Manage Idle Cash

what do we seek from our idle money?

Many a time we have surplus funds which needs to be invested for better returns. But we also seek the freedom to withdraw this money as and when we need it.

What are the most common options?

Savings account

gives you the flexibility of anytime withdrawal but it comes with

High Opening balance

Penalty on low balance

Low interest rates

Fixed Deposits

give you

better returns but they comes with

Lock-in period

Penalty on early withdrawal

TDS

COMPARE THE DIFFERENT INVESTMENT OPTIONS

My surplus funds ₹

My surplus funds 5,00,000

₹ 10 Lac

I haven’t used it for

Yrs

I haven’t used it for 5 years

Cash at home

₹ 5,00,000

Savings Account

₹ 6,08,326

Kotak Liquid Fund

₹ 6,05,923

Savings account rate assumed to be 3.5% per annum for last 1 year. ** Data period is 1 July 2019 to 30 June 2020. This is only an illustration & a hypothetical example to demonstrate the concept and should not be construed as a promise, guarantee or a forecast of any minimum returns. Read More

Features of Kotak Liquid Fund

Get instant liquidity like a savings account and a chance for growth like fixed deposit.

FEATURES OF Kotak Liquid Fund

Get instant liquidity like a savings account and a chance for growth like fixed deposit.

No Lock-in Period Liquid scheme has no lock-in period and gives you quick access to cash by redemption.

Insta Redemption Liquid scheme withdrawals take place in a very short time, usually within a span of 24 hours.

Tax Benefits Liquid scheme offers valuable tax benefits for investments over 3 years.

Better alternatives to traditional investments Liquid scheme offers a better return compare to traditional investment options.

Lowest Interest Rate Risk Given that liquid scheme mainly invests in fixed income securities which have a short maturity period, they have one of the lowest interest rate risk as compared to other debt funds.

Kotak Liquid Fund

Kotak Liquid Fund is a debt scheme with the objective of providing reasonable returns with high level of liquidity. The scheme seeks to achieve the investment objective through investments in judicious mix of money market instruments, corporate bonds and sovereign securities.

Performance

as on Apr 27, 2024Invest Now

Tenors	Since Inception		Last 5 Years	Last 3 Years
Kotak Liquid Fund - Regular (G)	8.03	5.12	5.45	7.20
Nifty Liquid Index	6.93	5.31	5.69	7.37
Crisil 1 Yr T-Bill Index	5.93	5.56	5.22	7.10

Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007

Different plans have different expense structure. The performance details provided herein are of regular plan Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is the difference of scheme return with benchmark return.

Know more about the fund