Unlock an investment variety: Explore Kotak Multi Asset Allocator Fund-of-Fund - Dynamic

When we go vegetable shopping, we don’t always buy only one single type of vegetable but a variety of them. Why? This is because one vegetable cannot provide us with all the nutritional benefits required to sustain a long healthy life. Similarly, in the investing world, one single asset class may not provide you with all the features that can help you achieve your financial goals.

Schemes with investments in different asset classes can be a single stop shop to provide you exposure to a host of different asset classes. These types of funds allow investment in different asset classes as may be permissible such as equity, debt and gold amongst others.

These funds generally offer investors the benefit of diversification along with fund manager’s expertise to help manage risks, if any and can help in long term wealth creation.  

 Kotak Multi Asset Allocator Fund-of-Fund - Dynamic:

Launched on 9th August 2004, Kotak Multi Asset Allocator Fund of Fund – Dynamic, an open-ended fund of fund scheme investing in units of Kotak Mahindra Mutual Fund schemes & ETFs / Index schemes (Domestic & Offshore Funds including Gold ETFs schemes) aims to generate long term capital appreciation for its investors. The portfolio allocation of the Scheme’s assets towards mutual fund units was at 98.86% out of which Exchange Traded funds accounted for 29.83%, with greater allocation towards equity schemes*.

Moreover, past performance data shows that when Nifty 50 rose by 1%, the fund rose by 0.67%. But, when Nifty 50 fell by 1%, the fund dropped by only 0.3%. **

Additionally, the below data shows that since its inception, investors who would have invested a lumpsum amount of Rs 1 lakh, the value of their investment corpus has become around Rs 16.4 lakhs.

Data as on 30th June, 2023; Source: ICRA MFI Explorer; “X” denotes number of times. Past Performance is not a guarantee for future return. Since Inception date: Aug 09,2004. Above calculation is as per NAV Growth of Regular Growth Plan.

Conclusion: It is generally said that, time in the market is more important than timing the markets. However, often as investors we can feel nervous during market and economic volatility. In such cases, investment in a single type of asset class may not be suitable. However, if we can diversify our assets it can help against the potential risks pertaining to an asset class while helping to create that long term wealth.

 

* Data as on June 30, 2023. Source: www.kotakmf.com

**Source: ICRA, Data as on June 30, 2023.Note: Upside and Downside Capture % is from Apr 2013 to June 2023. Includes Overseas ETF.

Kotak Multi Asset Allocator Fund of Fund- Dynamic

To view performance details of other funds managed by the Scheme’s fund managers.

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The document may include statements/opinions which contain words or phrases such as "will", "believe", "expect" and similar expressions or variations of such expressions, that are forward-looking statements. Actual results may differ materially from those suggested by the forward-looking statements due to risk or uncertainties associated with the statements mentioned with respect to but not limited to exposure to market risks, general and exposure to market risks,  general economic and political conditions in India and other countries globally, which may have an impact on services and/or investments, the monetary and  interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc.

Past performance may or may not be sustained in future. Investors may consult their financial advisors and /or tax advisors before making any investment decisions. Kotak Mahindra Asset Management Company Limited (KMAMC)/ Kotak Mutual Fund (KMF) is not guaranteeing or promising any returns/future performance. For detailed portfolio and related disclosures for the scheme please refer our website https://www.kotakmf.com/Information/forms-and-downloads. The portfolio and its composition is subject to change and the same position may or may not be sustained in future. The fund manager may make the changes, as per different market conditions and in the best interest of the investors. The index is used only to represent the general market scenario. It should not be considered as any kind of recommendation. Past performance may or may not be sustained in future.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.