Kotak Banking and PSU Debt Fund
Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008 & Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or...
Read More- Kotak Banking and PSU Debt Fund is an Open Ended Debt Scheme.
- The investment objective of the scheme is to generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Portfolio
Performance
| Tenors | CAGR | Current Value of ₹ 10,000 invested | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Since Inception | 5Y | 3Y | 1Y | 6 M | Since Inception | 5Y | 3Y | 1Y | 6 M | |
| Kotak Banking and PSU Debt Fund - Direct (IDCW) | 6.93% | 4.33% | 3.39% | 0.17% | 0.41% | 22,878.49 | 12,361.14 | 11,050.27 | 10,017.09 | 10,040.78 |
| Crisil 10-year Gilt Index | 6.82% | 5.47% | 9.41% | 12.21% | 6.63% | 22,593.77 | 13,048.07 | 13,097.18 | 11,220.89 | 10,662.77 |
| CRISIL Banking and PSU Debt A-II Index | 7.88% | 6.46% | 7.29% | 8.37% | 4.31% | 25,529.76 | 13,675.95 | 12,351.93 | 10,837.08 | 10,431.31 |
Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008 & Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of Read More
As on May 7, 2025
| 10 Year | 7 Year | 5 Year | 3 Year | 1 Year | ||
|---|---|---|---|---|---|---|
| Average | 7.42 | 7.71 | 7.68 | 7.46 | 7.22 | |
| Maximum | 8.17 | 9.45 | 9.13 | 10.08 | 12.89 | |
| Minimum | 6.43 | 5.76 | 4.32 | 2.94 | -0.77 | |
| % times +ve returns | 100 | 100 | 100 | 100 | 97.49 | |
| % times returns > | 72.43 | 75.13 | 82.46 | 68.65 | 58.45 |
The returns are of Direct Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.
NAV Movement 
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Nav movement shows Nav and Index price of Kotak Banking and PSU Debt Fund since inception. The Scrollbar at the bottom allows user to select range in which he wishes to view the plot. For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
let's calculate your dividend
since inception, you would have earned ₹ 84,505 as Dividend and your current value of investment ₹ 2,28,785
Download Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the scheme will fall to the extent of payout and statutory levy (if applicable).
The dividend rates could be inclusive of statutory levy, if any. The dividend received by investors will be net of statutory levy (as applicable).
Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.
SWP Calculator
| NAV Date | NAV | Units | Cash Flow | Scheme Value |
|---|
| Tenors | CAGR | Current Value of ₹ 10,000 invested | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Since Inception | 5Y | 3Y | 1Y | 6 M | Since Inception | 5Y | 3Y | 1Y | 6 M | |
| Kotak Banking and PSU Debt Fund - Direct (IDCW) | 6.93% | 4.33% | 3.39% | 0.17% | 0.41% | 22,878.49 | 12,361.14 | 11,050.27 | 10,017.09 | 10,040.78 |
| Crisil 10-year Gilt Index | 6.82% | 5.47% | 9.41% | 12.21% | 6.63% | 22,593.77 | 13,048.07 | 13,097.18 | 11,220.89 | 10,662.77 |
| CRISIL Banking and PSU Debt A-II Index | 7.88% | 6.46% | 7.29% | 8.37% | 4.31% | 25,529.76 | 13,675.95 | 12,351.93 | 10,837.08 | 10,431.31 |
Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008 & Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark" Alpha is difference of scheme return with benchmark return.
- Income over a short to medium term investment horizon.
- Investment in debt & money market securities of PSUs , Banks , Public Finanacial Institutions, government securities, and Municipal Bonds.
Details
- 1. Kotak Securities
- 2. Parwati Capital Market Pvt. Ltd.
- 3. Kanjalochana Finserve Pvt. Ltd.
- 4. Motilal Oswal Securities
- 5. Riddhi Siddhi
Source: *ICRA MFI Explorer ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA) **Total Expense Ratio includes applicable B30 fee and GST.
Source: *ICRA MFI Explorer
## Risk rate assumed to be %
(FBIL Overnight MIBOR rate as on NA)
**Total Expense Ratio includes applicable B30 fee and GST.
- Income over a short to medium term investment horizon.
- Investment in debt & money market securities of PSUs , Banks , Public Finanacial Institutions, government securities, and Municipal Bonds.
