| KOTAK FLOATING INTEREST RATES FUND
(ERSTWHILE KNOWN AS KOTAK FLOATING RATE FUND)
An open-ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives). A relatively high interest rate risk and moderate credit risk.
(ERSTWHILE KNOWN AS KOTAK FLOATING RATE FUND)
An open-ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives). A relatively high interest rate risk and moderate credit risk.
| KOTAK FLOATING INTEREST RATES FUND
(ERSTWHILE KNOWN AS KOTAK FLOATING RATE FUND)
An open-ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives). A relatively high interest rate risk and moderate credit risk.
(as on September 30, 2026)
*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer.
This product is suitable for investors who are seeking*:
(ERSTWHILE KNOWN AS KOTAK FLOATING RATE FUND)
An open-ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/derivatives). A relatively high interest rate risk and moderate credit risk.
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Investment Objective
The primary objective of the Scheme is to generate income through investment primarily in floating rate debt
instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or
guarantee that the investment objective of the scheme will be achieved.
The primary objective of the Scheme is to generate income through investment primarily in floating rate debt
instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or
guarantee that the investment objective of the scheme will be achieved
| Issuer/Instrument | Rating | % to Net Assets |
|---|---|---|
| Debt Instruments | ||
| Debentures and Bonds | ||
| Government Dated Securities | ||
| 7.19% Karnataka State Govt(^)-Karnataka | SOV | 5.91 |
| 7.31% Tamil Nadu State Govt(^)-Tamil Nadu | SOV | 5.55 |
| 7.25% Karnataka State Govt-Karnataka | SOV | 2.30 |
| Government Dated Securities - Total | 13.76 | |
| Public Sector Undertakings | ||
| Power Finance Corporation Ltd. (^) | CRISIL AAA | 6.11 |
| REC LTD (^) | CRISIL AAA | 5.35 |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^) | CRISIL AAA | 5.33 |
| Power Finance Corporation Ltd.(^) | CRISIL AAA | 3.04 |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT (^) | ICRA AAA | 1.54 |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA (^) | CRISIL AAA | 0.77 |
| Public Sector Undertakings - Total | 22.14 | |
| Corporate Debt/Financial Institutions | ||
| TATA CAPITAL HOUSING FINANCE LTD. (^) | CRISIL AAA | 7.50 |
| EMBASSY OFFICE PARKS REIT (^) | CRISIL AAA | 7.32 |
| MUTHOOT FINANCE LTD. (^) | CRISIL AA+ | 5.38 |
| PIPELINE INFRASTRUCTURE LIMITED (^) | CRISIL AAA | 5.11 |
| JUBILANT BEVCO LIMITED (^) | CRISIL AA | 3.47 |
| JTPM METAL TRADERS PVT LTD (^) | CRISIL AA | 3.33 |
| DLF Cyber City Developers Ltd (^) | CRISIL AAA | 3.03 |
| BHARTI TELECOM LTD. (^) | CRISIL AAA | 3.03 |
| SMFG INDIA CREDIT CO. LTD.(^) | CRISIL AAA | 2.30 |
| BAJAJ HOUSING FINANCE LTD. (^) | CRISIL AAA | 2.15 |
| PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST) | CRISIL AAA(SO) | 2.06 |
| PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST) | CRISIL AAA(SO) | 2.06 |
| HDFC BANK LTD.(^) | CRISIL AAA | 1.56 |
| ICICI HOME FINANCE COMPANY LIMITED | ICRA AAA | 1.55 |
| LIC HOUSING FINANCE LTD. (^) | CRISIL AAA | 1.53 |
| BAJAJ FINANCE LTD. (^) | CRISIL AAA | 1.52 |
| L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) (^) | CRISIL AAA(CE) | 1.49 |
| VEDANTA LTD. ( Axis Trustee Services Ltd.) (^) | CRISIL AA+ | 1.40 |
| PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST) | ICRA AAA(SO) | 1.10 |
| KNOWLEDGE REALTY TRUST(*) | CRISIL AAA | 0.92 |
| Bahadur Chand Investments Private Limited | ICRA AA+ | 0.78 |
| Mahindra & Mahindra Financial Services Ltd. | CRISIL AAA | 0.77 |
| L & T FINANCE LTD. (^) | ICRA AAA | 0.76 |
| PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST) | ICRA AAA(SO) | 0.01 |
| Corporate Debt/Financial Institutions - Total | 60.13 | |
| Triparty Repo | 1.30 | |
| Alternative Investment Fund | ||
| CORPORATE DEBT MARKET DEVELOPMENT FUND - CLASS A2 | Alternative Investment Fund | 0.49 |
| Alternative Investment Fund - Total | 0.49 | |
| Grand Total | 100.00 | |
| Monthly SIP of (₹) 10000 | Since Inception | 7 years | 5 years | 3 years | 1 year |
| Total amount invested (₹) | 8,90,000 | 8,40,000 | 6,00,000 | 3,60,000 | 1,20,000 |
| Total Value as on Sep 30, 2026 (₹) | 11,44,322 | 10,64,110 | 7,13,250 | 3,98,388 | 1,23,234 |
| Scheme Returns (%) | 6.67 | 6.66 | 6.86 | 6.70 | 5.06 |
| Nifty Short Duration Debt Index A-II Returns (%) | 6.07 | 6.03 | 6.23 | 5.89 | 4.31 |
| Alpha* | 0.60 | 0.62 | 0.63 | 0.81 | 0.75 |
| Nifty Short Duration Debt Index A-II (₹)# | 11,18,612 | 10,40,727 | 7,02,076 | 3,93,587 | 1,22,760 |
| CRISIL 10 Year Gilt Index (₹)^ | 10,79,363 | 10,06,184 | 6,87,721 | 3,84,062 | 1,20,586 |
| CRISIL 10 Year Gilt Index (%) | 5.12 | 5.08 | 5.40 | 4.25 | 0.91 |
Scheme Inception : - May 14, 2019. The returns are calculated by XIRR approach assuming investment of ₹10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the
Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details
provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. Alpha is difference of scheme return with benchmark return. *All payouts during the period
have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.
Net Asset Value (NAV)
| Regular | Direct | |
| Growth | Rs1621.2899 | Rs1667.7366 |
| IDCW | Rs1444.9267 | Rs1452.7923 |
Available Plans/Options
A)Regular Plan B)Direct Plan
Options: Growth, Payout of IDCW and
Reinvestment of IDCW
IDCW Frequency
At discretion of trustees
| Fund Manager* | Mr. Deepak Agrawal, Mr. Manu Sharma |
| Benchmark | Nifty Short Duration Debt Index A-II |
| Allotment date | May 14, 2019 |
| AAUM | Rs3,318.94 crs |
| AUM | Rs3,240.48 crs |
| Folio count | 5,052 |
Debt Quant & Ratios
| Average Maturity | 1.74 yrs |
| Modified Duration | 1.28 yrs |
| Macaulay Duration | 1.37 yrs |
| Annualised YTM* | 8.06% |
| $Standard Deviation | 1.59% |
*in case of semi annual YTM, it will be annualized.
Source: $ICRA MFI Explorer.
Minimum Investment Amount
Initial & Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 100 and any amount thereafter
Ideal Investments Horizon
• 2 years & above
Load Structure
Entry Load: Nil.(Applicable for All Plans)
Exit Load: Nil. (Applicable for All Plans)
Expense Ratio**
| Regular Plan: | 0.62% |
| Direct Plan: | 0.24% |
Data as on 30th September, 2026 unless otherwise specified.
Folio Count data as on 31st August 2026.
Folio Count data as on 31st August 2026.
Fund
Benchmark: Nifty Short Duration Debt Index A-II
This product is suitable for investors who are seeking*:
- Income over a short term investment horizon
- Investment in floating & fixed rate debt instruments swapped for floating rate returns and money market instruments
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com
(^) Fully or Party blocked against Interest Rate Swap (IRS) (^)This scheme has exposure to floating rate instruments and / or interest rate
derivatives. The duration of these instruments is linked to the interest rate reset period. The interest rate risk in a floating rate instrument or in a fixed rate instrument hedged with derivatives is likely to be lesser than that in an equivalent maturity
fixed rate instrument. Under some market circumstances the volatility may be of an order greater than what may ordinarily be expected considering only its duration. Hence investors are recommended to consider the unadjusted portfolio
maturity of the scheme as well and exercise adequate due diligence when deciding to make their investments. Hedging Position through Interest Rate Swaps as on 30 Sep 2026 is 74.35% of the net assets.
**The expense ratio disclosed above represents the Base Expense Ratio (BER), including applicable statutory levies on expenses forming part of the BER, but excludes brokerage, transaction costs and related statutory levies. For Total Expense Ratio including brokerage, transaction cost and related statutory levies please refer our website: https://www.kotakmf.com/Information/TER.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'
**The expense ratio disclosed above represents the Base Expense Ratio (BER), including applicable statutory levies on expenses forming part of the BER, but excludes brokerage, transaction costs and related statutory levies. For Total Expense Ratio including brokerage, transaction cost and related statutory levies please refer our website: https://www.kotakmf.com/Information/TER.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'