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Kotak Liquid Fund

Overview
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OVERVIEW DATA IS UNAVAILABLE

Portfolio

As on Sep 30, 2025

SectorPortfolio weight
Commercial Paper (CP)/Certificate of Deposits (CD)
97.69 %
Treasury Bills
21.06 %
Debentures and Bonds
1.32 %
Government Dated Securities
0.92 %
Alternative Investment Fund
0.33 %
Net Current Assets
-21.32 %
Performance
as per SEBI format
Historical Returns
CAGRValue of ₹ 10,000 invested
Since Inception10Y5Y3Y1Y6 M3 M1 M15 Days7 DaysSince Inception10Y5Y3Y1Y6 M3 M1 M15 Days7 Days
Kotak Liquid Fund - Direct (IDCW-D)6.91%6.29%5.79%7.14%6.97%3.08%1.48%0.48%0.29%0.09%23,496.5018,406.0113,251.1912,298.8010,696.8810,308.2910,147.9410,047.9510,028.6610,008.71
Additional -NIFTY 1 Year T-Bill Index6.73%7.84%5.49%6.82%6.37%2.80%18.79%17.69%17.41%17.23%22,901.8821,272.6913,065.3812,189.4910,637.3410,279.5711,879.0111,768.7511,741.2811,723.39
Tier 1 - NIFTY Liquid Index A-I6.77%6.15%5.74%7.08%6.76%17.03%1.42%0.48%0.25%0.10%23,115.1918,162.9613,220.8512,277.5110,675.5611,702.9410,142.4910,048.3510,024.9010,009.62

Scheme Inception date is 04/11/2003. Scheme Inception date for Direct Plan Growth Option is 01/01/2013. Mr. Deepak Agrawal has been managing the fund since 01/05/2007.Different plans have different expense structure. The performance details provided herein are of Direct Plan - Growth Option Past performance may or may not be sustained in future. All payouts during the period have been reinvested iRead More

As on Sep 30, 2025

Rolling Returns
 10 Year7 Year5 Year3 Year1 Year
Average6.576.346.346.546.87
Maximum 6.84 7.99 8.41 9.25 10.14
Minimum 6.29 5.76 5.21 4.06 3.26
% times +ve returns100100100100100
% times returns > -21.4931.6543.3761.40

The returns are of Direct Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement img Download img
From

To

Nav movement shows Nav and Index price of Kotak Liquid Fund since inception. The Scrollbar at the bottom allows user to select range in which he wishes to view the plot. For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.

let's calculate your dividend
If you would have invested ₹
since inception, you would have earned ₹ 81,144 as Dividend and your current value of investment ₹ 2,34,965
Dividend History
From to img Download img

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the scheme will fall to the extent of payout and statutory levy (if applicable).

The dividend rates could be inclusive of statutory levy, if any. The dividend received by investors will be net of statutory levy (as applicable).

Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.

SWP Calculator
If you had invested ₹
on
and had withdrawn ₹
per
Starting from
To
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SWP Calculator
Scheme Name : Kotak Liquid Fund -
NAV DateNAVUnitsCash FlowScheme Value
Historical Returns (as per SEBI format) as on    30 September 2025
TenorsCAGRCurrent Value of ₹ 10,000 invested
Since Inception5Y3Y1Y6 MSince Inception5Y3Y1Y6 M
Kotak Liquid Fund - Direct (IDCW-D)6.91%5.79%7.14%6.97%3.08%23,496.5013,251.1912,298.8010,696.8810,308.29
NIFTY 1 Year T-Bill Index6.73%5.49%6.82%6.37%2.80%22,901.8813,065.3812,189.4910,637.3410,279.57
NIFTY Liquid Index A-I6.77%5.74%7.08%6.76%17.03%23,115.1913,220.8512,277.5110,675.5611,702.94

Scheme Inception date is 04/11/2003. Scheme Inception date for Direct Plan Growth Option is 01/01/2013. Mr. Deepak Agrawal has been managing the fund since 01/05/2007.Different plans have different expense structure. The performance details provided herein are of Direct Plan - Growth Option Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR(Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.

Graph
Fund
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Tier 1 Benchmark
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Tier 2 Benchmark
Kotak Liquid Fund (An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk)
This open ended fund Scheme is suitable for investors seeking
  1. Income over a short term investment horizon
  2. Investment in debt & money market securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them
The above riskometer is based on the scheme portfolio as on 30 September 2025 . An addendum may be issued or updated on the website for new riskometer.
PRC Matrix Image
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Direct Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 30 September 2025. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Details
Benchmark
  • Additional -NIFTY 1 Year T-Bill Index
  • Tier 1 - NIFTY Liquid Index A-I
AUM: ₹ 29,473 Cr. As on 30-Sep-2025
Allotment date: January 01, 2013
AAUM: ₹ 35,772 Cr. As on 30-Sep-2025
Fund Managers
Mr. Deepak Agrawal See All Funds Managed
Mr. Sunil Pandey See All Funds Managed
Expense Ratio (Direct) **
0.20
Expense Ratio (Regular) **
0.31

Source: *ICRA MFI Explorer     ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA)     **Total Expense Ratio includes applicable B30 fee and GST.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Total Expense Ratio includes applicable B30 fee and GST.

A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)
Initial Investment: Rs100 and any amount thereafter
Additional Investment: Rs100 and any amount thereafter
Ideal Investments Horizon: 7 days to a month
Entry Load: Nil
Exit Load: * Exit load shall applicable be as per the graded basis as specified below: a)For Redemption if Units Within 1 Day Applicable Exit Load is 0.0070%, b)For Redemption if Units Within 2 Day Applicable Exit Load is 0.0065%, For Redemption if Units Within 3 Day Applicable Exit Load is 0.0060%, For Redemption if Units Within 4 Day Applicable Exit Load is 0.0055%, For Redemption if Units Within 5 Day Applicable Exit Load is 0.0050%, For Redemption if Units Within 6 Day Applicable Exit Load is 0.0045%, For Redemption if Units After 7 Days Applicable Exit Load is Nil Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load. *The revised exit load shall be effective for all fresh investments . The revised load structure will be applicable for Insta Redemption facility as per the applicable circular. *The exit load levied will be calculated basis the exit load rate prevalent at the time of unit allotment. *Applicability of revised exit load on redemption /switch-out of units would be done on First in First out Basis ('FIFO').
Graph
Fund
Graph
Tier 1 Benchmark
Graph
Tier 2 Benchmark
Kotak Liquid Fund (An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk)
This open ended fund Scheme is suitable for investors seeking
  1. Income over a short term investment horizon
  2. Investment in debt & money market securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them
PRC Matrix Image
Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).
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