What is SIP and Why should one start a SIP

SIP, or Systematic Investment Plan, is an investment strategy that allows individuals to invest in mutual funds regularly over a specified period. It involves investing a fixed amount at regular intervals, typically monthly. SIP offers several advantages, making it a popular investment method. Firstly, it promotes financial discipline by encouraging regular savings. Secondly, it provides the benefit of rupee cost averaging, allowing investors to buy more units when prices are low and fewer units when prices are high. Additionally, SIPs offer flexibility and convenience, as investors can start with a small amount and increase it gradually. Overall, starting a SIP is a wise choice as it helps inculcate disciplined investing habits and offers potential for long-term wealth creation.

OUR FUNDS  

Kotak Multicap Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

23.47%

Investment Theme
Multicap

Very High
Risk
Very High RiskInfoIcon

Kotak Equity Opportunities Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

23.30%

Investment Theme
Large & Mid Cap

Very High
Risk
Very High RiskInfoIcon

Kotak ELSS Tax Saver Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

22.22%

Investment Theme
ELSS

Very High
Risk
Very High RiskInfoIcon

Kotak India EQ Contra Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

25.38%

Investment Theme
Contra

Very High
Risk
Very High RiskInfoIcon

Kotak Banking and PSU Debt Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

5.91%

Investment Theme
Banking and PSU

Moderate
Risk
Moderate RiskInfoIcon

Kotak Dynamic Bond Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

5.99%

Investment Theme
Dynamic Duration

Moderate High
Risk
Moderate High RiskInfoIcon

Kotak Bluechip Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

18.07%

Investment Theme
Largecap

Very High
Risk
Very High RiskInfoIcon

Kotak Multi Asset Allocation Fund

Since Kotak Multi Asset Allocation Fund has not yet completed 6 Months from Inception, the performance of the scheme is not disclosed.

Investment Theme
Asset Allocation

Very High
Risk
Very High RiskInfoIcon

Kotak Equity Savings Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

13.15%

Investment Theme
Equity Savings

Moderate High
Risk
Moderate High RiskInfoIcon

Kotak Balanced Advantage Fund

Returns in CAGR as of Apr 16, 2024

Returns in CAGR as of Apr 16, 2024

12.28%

Investment Theme
Dynamic Asset Allocation

Very High
Risk
Very High RiskInfoIcon

SIP calculators are valuable tools that can assist investors in making informed decisions about their SIP investments. Here are a few reasons why using SIP calculators is beneficial:

  • Goal Planning: SIP calculators help individuals plan and estimate the investment amount required to achieve their financial goals. By entering details such as investment duration, expected rate of return, and target amount, investors can determine how much they need to invest regularly through SIPs to reach their desired goals.
  • Investment Projection: SIP calculators provide projections of the potential returns and accumulated wealth over time. By considering variables like the invested amount, frequency, and expected rate of return, investors can get an estimate of the corpus they may accumulate at the end of the investment period.
  • Comparison and Decision Making: SIP calculators allow investors to compare different investment scenarios. By adjusting the investment amount, duration, or expected returns, individuals can evaluate the impact of these changes on their investment outcomes. This helps in making informed decisions about the optimal investment strategy.
  • Realistic Expectations: SIP calculators provide a realistic perspective on investment outcomes. They take into account factors like market volatility, compounding, and historical returns to generate projections. This helps investors set reasonable expectations and avoid unrealistic assumptions about potential returns.
  • Course Correction: SIP calculators can also be used to assess the impact of making adjustments to ongoing SIP investments. For instance, if an investor wants to increase or decrease the monthly investment amount, they can use the calculator to understand the impact on their investment growth and align it with their changing financial circumstances.
© Kotak Mutual Fund.2024
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
© Kotak Mutual Fund.2024
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
© Kotak Mutual Fund.2024
Mutual fund investments are subject to market risks, read all scheme related documents carefully.