What kind of companies does Kotak Contra Fund invest in?

Kotak Contra Fund invests primarily in equity & equity related securities of fundamentally strong companies, often undervalued or overlooked by the market. The fund may also invest in debt and money market instruments to manage liquidity and risk as needed.

What are the key features of Kotak Contra Fund?

• Contrarian Investment Approach - Focuses on companies that are temporarily undervalued aiming to benefit from long term growth potential • Business Management Valuation (BMV) Framework – Selects quality companies based on strong business fundamentals, capable management and attractive valuations • Long Term Growth Focus - Designed to generate capital growth over a long term horizon through disciplined stock selection • Diversified Portfolio - Invests across large cap, mid cap and small cap stocks to capture opportunities across market segments

Who should invest in Kotak Contra Fund?

• Investors seeking long term capital growth through equity exposure • Those comfortable with equity market volatility and prepared for a long term investment horizon (5+ years) • Investors who prefer fundamental, research driven stock selection over trend following strategies

Is there any tax on Kotak Contra Fund?

Kotak Contra Fund is treated as an equity oriented mutual fund for taxation purposes.

What is the minimum SIP and lump sum investment for Kotak Contra Fund?

• SIP Minimum 100 per month • Lump Sum Rs100 and any amount thereafter

What is the exit load for Kotak Contra Fund?

• For redemption / switch out within 90 days from the date of allotment:1% • If units are redeemed or switched out on or after 90 days from the date of allotment – Nil.

What is the AUM of Kotak Contra Fund?

As of 30th November 2025, the AUM of the scheme stands at ₹5,010 Cr.

What is the current NAV of Kotak Contra Fund Direct Growth?

As of 30th November 2025, the NAV of the scheme is ₹184.48.

What kind of returns does Kotak Contra Fund Direct Growth provide?

As of 30th November 2025 this fund has provided 4.20% returns in the last 1 year, 21.98% over 3 years, 23.00% over 5 years and 17.35% since inception. (please refer performance table (SEBI Format) for complete disclosure).

Kotak Contra Fund

NAV as on Jan 16, 2026 ₹ 65.521 ₹ 0.16(0.25)%

CAGR

inception 0%

Overview

OVERVIEW DATA IS UNAVAILABLE

Portfolio

As on Dec 31, 2025

SECTOR ALLOCATION
STOCKS

Sector	Portfolio weight
Banks	21.88 %
Finance	9.12 %
IT - Software	9.11 %
Automobiles	5.92 %
Healthcare Services	5.3 %
Petroleum Products	4.87 %
Pharmaceuticals and Biotechnology	4.42 %
Cement and Cement Products	3.25 %
Consumer Durables	3.15 %
Retailing	3.13 %

Market Capitalisation Market Capitalisation

Type	%
Large Cap	56.89 %
Mid Cap	27.24 %
Small Cap	14.1 %
Debt And_Money_Market	1.77 %

Performance

as per SEBI format

Historical Returns

	CAGR						Value of ₹ 10,000 invested
	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days	Since Inception	10Y	5Y	3Y	1Y	6 M	3 M	1 M	15 Days	7 Days
Kotak Contra Fund - Direct (IDCW)	16.53%	18.64%	20.18%	22.15%	11.49%	2.71%	0.68%	0.81%	-1.46%	0.42%	73,596.20	55,266.56	25,070.21	18,224.58	11,149.47	10,270.88	10,067.76	10,081.08	9,853.52	10,041.84
Tier 2 - Nifty 100 TRI	13.51%	14.65%	13.82%	14.54%	10.94%	2.11%	0.40%	-0.36%	-1.59%	0.17%	52,244.77	39,230.90	19,101.21	15,026.89	11,093.75	10,211.46	10,039.57	9,963.66	9,841.10	10,017.38
Additional -Nifty 50 TRI	13.23%	14.61%	13.58%	14.15%	11.66%	2.44%	0.63%	-0.58%	-1.67%	0.10%	50,585.05	39,097.38	18,900.66	14,873.61	11,165.89	10,243.71	10,062.66	9,941.90	9,833.00	10,010.36
Tier 1 - Nifty 500 TRI	14.21%	15.41%	15.68%	16.45%	9.28%	0.51%	-0.18%	-0.32%	-1.74%	0.11%	56,634.72	41,932.32	20,718.84	15,791.81	10,927.97	10,050.56	9,982.09	9,967.61	9,826.07	10,011.24

As on Dec 31, 2025

Rolling Returns

		10 Year	7 Year	5 Year	3 Year
Average	16.92	16.14	17.00	17.09	18.88
Maximum	18.99	21.35	32.61	35.87	100.97
Minimum	14.41	6.99	0.84	-3.35	-31.72
% times +ve returns	100	100	100	99.72	88.72
% times returns >	100	99.93	97.09	93.40	69.37

The returns are of Direct Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement Download

From

The Net Asset Value ("NAV") movement graph, shows the movement of NAVs of various available Plans/Options of Kotak Contra Fund("Scheme") and the movement of the Index Price, since the Inception of the Scheme/Plan/Option. For the Scheme the details provided here in are of Direct Plan- IDCW Option.

let's calculate your dividend

If you would have invested ₹
since inception, you would have earned ₹ 79,359 as Dividend and your current value of investment ₹ 7,35,962

Dividend History

From to

Download

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the scheme will fall to the extent of payout and statutory levy (if applicable).

The dividend rates could be inclusive of statutory levy, if any. The dividend received by investors will be net of statutory levy (as applicable).

Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.

SWP Calculator

Scheme Name : Kotak Contra Fund - Direct Plan Growth

NAV Date	NAV	Units	Cash Flow	Scheme Value

Historical Returns (as per SEBI format) as on 31 December 2025

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Contra Fund - Direct (IDCW)	16.53%	20.18%	22.15%	11.49%	2.71%	73,596.20	25,070.21	18,224.58	11,149.47	10,270.88
Nifty 100 TRI	13.51%	13.82%	14.54%	10.94%	2.11%	52,244.77	19,101.21	15,026.89	11,093.75	10,211.46
Nifty 50 TRI	13.23%	13.58%	14.15%	11.66%	2.44%	50,585.05	18,900.66	14,873.61	11,165.89	10,243.71
Nifty 500 TRI	14.21%	15.68%	16.45%	9.28%	0.51%	56,634.72	20,718.84	15,791.81	10,927.97	10,050.56

Scheme Inception date is 27/07/2005. Scheme Inception date for Direct Plan Growth Option is 01/01/2013. Ms. Shibani Kurian has been managing the fund since 09/05/2019. Different plans have different expense structure. The performance details provided herein are of Direct Plan - Growth Option Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI - Total Return Index, In terms of para 6.14 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.

Fund

Tier 1 Benchmark

Tier 2 Benchmark

Kotak Contra Fund (An open ended equity Scheme following contrarian investment strategy)

This scheme is suitable for investors who are seeking *

Long term capital growth
Investment in portfolio of predominantly equity & equity related securities.

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

The above riskometer is based on the scheme portfolio as on 31 December 2025 . An addendum may be issued or updated on the website for new riskometer.

Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Direct Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 31 December 2025. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark

Tier 2 - Nifty 100 TRI
Additional -Nifty 50 TRI
Tier 1 - Nifty 500 TRI

AUM: ₹ 5,136 Cr. As on 31-Dec-2025

Allotment date: January 01, 2013

AAUM: ₹ 5,038 Cr. As on 31-Dec-2025

Fund Managers

Ms. Shibani Sircar Kurian See All Funds Managed

Key Ratios as on 31-12-2025

Portfolio turnover ratio

35.51%

*Standard Deviation

13.08%

*Beta

0.99

*Sharpe Ratio ##

1.10%

Expense Ratio **

0.58

Source: *ICRA MFI Explorer ## Risk rate assumed to be 0% (FBIL Overnight MIBOR rate as on 31-12-2025) **Total Expense Ratio includes applicable B30 fee and GST.

Source: *ICRA MFI Explorer

## Risk rate assumed to be 0%

(FBIL Overnight MIBOR rate as on 31-12-2025)

**Total Expense Ratio includes applicable B30 fee and GST.

Investment Style

Available Plans/Options

A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs100 and any amount thereafter

Additional Investment: Rs100 and any amount thereafter

Ideal Investments Horizon: 5 years & above

Load Structure

Entry Load: Nil

Exit Load: 1. For redemption / switch out within 90 days from the date of allotment:1% 2. If units are redeemed or switched out on or after 90 days from the date of allotment -Nil. *The exit load levied will be calculated basis the exit load rate prevalent at the time of unit allotment.