND
An Open-Ended Equity Linked Saving Scheme with a statutory lock in of 3 years and tax benefits

   

   
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be achieved.

The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be achieved.


Issuer/Instrument
% to Net
Assets

Equity & Equity related
Banks 23.60
HDFC Bank Ltd. 7.08
ICICI Bank Ltd. 5.21
STATE BANK OF INDIA 5.10
Axis Bank Ltd. 1.94
Bank Of Baroda 1.45
IndusInd Bank Ltd. 1.44
KOTAK MAHINDRA BANK LTD. 1.38
Finance 7.15
BAJAJ FINANCE LTD. 2.83
PIRAMAL FINANCE LTD 1.54
CRISIL Ltd. 1.10
APTUS VALUE HOUSING FINANCE 0.88
POONAWALLA FINCORP LTD. 0.80
Petroleum Products 6.01
HINDUSTAN PETROLEUM CORPORATION LTD 2.30
Bharat Petroleum Corporation Ltd. 2.02
RELIANCE INDUSTRIES LTD. 1.69
Automobiles 5.62
Hero MotoCorp Ltd. 2.55
Mahindra & Mahindra Ltd. 1.88
TVS Motors Company Ltd 1.19
Construction 5.38
Larsen And Toubro Ltd. 2.48
KALPATARU PROJECTS INTERNATIONAL LIMITED 1.78
Engineers India Ltd. 1.12
Pharmaceuticals and Biotechnology 5.30
Sun Pharmaceuticals Industries Ltd. 2.51
Divi s Laboratories Ltd. 2.22
Lupin Ltd. 0.57
Retailing 5.15
ETERNAL LIMITED 2.86
LENSKART SOLUTIONS LIMITED 1.33
SWIGGY LTD 0.96
Chemicals and Petrochemicals 4.70
Linde India Ltd. 2.13
SOLAR INDUSTRIES INDIA LIMITED 1.74
SRF Ltd. 0.83
Telecom - Services 4.64
Bharti Airtel Ltd 3.78
Indus Towers Ltd. 0.86
IT - Software 4.60
Tech Mahindra Ltd. 3.12
Mphasis Ltd 1.48
Power 4.24
NTPC LTD 2.85
Power Grid Corporation Of India Ltd. 1.39
Consumer Durables 3.75
DIXON TECHNOLOGIES INDIA LTD. 1.99
VOLTAS LTD. 1.05
MIDWEST LTD. 0.71
Food Products 2.43
Britannia Industries Ltd. 2.43
Auto Components 2.27
Bosch Ltd. 2.27
Transport Services 1.83
Inter Globe Aviation Ltd 1.83
Industrial Manufacturing 1.82
DEE DEVELOPMENT ENGINEEERS LTD 1.82
Cement and Cement Products 1.78
Ultratech Cement Ltd. 1.78
Ferrous Metals 1.74
Jindal Steel & Power Ltd. 1.74
Aerospace and Defense 1.69
Data Patterns (India) Ltd. 1.69
Textiles and Apparels 1.43
Page Industries Ltd 1.02
Garware Technical Fibres Ltd. 0.41
Healthcare Services 1.21
PARK MEDI WORLD LIMITED (PARK HOSPITAL) 1.21
Beverages 1.08
UNITED SPIRITS LTD. 1.08
Capital Markets 1.07
BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW) 1.07
Electrical Equipment 0.98
ABB INDIA LTD 0.98
Equity & Equity Related - Total 99.47
Triparty Repo 0.33
Net Current Assets/(Liabilities) 0.20
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (₹) 24,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on July 31, 2026 (₹) 1,14,63,660 24,55,936 13,86,460 7,83,027 3,95,179 1,23,920
Scheme Returns (%) 12.99 13.72 14.07 10.60 6.16 6.14
Nifty 500 (TRI) Returns (%) 12.97 13.90 14.52 11.22 7.33 5.89
Alpha* 0.02 -0.18 -0.45 -0.62 -1.17 0.25
Nifty 500 (TRI) (₹)# 1,14,38,335 24,79,322 14,08,828 7,95,143 4,02,089 1,23,761
Nifty 50 (TRI) (₹)^ 99,18,626 22,36,435 12,67,639 7,36,949 3,84,937 1,19,609
Nifty 50 (TRI) Returns (%) 11.85 11.97 11.56 8.16 4.41 -0.61

Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of Para no 7.23 of SEBI Master Circular no. HO/24/13/11(1)2026- IMD-POD-1/I/7602/2026 dated March 20, 2026, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs117.4510Rs139.2090
IDCW Rs43.9560Rs58.3140
(as on July 31, 2026)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Growth and IDCW (Payout) (applicable for all plans)


Fund Manager* Mr. Harsha Upadhyaya
BenchmarkNifty 500 TRI
Allotment dateNovember 23, 2005
AAUMRs6,293.48 crs
AUMRs6,341.90 crs
Folio count4,94,071

IDCW Frequency

Trustee's Discretion


Ratios
Portfolio Turnover20.78%
$Beta0.96
$Sharpe ##0.41
$Standard Deviation15.23%
^^(P/E) 21.79
^^P/BV 3.19
Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap65.41%
Mid Cap23.34%
Small Cap10.72%
Debt & Money Market0.53%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs500 and in multiples of Rs500
Systematic Investment Plan (SIP)
• Rs500 and in multiples of Rs500

Ideal Investments Horizon

• 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil. (applicable for all plans)


Expense Ratio**
Regular Plan: 1.84%
Direct Plan: 0.73%

Data as on 31st July, 2026 unless otherwise specified.

Folio Count data as on 30th July 2026.

Fund


Benchmark : Nifty 500 TRI
This product is suitable for investors who are seeking*:
  • long term capital growth with a 3 year lock in
  • Investment in portfolio of predominantly equity & equity related securities.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


## Risk rate assumed to be 5.41% (FBIL Overnight MIBOR rate as on 31st July 2026).**The expense ratio disclosed above represents the Base Expense Ratio (BER), including applicable statutory levies on expenses forming part of the BER, but excludes brokerage, transaction costs and related statutory levies. For Total Expense Ratio including brokerage, transaction cost and related statutory levies please refer our website: https://www.kotakmf.com/Information/TER.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'