Kotak Gilt Fund

NAV as on Jun 11, 2025 ₹ 108.9569 ₹ -0.04(-0.04)%

CAGR

inception 0.00%

If you had invested ₹ on via and stayed invested till it would have become ₹0 i.e. CAGR of 0.00%

About Kotak Gilt Fund

The investment objective of the scheme is to generate risk free returns through investments in sovereign securities issued by the Central and/or State Government(s) and / or reverse repos in such securities.
The sovereign nature of government securities offers investor a credit-risk free play on interest rates. The scheme offers a play on interest rates by managing duration actively. Duration is increased if the view is that of falling interest rates and vice versa.
The scheme also enables retail participation in the otherwise wholesale government securities market.
Kotak gilt investment is suitable for investors who do not want to take on credit risk associated with other debt instruments and have an investment horizon of over one year.

Sector

% of net asset

SOV

98.4 %

Net Current Assets

1.52 %

TREP & Term Deposits & Rev.Repo

0.08 %

Performance

Historical Returns (as per SEBI format) as on

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Gilt - Invest Plan - Direct (G)	8.40%	6.50%	8.76%	8.77%	3.39%	27,298.87	13,698.38	12,866.03	10,876.78	10,338.98
Crisil 10-year Gilt Index	6.80%	5.35%	9.46%	11.27%	5.76%	22,676.10	12,978.33	13,115.40	11,127.07	10,576.35
Nifty All Duration G-Sec Index	7.59%	6.34%	9.53%	10.23%	4.86%	24,869.05	13,595.13	13,139.03	11,022.99	10,485.66

As on Jun 11, 2025

Rolling Returns

		10 Year	7 Year	5 Year	3 Year
Average	8.67	8.73	8.65	8.65	8.79
Maximum	9.37	11.26	11.11	15.46	21.48
Minimum	7.82	6.47	6.39	4.79	-3.89
% times +ve returns	100	100	100	100	94.33
% times returns >	100	97.97	95.14	71.74	65.44

The returns are of Direct Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement Download

From

Nav movement shows Nav and Index price of Kotak Gilt Fund since inception. The Scrollbar at the bottom allows user to select range in which he wishes to view the plot. For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.

SWP Calculator

Scheme Name : Kotak Gilt Fund - Direct Plan Growth

NAV Date	NAV	Units	Cash Flow	Scheme Value

Historical Returns (as per SEBI format) as on 31 May 2025

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Gilt - Invest Plan - Direct (G)	8.40%	6.50%	8.76%	8.77%	3.39%	27,298.87	13,698.38	12,866.03	10,876.78	10,338.98
Crisil 10-year Gilt Index	6.80%	5.35%	9.46%	11.27%	5.76%	22,676.10	12,978.33	13,115.40	11,127.07	10,576.35
Nifty All Duration G-Sec Index	7.59%	6.34%	9.53%	10.23%	4.86%	24,869.05	13,595.13	13,139.03	11,022.99	10,485.66

Scheme Inception date is 11/11/2003. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark." Alpha is difference of scheme return with benchmark return.

Fund

Tier 1 Benchmark

Kotak Gilt Fund (An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.)

This open ended fund Scheme is suitable for investors seeking

Income over a long investment horizon
Investment in sovereign securities issued by the Central and/or State Government(s) and/or reverse repos in such securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

The above riskometer is based on the scheme portfolio as on 31 May 2025 . An addendum may be issued or updated on the website for new riskometer.

PRC Matrix

Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).

Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Direct Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 May 2025. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark NIFTY All Duration G-Sec Index

AUM: ₹ 3,867 Cr. As on 31-May-2025

Allotment date: January 01, 2013

AAUM: ₹ 3,864 Cr. As on 31-May-2025

Fund Managers

Mr. Abhishek Bisen See All Funds Managed

Key Ratios as on 31-May-2025

Expense Ratio (Direct) **

0.47

Expense Ratio (Regular) **

1.48

Source: *ICRA MFI Explorer ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA) **Total Expense Ratio includes applicable B30 fee and GST.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Total Expense Ratio includes applicable B30 fee and GST.

Available Plans/Options

A) Regular Non Dir Plan, B) PF & Trust Non Dir Plan, C) Regular Dir Plan, D) PF & Trust Dir PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs100 and any amount thereafter

Additional Investment: Rs100 and any amount thereafter

Ideal Investments Horizon: 2.5 years & above

Load Structure

Entry Load: Nil

Exit Load: *The exit load levied will be calculated basis the exit load rate prevalent at the time of unit allotment.

Fund

Tier 1 Benchmark

Kotak Gilt Fund (An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.)

This open ended fund Scheme is suitable for investors seeking

Income over a long investment horizon
Investment in sovereign securities issued by the Central and/or State Government(s) and/or reverse repos in such securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

PRC Matrix

Documents

SID- Kotak Gilt Fund.pdf SID- Kotak Gilt Fund.pdf Download Download

KIM - Kotak Gilt Fund.pdf KIM - Kotak Gilt Fund.pdf Download Download

Kotak Gilt Fund.pdf Kotak Gilt Fund.pdf Download Download