| KOTAK RURAL OPPORTUNITIES FUND
An open-ended equity scheme investing in Rural and allied theme
| KOTAK RURAL OPPORTUNITIES FUND
An open-ended equity scheme investing in Rural and allied theme

   

   
Investment Objective

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Rural & allied theme. However, there can be no assurance that the investment objective of the scheme would be achieved.

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Rural & allied theme. However, there can be no assurance that the investment objective of the scheme would be achieved.


Issuer/Instrument
% to Net
Assets

Equity & Equity related
Automobiles 17.35
Mahindra & Mahindra Ltd. 8.34
TVS Motors Company Ltd 4.35
Eicher Motors Ltd. 2.22
Bajaj Auto Ltd. 1.38
Maruti Suzuki India Limited 1.06
Finance 13.17
SHRIRAM FINANCE LTD. 3.66
BAJAJ FINANCE LTD. 3.05
Cholamandalam Investment and Finance Company Ltd. 2.52
POONAWALLA FINCORP LTD. 1.63
Muthoot Finance Ltd 1.16
Mahindra & Mahindra Financial Services Ltd. 1.15
Telecom - Services 11.68
Bharti Airtel Ltd 9.31
Indus Towers Ltd. 2.37
Banks 11.29
STATE BANK OF INDIA 9.49
ICICI Bank Ltd. 1.12
INDIAN BANK 0.68
Food Products 7.71
AVANTI FEEDS LTD 3.25
Britannia Industries Ltd. 3.14
Godrej Agrovet Ltd. 1.32
Agricultural, Commercial and Construction vehicles 4.62
V.S.T Tillers Tractors Ltd 2.99
ASHOK LEYLAND LTD. 1.63
Power 4.52
NTPC LTD 2.28
Tata Power Co. Ltd. 1.52
NHPC LIMITED 0.72
Industrial Products 4.04
LUMINO INDUSTRIES LIMITED 1.76
Cummins India Ltd. 1.31
TIME TECHNOPLAST LIMITED 0.97
Personal Products 3.94
Emami Ltd. 3.94
Auto Components 3.67
Sansera Engineering Ltd. 1.92
KROSS LIMITED 0.93
SONA BLW PRECISION FORGINGS LTD 0.82
Cement and Cement Products 3.67
Ultratech Cement Ltd. 3.10
Dalmia Bharat Limited 0.57
Chemicals and Petrochemicals 3.09
PRASOL CHEMICALS LIMITED 1.12
SRF Ltd. 1.05
JUBILANT INGREVIA LTD 0.92
Insurance 2.16
SBI Life Insurance Company Ltd 2.16
Agricultural Food and other Product 2.00
Marico Ltd. 2.00
Consumer Durables 1.92
BLUE STAR LTD. 0.70
MAYUR UNIQUOTERS LTD 0.70
Crompton Greaves Consumer Electricals Ltd 0.52
Diversified FMCG 1.66
Hindustan Unilever Ltd. 1.66
Electrical Equipment 1.53
KANOHAR ELECTRICALS LIMITED 1.53
Fertilizers and Agrochemicals 0.37
Coromandel International Ltd. 0.37
Equity & Equity related - Total 98.39
Triparty Repo 1.81
Net Current Assets/(Liabilities) -0.20
Grand Total 100.00



Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of Rs 10000 Since Inception 6 months
Total amount invested (Rs) 1,10,000 60,000
Total Value as on Sep 30, 2026 (Rs) 1,02,932 57,280
Scheme Returns (%) -12.82 -14.97
Nifty Rural (TRI) Returns (%) -14.33 -23.33
Alpha* 1.51 8.35
Nifty Rural (TRI) (Rs)# 1,02,077 55,626
Nifty 50 (TRI) (Rs)^ 1,01,723 55,956
Nifty 50 (TRI) Returns (%) -14.95 -21.70

Scheme Inception November 27, 2025. The returns are calculated by XIRR approach assuming investment of ₹10,000/- on the 1st working day of every month, Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP Performance is for Regular Plan – Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of Para no 7.23 of SEBI Master Circular no. HO/24/13/11(1)2026-IMD-POD-1/V/7602/2026 dated March 20, 2026, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer. ***As per Para no 7.23 of SEBI Master Circular no. HO/24/13/11(1)2026-IMD-POD-1/V/7602/2026 dated March 20, 2026, The first tier benchmark is reflective of the category of the scheme and the second tier benchmark, is demonstrative of the investment style/ strategy of the Fund Manager within the category.

Net Asset Value (NAV)
RegularDirect
Growth Rs9.1470Rs9.2690
IDCW Rs9.1470Rs9.2670
(as on September 30, 2026)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Growth and Income Distribution cum capital withdrawal (IDCW) (Payout and Reinvestment)


Fund Manager* Mr. Arjun Khanna &
Mr. Abhishek Bisen
BenchmarkNifty Rural Index TRI
Allotment dateNovember 27, 2025
AAUMRs730.79 crs
AUMRs707.58 crs
Folio count30,470

IDCW Frequency

Trustee's Discretion


Ratios
Portfolio Turnover24.69%
$Beta0.92
$Sharpe ##-0.69
$Standard Deviation20.39%
^^(P/E) 22.26
^^P/BV 3.15
Source: ^^Bloomberg

Market Capitalisation*
Large Cap65.88%
Mid Cap10.64%
Small Cap21.87%
Debt & Money Market1.61%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs1000 and any amount thereafter
Additional Investment
• Rs100 and any amount thereafter
Systematic Investment Plan (SIP)
• Rs 500 and any amount thereafter

Ideal Investments Horizon

• 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load:
• For redemption/switch out within 90 days from the date of allotment:0.5%.
• If units are redeemed or switched out on or after 90 days from the date of allotment: Nil


Expense Ratio**
Regular Plan: 2.40%
Direct Plan: 0.84%

Data as on 30th September, 2026 unless otherwise specified.

Folio Count data as on 31st August 2026.

Fund


Benchmark : Nifty Rural Index TRI
This product is suitable for investors who are seeking*:
  • Long-term capital growth
  • Investment in portfolio of predominantly in equity & equity related instruments based on Rural and allied theme

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


## Risk rate assumed to be 5.28% (FBIL Overnight MIBOR rate as on 30th September 2026).
**The expense ratio disclosed above represents the Base Expense Ratio (BER), including applicable statutory levies on expenses forming part of the BER, but excludes brokerage, transaction costs and related statutory levies. For Total Expense Ratio including brokerage, transaction cost and related statutory levies please refer our website: https://www.kotakmf.com/Information/TER.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'