| KOTAK ELSS TAX SAVER FUND
An open ended scheme with attributes in accordance with Equity Linked Saving Scheme, 2005 notified by Ministry of Finance
| KOTAK ELSS TAX SAVER FUND
An open ended scheme with attributes in accordance with Equity Linked Saving Scheme, 2005 notified by Ministry of Finance

   

   
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be achieved.

The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance that the objective of the scheme will be achieved.


Issuer/Instrument
% to Net
Assets

Equity & Equity related
Banks 22.96
HDFC Bank Ltd. 7.00
ICICI Bank Ltd. 5.01
STATE BANK OF INDIA 4.98
Axis Bank Ltd. 2.02
KOTAK MAHINDRA BANK LTD. 1.55
IndusInd Bank Ltd. 1.34
Bank Of Baroda 1.06
Pharmaceuticals and Biotechnology 7.51
Divi s Laboratories Ltd. 2.68
Sun Pharmaceuticals Industries Ltd. 2.39
VIYASH SCIENTIFIC LTD. 1.37
RUBICON RESEARCH LTD 1.07
Retailing 6.45
ETERNAL LIMITED 3.16
LENSKART SOLUTIONS LIMITED 2.26
SWIGGY LTD 1.03
Finance 6.36
BAJAJ FINANCE LTD. 2.49
PIRAMAL FINANCE LTD 1.60
CRISIL Ltd. 1.17
POONAWALLA FINCORP LTD. 1.10
Construction 6.10
Larsen And Toubro Ltd. 2.48
KALPATARU PROJECTS INTERNATIONAL LIMITED 1.99
Engineers India Ltd. 1.63
Automobiles 5.98
Hero MotoCorp Ltd. 2.59
Mahindra & Mahindra Ltd. 1.70
TVS Motors Company Ltd 1.69
Chemicals and Petrochemicals 4.84
Linde India Ltd. 2.08
SOLAR INDUSTRIES INDIA LIMITED 1.95
SRF Ltd. 0.81
Telecom - Services 4.33
Bharti Airtel Ltd 3.47
Indus Towers Ltd. 0.86
Petroleum Products 3.76
HINDUSTAN PETROLEUM CORPORATION LTD 2.16
RELIANCE INDUSTRIES LTD. 1.60
Consumer Durables 3.14
DIXON TECHNOLOGIES INDIA LTD. 2.59
MIDWEST LTD. 0.55
IT - Software 3.01
Tech Mahindra Ltd. 3.01
Power 2.76
NTPC LTD 2.76
Industrial Manufacturing 2.17
DEE DEVELOPMENT ENGINEEERS LTD 1.90
ADITYA INFOTECH LIMITED 0.27
Auto Components 1.94
Bosch Ltd. 1.94
Ferrous Metals 1.87
Jindal Steel & Power Ltd. 1.87
Transport Services 1.85
Inter Globe Aviation Ltd 1.85
Cement and Cement Products 1.71
Ultratech Cement Ltd. 1.71
Financial Technology (Fintech) 1.56
PINE LABS LTD. 1.56
Capital Markets 1.51
BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW) 1.15
NATIONAL STOCK EXCHANGE OF INDIA LIMITED (NSE) 0.36
Textiles and Apparels 1.41
Page Industries Ltd 0.96
Garware Technical Fibres Ltd. 0.45
Aerospace and Defense 1.25
AXISCADES TECHNOLOGIES LTD 1.25
Food Products 1.19
Britannia Industries Ltd. 1.19
Healthcare Services 1.19
PARK MEDI WORLD LIMITED (PARK HOSPITAL) 1.19
Agricultural Food and other Product 1.09
Balrampur Chini Mills Ltd. 1.09
Beverages 1.00
UNITED SPIRITS LTD. 1.00
Electrical Equipment 0.95
ABB INDIA LTD 0.95
Commercial Services and Supplies 0.59
RENTOMOJO LIMITED 0.59
Equity & Equity related - Total 98.48
Triparty Repo 1.29
Net Current Assets/(Liabilities) 0.23
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (₹) 25,10,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on Sep 30, 2026 (₹) 1,10,75,272 23,20,631 13,01,836 7,41,058 3,73,963 1,18,737
Scheme Returns (%) 12.55 12.66 12.31 8.38 2.49 -1.95
Nifty 500 (TRI) Returns (%) 12.35 12.39 12.10 8.05 1.94 -6.64
Alpha* 0.20 0.27 0.20 0.33 0.55 4.69
Nifty 500 (TRI) (₹)# 1,07,93,625 22,87,734 12,92,356 7,34,944 3,70,854 1,15,675
Nifty 50 (TRI) (₹)^ 92,32,407 20,37,367 11,50,994 6,73,946 3,52,171 1,11,040
Nifty 50 (TRI) Returns (%) 11.12 10.21 8.86 4.60 -1.42 -13.60

Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of ₹ 10,000/- on the 1st working day of every month. Since Inception returns are assumed to be starting from the inception date of the Scheme and calculated accordingly. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. The SIP performance details provided herein are of Regular Plan - Growth Option Different plans have different expense structure. # Benchmark; ^ Additional Benchmark. TRI – Total Return Index, In terms of Para no 7.23 of SEBI Master Circular no. HO/24/13/11(1)2026- IMD-POD-1/I/7602/2026 dated March 20, 2026, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return. *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Source: ICRA MFI Explorer.

Net Asset Value (NAV)
RegularDirect
Growth Rs113.2760Rs134.5100
IDCW Rs42.3930Rs56.3450
(as on September 30, 2026)

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Growth and IDCW (Payout) (applicable for all plans)


Fund Manager* Mr. Harsha Upadhyaya
BenchmarkNifty 500 TRI
Allotment dateNovember 23, 2005
AAUMRs6,223.28 crs
AUMRs6,070.55 crs
Folio count4,88,693

IDCW Frequency

Trustee's Discretion


Ratios
Portfolio Turnover27.65%
$Beta0.95
$Sharpe ##0.30
$Standard Deviation15.55%
^^(P/E) 23.29
^^P/BV 3.04
Source: $ICRA MFI Explorer, ^^Bloomberg

Market Capitalisation*
Large Cap60.58%
Mid Cap21.46%
Small Cap16.44%
Debt & Money Market1.52%

*% of Net Asset

Minimum Investment Amount

Initial & Additional Investment
• Rs500 and in multiples of Rs500
Systematic Investment Plan (SIP)
• Rs500 and in multiples of Rs500

Ideal Investments Horizon

• 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Nil. (applicable for all plans)


Expense Ratio**
Regular Plan: 1.85%
Direct Plan: 0.74%

Data as on 30th September, 2026 unless otherwise specified.

Folio Count data as on 31st August 2026.

Fund


Benchmark : Nifty 500 TRI
This product is suitable for investors who are seeking*:
  • long term capital growth with a 3 year lock in
  • Investment in portfolio of predominantly equity & equity related securities.

* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

For latest Riskometer, investors may refer to an addendum issued or updated on website at www.kotakmf.com


## Risk rate assumed to be 5.28% (FBIL Overnight MIBOR rate as on 30th September 2026).**The expense ratio disclosed above represents the Base Expense Ratio (BER), including applicable statutory levies on expenses forming part of the BER, but excludes brokerage, transaction costs and related statutory levies. For Total Expense Ratio including brokerage, transaction cost and related statutory levies please refer our website: https://www.kotakmf.com/Information/TER.
* For Fund Manager experience, please refer 'For Regular Plan' & 'For Direct Plan'
For last three IDCW, please refer 'Dividend History'.
For scheme performance, please refer 'For Regular Plan' & 'For Direct Plan'