| KOTAK EQUITY SAVINGS FUND
An open ended scheme investing in equity, arbitrage and debt
| KOTAK EQUITY SAVINGS FUND
An open ended scheme investing in equity, arbitrage and debt

   

   
Investment Objective

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. However, there is no assurance that the objective of the scheme will be achieved.

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. However, there is no assurance that the objective of the scheme will be achieved.


Issuer/
Instrument		 Industry/
Rating		 % to Net
Assets		 % to Net
Assets
Derivatives

Equity & Equity related
Bharti Airtel Ltd Telecom - Services 3.18 -3.18
Bharti Airtel Ltd Telecom - Services 2.98
HDFC Bank Ltd. Banks 2.88 -2.87
CNX NIFTY-JUN2026 -2.76
Adani Port and Special Economic Zone Ltd. Transport Infrastructure 2.69 -2.71
Maruti Suzuki India Limited Automobiles 2.22
ONE 97 COMMUNICATIONS LTD. Financial Technology (Fintech) 2.18 -2.21
Indus Towers Ltd. Telecom - Services 2.21
Hero MotoCorp Ltd. Automobiles 2.16
RADICO KHAITAN LTD. Beverages 2.09
Others 47.54 -22.07
Equity & Equity related - Total 70.13 -35.80
Mutual Fund Units 8.90
Debt Instruments
Debentures and Bonds 8.98
Money Market Instruments
Government Dated Securities 2.07
Commercial Paper(CP)/Certificate of Deposits(CD) 1.81
Money Market Instruments - Total 3.88
Public Sector Undertakings 2.84
Triparty Repo 5.29
Infrastructure Investment Trusts 0.95
Net Current Assets/(Liabilities) -0.97
Grand Total 100.00

For detailed portfolio log on to
https://www.kotakmf.com/mutual-funds/hybrid-funds/kotak-equity-savings-fund/dir-g

Mutual Fund Units as provided above is towards margin for derivatives transactions
Equity Derivative Exposuer is 35.80%


Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years7 years 5 years 3 years 1 year
Total amount invested (₹) 14,00,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on May 29, 2026 (₹) 24,37,176 19,32,649 11,75,939 7,45,876 3,98,538 1,21,783
Scheme Returns (%) 9.11 9.23 9.47 8.66 6.75 2.81
Nifty Equity Savings Index (TRI) Returns (%) 8.50 8.46 8.19 7.15 5.64 0.16
Alpha* 0.61 0.76 1.28 1.51 1.11 2.65
Nifty Equity Savings Index (TRI) (₹)# 23,45,231 18,56,424 11,23,547 7,18,294 3,92,005 1,20,104
CRISIL 10 Year Gilt Index (₹)^ 19,89,421 16,01,480 10,14,616 6,92,297 3,88,635 1,20,074
CRISIL 10 Year Gilt Index (%) 5.84 5.64 5.33 5.68 5.06 0.12
Scheme Inception : - October 13, 2014. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of Para no 7.23 of SEBI Master Circular no. HO/24/13/11(1)2026-IMD-POD-1/I/7602/2026 dated March 20, 2026, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs26.9435Rs29.8693
Monthly IDCW Rs19.7270Rs21.4432
(as on May 29, 2026)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)


Fund Manager* Mr. Devender Singhal,
Mr. Abhishek Bisen &
Mr. Hiten Shah
Benchmark Nifty Equity Savings TRI
Allotment dateOctober 13, 2014
AAUMRs10,078.79 crs
AUMRs10,108.16 crs
Folio count60,110

IDCW Frequency

Monthly (12th of every month)


Debt Quant & Ratios
Average Maturity 2.73 yrs
Modified Duration 1.81 yrs
Macaulay Duration 1.90 yrs
Annualised YTM* 7.39%
$Standard Deviation 6.32%
$Beta 0.63
$ Sharpe## 0.67
^^P/E$$ 19.09
^^P/BV$$ 2.72
Equity Portfolio Turnover$$ 31.52%
Total Portfolio Turnover@ 467.70%
*in case of semi annual YTM, it will be annualized.
$$Equity Component of the Portfolio.

@Total Portfolio Turnover=Equity+Debt+Derivative.

Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap17.04%
Mid Cap11.37%
Small Cap5.08%
Debt & Money Market66.51%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter

Ideal Investments Horizon

• 3 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 days from the date of allotment: Nil.
• If units redeemed or switched out are in excess of the limit within 90 days from the date of allotment: 1%
• If units are redeemed or switched out after 90 days from the date of allotment: NIL


Total Expense Ratio**
Regular Plan: 1.73%
Direct Plan: 0.68%

Data as on 31st May, 2026 unless otherwise specified.

Folio Count data as on 30th April 2026.


Fund



Benchmark - Tier 1: NIFTY Equity Savings TRI


This product is suitable for investors who are seeking*:
  • Income from arbitrage opportunities in the equity market & long term capital growth
  • Investment predominantly in arbitrage opportunities in the cash & derivatives segment of the equity market and equity & equity related securities

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


## Risk rate assumed to be 5.52% (FBIL Overnight MIBOR rate as on 29th May 2026).**Total Expense Ratio includes applicable GST.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'