taxsaving
what do we seek from our idle money?

Many a time we have surplus funds which needs to be invested for better returns. But we also seek the freedom to withdraw this money as and when we need it.

What are the most common options?
High Opening Balance High Opening balance
High Opening Balance Penalty on low balance
High Opening Balance Low interest rates
Lock-in period Lock-in period
Penalty on early withdrawal Penalty on early withdrawal
TDS TDS
COMPARE THE DIFFERENT INVESTMENT OPTIONS
My surplus funds
My surplus funds 5,00,000
0
₹ 10 Lac
I haven’t used it for
Yrs
I haven’t used it for 5 years
1
10
Cash at home
Cash at home
Cash at home
₹ 5,00,000
Savings Account
Savings Account
Savings Account
₹ 6,08,326
Kotak Liquid Fund
Kotak Liquid Fund
Kotak Liquid Fund
₹ 6,43,150

Savings account rate assumed to be 3.5% per annum for last 1 year. ** Data period is 1 July 2019 to 30 June 2020. This is only an illustration & a hypothetical example to demonstrate the concept and should not be construed as a promise, guarantee or a forecast of any minimum returns. Read More

Features of Kotak Liquid Fund

Get instant liquidity like a savings account and a chance for growth like fixed deposit.

FEATURES OF Kotak Liquid Fund

Get instant liquidity like a savings account and a chance for growth like fixed deposit.

Kotak Liquid Fund
No Lock-in Period Liquid scheme has no lock-in period and gives you quick access to cash by redemption.
Insta Redemption Liquid scheme withdrawals take place in a very short time, usually within a span of 24 hours.
Tax Benefits Liquid scheme offers valuable tax benefits for investments over 3 years.
Better alternatives to traditional investments Liquid scheme offers a better return compare to traditional investment options.
Lowest Interest Rate Risk Given that liquid scheme mainly invests in fixed income securities which have a short maturity period, they have one of the lowest interest rate risk as compared to other debt funds.
Kotak Liquid Fund

Kotak Liquid Fund is a debt scheme with the objective of providing reasonable returns with high level of liquidity. The scheme seeks to achieve the investment objective through investments in judicious mix of money market instruments, corporate bonds and sovereign securities.

Performance
as on Nov 30, 2022Invest Now
Tenors Since Inception Last 5 YearsLast 3 YearsLast 1 Year
Kotak Liquid Fund - Regular (G) 6.85 5.17 3.98 4.45
NIFTY Liquid Index B-I 7.00 5.30 4.19 4.70
Nifty Liquid Index 6.90 5.30 4.20 4.74
Crisil 1 Yr T-Bill Index 5.84 5.52 4.37 3.69

Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007

Different plans have different expense structure. The performance details provided herein are of regular plan Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is the difference of scheme return with benchmark return.

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Kotak Liquid Fund

riskometer

Nifty Liquid Index

Kotak Liquid Fund - (An open ended liquid scheme)
This product is suitable for investors who are seeking*:
  1. Income over a short term investment horizon
  2. Investment in debt & money market securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them
© Kotak Mutual Fund.2022
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
© Kotak Mutual Fund.2022
Mutual fund investments are subject to market risks, read all scheme related documents carefully.