Kotak Banking and PSU Debt Fund
If you had invested ₹ on via
and stayed invested till it would have become ₹6,360 i.e. CAGR of 7.30%
Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008 & Mr. Abhishek Bisen has been managing the fund since 01/11/2022. Different plans have different expense structure. The performance details provided herein are of regular plan. "Past performance may o...
Read MoreAbout Kotak Banking and PSU Debt Fund
- Kotak Banking and PSU Debt Fund is an Open Ended Debt Scheme.
- The investment objective of the scheme is to generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Portfolio
Performance
Historical Returns (as per SEBI format) as on
| Tenors | CAGR | Current Value of ₹ 10,000 invested | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Since Inception | 5Y | 3Y | 1Y | 6 M | Since Inception | 5Y | 3Y | 1Y | 6 M | |
| Kotak Banking and PSU Debt Fund (G) | 7.30% | 6.82% | 6.48% | 7.72% | 3.43% | 63,601.00 | 13,909.00 | 12,072.19 | 10,772.34 | 10,343.24 |
| Crisil 10-year Gilt Index | - | 5.36% | 7.07% | 9.54% | 3.99% | - | 12,980.68 | 12,272.91 | 10,953.95 | 10,399.42 |
| CRISIL Banking and PSU Debt A-II Index | - | 6.66% | 6.21% | 7.31% | 3.39% | - | 13,804.74 | 11,981.69 | 10,731.45 | 10,338.72 |
As on Mar 21, 2025
Rolling Returns
| 10 Year | 7 Year | 5 Year | 3 Year | 1 Year | ||
|---|---|---|---|---|---|---|
| Average | 7.07 | 7.05 | 7.07 | 7.13 | 7.31 | |
| Maximum | 8.78 | 9.47 | 9.62 | 10.93 | 12.66 | |
| Minimum | 5.45 | 4.94 | 4.91 | 4.16 | 2.12 | |
| % times +ve returns | 100 | 100 | 100 | 100 | 100 | |
| % times returns > | 57.81 | 52.20 | 52.43 | 49.15 | 53.50 |
The returns are of Regular Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.
NAV Movement 
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Nav movement shows Nav and Index price of Kotak Banking and PSU Debt Fund since inception. The Scrollbar at the bottom allows user to select range in which he wishes to view the plot. For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
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Scheme Name : Kotak Banking and PSU Debt Fund - Regular Plan Growth
| NAV Date | NAV | Units | Cash Flow | Scheme Value |
|---|
Historical Returns (as per SEBI format) as on 28 February 2025
| Tenors | CAGR | Current Value of ₹ 10,000 invested | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Since Inception | 5Y | 3Y | 1Y | 6 M | Since Inception | 5Y | 3Y | 1Y | 6 M | |
| Kotak Banking and PSU Debt Fund (G) | 7.30% | 6.82% | 6.48% | 7.72% | 3.43% | 63,601.00 | 13,909.00 | 12,072.19 | 10,772.34 | 10,343.24 |
| Crisil 10-year Gilt Index | - | 5.36% | 7.07% | 9.54% | 3.99% | - | 12,980.68 | 12,272.91 | 10,953.95 | 10,399.42 |
| CRISIL Banking and PSU Debt A-II Index | - | 6.66% | 6.21% | 7.31% | 3.39% | - | 13,804.74 | 11,981.69 | 10,731.45 | 10,338.72 |
Fund
Tier 1 Benchmark
Kotak Banking and PSU Debt Fund (An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public
Financial Institutions and Municipal Bonds. A relatively high
interest rate risk and moderate credit risk.).
This open ended fund Scheme is suitable for investors seeking - Income over a short to medium term investment horizon.
- Investment in debt & money market securities of PSUs , Banks , Public Finanacial Institutions, government securities, and Municipal Bonds.
The above riskometer is based on the scheme portfolio as on 28 February 2025 . An addendum may be issued or updated on the website for new riskometer.
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Regular Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 28 February 2025. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Details
Fund Managers
Mr. Deepak Agrawal See All Funds Managed
Mr. Abhishek Bisen See All Funds Managed
Expense Ratio (Direct) **
0.39
Expense Ratio (Regular) **
0.75
Source: *ICRA MFI Explorer ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA) **Total Expense Ratio includes applicable B30 fee and GST.
Source: *ICRA MFI Explorer
## Risk rate assumed to be %
(FBIL Overnight MIBOR rate as on NA)
**Total Expense Ratio includes applicable B30 fee and GST.
A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)
Initial Investment: Rs100 and any amount thereafter
Additional Investment: Rs100 and any amount thereafter
Ideal Investments Horizon: 2.5 years & above
Entry Load: Nil
Exit Load: Nil
Fund
Tier 1 Benchmark
Kotak Banking and PSU Debt Fund (An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public
Financial Institutions and Municipal Bonds. A relatively high
interest rate risk and moderate credit risk.).
This open ended fund Scheme is suitable for investors seeking - Income over a short to medium term investment horizon.
- Investment in debt & money market securities of PSUs , Banks , Public Finanacial Institutions, government securities, and Municipal Bonds.
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
