What kind of companies does Kotak Focused Fund invest in?

This fund invests primarily in equity and equity related securities of up to 30 carefully selected companies across large cap, mid cap and small cap segments depending on where the fund manager identifies potential.

What are the key features of Kotak Focused Fund?

• High conviction portfolio - invests in a maximum of 30 stocks allowing concentrated bets on fewer high conviction ideas rather than spreading across many • Flexibility across market caps - can include large, mid or small cap companies giving the fund flexibility to tap opportunities across market capitalizations

Who should invest in Kotak Focused Fund?

• Investors looking for long term capital growth via equities and comfortable with moderate to high risk and volatility • Those who believe in active & concentrated investing • Investors preferring a balance between flexibility and focus, ready for market cap and sector diversity but with fewer holdings

Is there any tax on Kotak Focused Fund?

Kotak Focused Fund is treated as an equity oriented mutual fund for taxation purposes.

What is the minimum SIP and lump sum investment for Kotak Focused Fund?

• SIP Minimum 100 per month • Lump Sum Rs100 and any amount thereafter

What is the exit load for Kotak Focused Fund?

For redemption / switch out of upto 10%of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1)If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% 2)If units are redeemed or switched out on or after 1 year from the date of allotment: NIL

What is the AUM of Kotak Focused Fund?

As of 30th November 2025, the AUM of the scheme stands at ₹ 3942 Cr.

What is the current NAV of Kotak Focused Fund Direct Growth?

As of 30th November 2025, the NAV of the scheme is ₹29.73.

What kind of returns does Kotak Focused Fund Direct Growth provide?

As of 30th November 2025, this fund has provided 8.27% returns in the last 1 year,17.44% over 3 years,19.37% over 5 years and 18.48% since inception.[AK2.1][MOU2.2](please refer performance table (SEBI Format) for complete disclosure).

Kotak Focused Fund

NAV as on Jan 29, 2026 ₹ 26.678 ₹ 0.18(0.68)%

CAGR

inception 16.17%

If you had invested ₹ on via and stayed invested till it would have become ₹2,668 i.e. CAGR of 16.17%

Scheme Inception date is 16/07/2019. Ms. Shibani Kurian has been managing the fund since 16/07/2019. Different plans have different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future. All payouts during the period ha...

Portfolio

As on Dec 31, 2025

SECTOR ALLOCATION
STOCKS

Sector	Portfolio weight
Banks	21.65 %
IT - Software	9.55 %
Retailing	8.26 %
Automobiles	8.04 %
Telecom - Services	5.72 %
Finance	5.46 %
Aerospace and Defense	3.82 %
Petroleum Products	3.79 %
Industrial Products	3.28 %
Electrical Equipment	3.23 %

Market Capitalisation Market Capitalisation

Type	%
Large Cap	72.37 %
Mid Cap	23.1 %
Small Cap	3.18 %
Debt And_Money_Market	1.35 %

Performance

as per SEBI format

Historical Returns

	CAGR					Value of ₹ 10,000 invested
	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days
Kotak Focused Fund (IDCW) RI	16.17%	-	16.71%	18.14%	17.46%	6.24%	-0.45%	-0.51%	-0.71%	1.35%	26,678.00	-	21,657.74	16,488.26	11,746.21	10,623.61	9,955.22	9,949.28	9,929.28	10,134.86
Tier 2 - Nifty 200 TRI	15.14%	-	16.10%	16.59%	11.17%	2.43%	-2.40%	-1.82%	-1.06%	0.62%	25,165.60	40,031.99	21,092.46	15,849.74	11,117.27	10,242.97	9,759.54	9,817.53	9,893.85	10,062.40
Additional -Nifty 50 TRI	13.97%	-	14.63%	14.36%	11.06%	2.82%	-2.33%	-1.96%	-0.90%	0.51%	23,529.17	38,025.02	19,790.55	14,954.71	11,105.75	10,281.66	9,767.11	9,804.26	9,909.88	10,051.01
Tier 1 - Nifty 500 TRI	15.70%	-	16.59%	16.97%	9.97%	0.92%	-3.32%	-2.27%	-1.41%	0.55%	25,976.36	40,798.12	21,543.31	16,005.53	10,996.54	10,091.56	9,668.32	9,773.05	9,858.93	10,055.22

As on Dec 31, 2025

Rolling Returns

TABLE DATA IS UNAVAILABLE

NAV Movement Download

From

The Net Asset Value ("NAV") movement graph, shows the movement of NAVs of various available Plans/Options of Kotak Focused Fund("Scheme") and the movement of the Index Price, since the Inception of the Scheme/Plan/Option. For the Scheme the details provided here in are of Regular Plan- IDCW Option.

let's calculate your dividend

If you would have invested ₹
since inception, you would have earned ₹ - as Dividend and your current value of investment ₹ 2,66,780

Dividend History

From to

Download

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the scheme will fall to the extent of payout and statutory levy (if applicable).

The dividend rates could be inclusive of statutory levy, if any. The dividend received by investors will be net of statutory levy (as applicable).

Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.

SWP Calculator

Scheme Name : Kotak Focused Fund - Regular Plan Growth

NAV Date	NAV	Units	Cash Flow	Scheme Value

Historical Returns (as per SEBI format) as on 31 December 2025

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Focused Fund (IDCW) RI	16.17%	16.71%	18.14%	17.46%	6.24%	26,678.00	21,657.74	16,488.26	11,746.21	10,623.61
Nifty 200 TRI	15.14%	16.10%	16.59%	11.17%	2.43%	25,165.60	21,092.46	15,849.74	11,117.27	10,242.97
Nifty 50 TRI	13.97%	14.63%	14.36%	11.06%	2.82%	23,529.17	19,790.55	14,954.71	11,105.75	10,281.66
Nifty 500 TRI	15.70%	16.59%	16.97%	9.97%	0.92%	25,976.36	21,543.31	16,005.53	10,996.54	10,091.56

Scheme Inception date is 16/07/2019. Ms. Shibani Sircar Kurian has been managing the fund since 16/07/2019. Different plans have different expense structure. The performance details provided herein are of Regular Plan .Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. TRI - Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).

Fund

Tier 1 Benchmark

Tier 2 Benchmark

Kotak Focused Fund (An open ended equity scheme investing in maximum 30 stocks in large-cap, mid-cap and small-cap category)

This scheme is suitable for investors who are seeking *

Long term capital growth
Investment in equity & equity related securities across market capitalisation in maximum 30 stocks

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

The above riskometer is based on the scheme portfolio as on 31 December 2025 . An addendum may be issued or updated on the website for new riskometer.

Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Regular Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 December 2025. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark

Tier 2 - Nifty 200 TRI
Additional -Nifty 50 TRI
Tier 1 - Nifty 500 TRI

AUM: ₹ 3,971 Cr. As on 31-Dec-2025

Allotment date: July 16, 2019

AAUM: ₹ 3,921 Cr. As on 31-Dec-2025

Fund Managers

Ms. Shibani Sircar Kurian See All Funds Managed

Key Ratios as on 31-12-2025

Portfolio turnover ratio

21.99%

*Standard Deviation

11.83%

*Beta

0.90

*Sharpe Ratio ##

0.94%

Expense Ratio **

1.87

Source: *ICRA MFI Explorer ## Risk rate assumed to be 0% (FBIL Overnight MIBOR rate as on 31-12-2025) **Total Expense Ratio includes applicable B30 fee and GST.

Source: *ICRA MFI Explorer

## Risk rate assumed to be 0%

(FBIL Overnight MIBOR rate as on 31-12-2025)

**Total Expense Ratio includes applicable B30 fee and GST.

Investment Style

Available Plans/Options

A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs5000 and in multiple of Rs1 for purchase and for Rs0.01 for switches

Additional Investment: Rs1000 & in multiples of Rs1

Ideal Investments Horizon: 5 years & above

Load Structure

Entry Load: Nil

Exit Load: *For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. *If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1% *If units are redeemed or switched out on or after 1 year from the date of allotment: NIL *The exit load will be applied based on the prevailing exit load rate at the time of unit allotment.